U. H. S. Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.85%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD
0.20%	Savings	Share Account 1.20% - Goldman Sachs Bank USA Online Savings
0.15%	1-year CD	12 Month Lucky Savers Certificate 1.40% - Synchrony Bank 12 Month CD

View all U. H. S. Employees Federal Credit Union rates »

Overview / Commentary

www.cuonlineuhs.org

607-763-6565

33-57 Harrison St
Johnson City, NY 13790

U. H. S. Employees Federal Credit Union is headquartered in Johnson City and is the 190^th largest credit union in the state of New York. It is also the 3,582^nd largest credit union in the nation. It was established in 1974 and as of March of 2017, it had grown to 8 employees and 3,229 members at 2 locations. U. H. S. Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees, retirees or volunteers of the UHS healthcare system in the Southern Tier of New York.
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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U. H. S. Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	21586
Year Chartered	1974
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.31%
Return on Equity - YTD	-3.69%
Annual Interest Income	$157.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$18.1MM$17.1MM
Loans	Q1 2017vs Q1 2016	$8.7MM$8.5MM
Deposits	Q1 2017vs Q1 2016	$16.4MM$15.5MM
Equity Capital	Q1 2017vs Q1 2016	$1.5MM$1.5MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$100.00K$66.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$85.00K$88.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U. H. S. Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$10k^*	-	Share Account
OTHER TIERS: 0.05% → $25 - $1k \| 0.15% → $1k - $10k
0.20%	-	-	Holiday Club Account

U. H. S. Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$200	-	5 Year CD
0.35%	$500	-	3 Year CD
0.20%	$750	-	18 Month CD
0.15%	$750	-	1 Year CD
0.15%	$25	-	12 Month Lucky Savers Certificate
0.10%	$1k	-	9 Month CD
0.05%	$1k	-	90 Day CD

Locations

U. H. S. Employees Federal Credit Union Locations
Branch Office	33-57 Harrison St	Johnson City, NY 13790
Branch Office	40 Mitchell Ave	Binghamton, NY 13903