Featured Savings Rates
Featured Accounts

U. H. S. Employees Federal Credit Union

Popular Accounts at this Credit Union

0.85%5-year CD5 Year CD
0.20%SavingsShare Account
0.15%1-year CD12 Month Lucky Savers Certificate

Overview / Commentary
33-57 Harrison St
Johnson City, NY 13790

U. H. S. Employees Federal Credit Union is headquartered in Johnson City and is the 183rd largest credit union in the state of New York. It is also the 3,450th largest credit union in the nation. It was established in 1974 and as of December of 2017, it had grown to 9 employees and 3,181 members at 2 locations. U. H. S. Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees, retirees or volunteers of the UHS healthcare system in the Southern Tier of New York.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U. H. S. Employees Federal Credit Union has a low asset base.

Health Grade Components

NCUA #21586
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.32%
Annual Interest Income$646.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$18.8MM$18.0MM
LoansQ4 2017vs Q4 2016$10.2MM$8.9MM
DepositsQ4 2017vs Q4 2016$17.1MM$16.3MM
Equity CapitalQ4 2017vs Q4 2016$1.6MM$1.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$96.00K$65.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$59.00K$106.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U. H. S. Employees Federal Credit Union Savings Account Rates

0.20%*$10k*-Share Account
OTHER TIERS: 0.05% $25 - $1k | 0.15% $1k - $10k
0.20%--Holiday Club Account

U. H. S. Employees Federal Credit Union CD Rates

0.85%$200-5 Year CD
0.35%$500-3 Year CD
0.20%$750-18 Month CD
0.15%$750-1 Year CD
0.15%$25-12 Month Lucky Savers Certificate
0.10%$1k-9 Month CD
0.05%$1k-90 Day CD

U. H. S. Employees Federal Credit Union Locations
Branch Office33-57 Harrison StJohnson City, NY 13790
Branch Office40 Mitchell AveBinghamton, NY 13903