U. H. S. Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.85%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.20%	Savings	2.00% - Ally Bank Online Savings Account
0.15%	1-year CD	2.65% - Barclays 12 Month Online CD

View all U. H. S. Employees Federal Credit Union rates »

Overview / Commentary

www.cuonlineuhs.org

607-763-6565

33-57 Harrison St
Johnson City, NY 13790

U. H. S. Employees Federal Credit Union is headquartered in Johnson City and is the 181^st largest credit union in the state of New York. It is also the 3,418^th largest credit union in the nation. It was established in 1974 and as of September of 2018, it had grown to 9 employees and 3,219 members at 3 locations. U. H. S. Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees, retirees or volunteers of the UHS healthcare system in the Southern Tier of New York.
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Health

B

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U. H. S. Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	21586
Year Chartered	1974
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	6.28%
Annual Interest Income	$505.00K

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$19.1MM$18.4MM
Loans	Q3 2018vs Q3 2017	$10.1MM$9.7MM
Deposits	Q3 2018vs Q3 2017	$17.1MM$16.7MM
Equity Capital	Q3 2018vs Q3 2017	$1.7MM$1.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$78.00K$92.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$78.00K$117.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U. H. S. Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$10k^*	-	Share Account
OTHER TIERS: 0.05% → $25 - $1k \| 0.15% → $1k - $10k
0.20%	-	-	Holiday Club Account

U. H. S. Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$500	-	5 Year CD
0.35%	$500	-	3 Year CD
0.20%	$500	-	18 Month CD
0.15%	$500	-	1 Year CD
0.15%	$25	-	12 Month Lucky Savers Certificate
0.10%	$1k	-	9 Month CD
0.05%	$1k	-	90 Day CD

Locations

U. H. S. Employees Federal Credit Union Locations
Branch Office	33-57 Harrison St	Johnson City, NY 13790
Branch Office	40 Mitchell Ave	Binghamton, NY 13903
Branch Office	4401 Vestal Pkwy E	Vestal, NY 13850-3514

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