Featured Savings Rates
Featured Accounts

U. H. S. Employees Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.85%5-year CD5 Year CD
0.20%SavingsShare Account
0.15%1-year CD12 Month Lucky Savers Certificate

Overview / Commentary
607-763-6565
33-57 Harrison St
Johnson City, NY 13790

U. H. S. Employees Federal Credit Union is headquartered in Johnson City and is the 188th largest credit union in the state of New York. It is also the 3,562nd largest credit union in the nation. It was established in 1974 and as of December of 2016, it had grown to 8 employees and 3,232 members at 2 locations. U. H. S. Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees, retirees or volunteers of the UHS healthcare system in the Southern Tier of New York.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U. H. S. Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #21586
Year Chartered1974
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.23%
Annual Interest Income$625.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$18.0MM$16.8MM
LoansQ4 2016vs Q4 2015$8.9MM$8.5MM
DepositsQ4 2016vs Q4 2015$16.3MM$15.2MM
Equity CapitalQ4 2016vs Q4 2015$1.5MM$1.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$65.00K$74.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$106.00K$166.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U. H. S. Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Share Account
OTHER TIERS: 0.05% $25 - $1k | 0.15% $1k - $10k
0.20%--Holiday Club Account

U. H. S. Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$200-5 Year CD
0.35%$500-3 Year CD
0.20%$750-18 Month CD
0.15%$750-1 Year CD
0.15%$25-12 Month Lucky Savers Certificate
0.10%$1k-9 Month CD
0.05%$1k-90 Day CD
Locations


U. H. S. Employees Federal Credit Union Locations
Branch Office33-57 Harrison StJohnson City, NY 13790
Branch Office40 Mitchell AveBinghamton, NY 13903