Featured Savings Rates
Featured Accounts

U. H. S. Employees Federal Credit Union

Popular Accounts at this Credit Union

0.85%5-year CD5 Year CD
0.20%SavingsShare Account
0.15%1-year CD12 Month Lucky Savers Certificate

Overview / Commentary
33-57 Harrison St
Johnson City, NY 13790

U. H. S. Employees Federal Credit Union is headquartered in Johnson City and is the 184th largest credit union in the state of New York. It is also the 3,520th largest credit union in the nation. It was established in 1974 and as of September of 2017, it had grown to 8 employees and 3,156 members at 2 locations. U. H. S. Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees, retirees or volunteers of the UHS healthcare system in the Southern Tier of New York.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U. H. S. Employees Federal Credit Union has a low asset base.

Health Grade Components

NCUA #21586
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.48%
Annual Interest Income$480.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$18.4MM$17.4MM
LoansQ3 2017vs Q3 2016$9.7MM$8.8MM
DepositsQ3 2017vs Q3 2016$16.7MM$15.7MM
Equity CapitalQ3 2017vs Q3 2016$1.6MM$1.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$92.00K$72.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$117.00K$95.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U. H. S. Employees Federal Credit Union Savings Account Rates

0.20%*$10k*-Share Account
OTHER TIERS: 0.05% $25 - $1k | 0.15% $1k - $10k
0.20%--Holiday Club Account

U. H. S. Employees Federal Credit Union CD Rates

0.85%$200-5 Year CD
0.35%$500-3 Year CD
0.20%$750-18 Month CD
0.15%$750-1 Year CD
0.15%$25-12 Month Lucky Savers Certificate
0.10%$1k-9 Month CD
0.05%$1k-90 Day CD

U. H. S. Employees Federal Credit Union Locations
Branch Office33-57 Harrison StJohnson City, NY 13790
Branch Office40 Mitchell AveBinghamton, NY 13903