UHS Employees Federal Credit Union
Overview / Commentary
UHS Employees Federal Credit Union is headquartered in Johnson City and is the 172nd largest credit union in the state of New York. It is also the 3,050th largest credit union in the nation. It was established in 1974 and as of March of 2025, it had grown to 9 employees and 3,160 members at 3 locations. UHS Employees Federal Credit Union has a B health rating.
Field of Membership Restrictions
UHS Employees Federal Credit Union is open to employees, retirees or volunteers of the UHS healthcare system in the Southern Tier of New York.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. UHS Employees Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 21586 |
| Year Chartered | 1974 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.53% |
| Return on Equity - YTD | -4.83% |
| Annual Interest Income | $302K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $24.9MM$23.6MM |
| Loans | Q1 2025vs Q1 2024 | $13.9MM$15.3MM |
| Deposits | Q1 2025vs Q1 2024 | $22MM$21.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.7MM$2.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $157K$280K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $138K$122K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |