UHS Employees Federal Credit Union

Overview / Commentary

607-763-6565

33-57 Harrison St
Johnson City, NY 13790

UHS Employees Federal Credit Union is headquartered in Johnson City and is the 177^th largest credit union in the state of New York. It is also the 3,329^th largest credit union in the nation. It was established in 1974 and as of December of 2020, it had grown to 10 employees and 3,328 members at 4 locations. UHS Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

UHS Employees Federal Credit Union is open to employees, retirees or volunteers of the UHS healthcare system in the Southern Tier of New York.
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Health

Data as of Q4 2020

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. UHS Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	21586
Year Chartered	1974
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	3.72%
Annual Interest Income	$705.00K

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$22.0MM$19.9MM
Loans	Q4 2020vs Q4 2019	$10.9MM$10.7MM
Deposits	Q4 2020vs Q4 2019	$20.0MM$17.9MM
Equity Capital	Q4 2020vs Q4 2019	$1.9MM$1.9MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$53.00K$57.00K
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$28.00K$60.00K
Real Estate Owned	Q4 2020vs Q4 2019	$0$0

Rates

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Money Market
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Always verify rates and promotions with the bank or credit union. We are not UHS Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

UHS Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	-	-	Holiday Club Account
0.10%	$25	-	Share Account

UHS Employees Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Premier Money Market
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.15% → $10k - $100k

UHS Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$500	-	18 Month CD
0.25%	$500	-	3 Year CD
0.25%	$500	-	5 Year CD
0.25%	$25	-	12 Month Lucky Savers Certificate
0.10%	$500	-	1 Year CD
0.10%	$500	-	6 Month CD

Locations

UHS Employees Federal Credit Union Locations
Branch Office	33-57 Harrison St	Johnson City, NY 13790
Branch Office	40 Mitchell Ave	Binghamton, NY 13903
Branch Office	4401 Vestal Pkwy E	Vestal, NY 13850-3514
Branch Office	33 Lewis Rd	Binghamton, NY 13905-1048

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