U S #1364 Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.15% | 5-year CD | 5 Year CD 2.85% - Barclays 60 Month Online CD |
| 1.85% | 1-year CD | 1 Year CD |
| 0.25% | Savings | Regular Shares |
U S #1364 Federal Credit Union is headquartered in MERRILLVILLE and is the 34th largest credit union in the state of Indiana. It is also the 1,422nd largest credit union in the nation. It was established in 1936 and as of March of 2018, it had grown to 27 employees and 10,421 members at 4 locations. U S #1364 Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in Lake or Porter County, Indiana.
See current membership details
Good first time experience
I became a member of this credit union when I was in high school and used it to save until I got to college and opened a credit card that was linked with a checking account. The credit union was a great way to save and to introduce me to the concept of putting away money on a regular basis. Today I just have a few hundred dollars in the account for a rainy day, as most of my money is in checking. But the credit union experience was a lot more simple than a regular bank and it was very helpful for me to learn to manage money.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1364 |
| Year Chartered | 1936 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 10.93% |
| Annual Interest Income | $847.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $124.2MM$118.2MM |
| Loans | Q1 2018vs Q1 2017 | $75.0MM$71.7MM |
| Deposits | Q1 2018vs Q1 2017 | $114.7MM$108.7MM |
| Equity Capital | Q1 2018vs Q1 2017 | $12.1MM$10.9MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $418.00K$437.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $460.00K$304.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not U S #1364 Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
U S #1364 Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $75k* | - | Regular Shares | ||
| OTHER TIERS: 0.10% → Up to $50k | 0.13% → $50k - $75k | |||||
U S #1364 Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.90%* | $75k* | - | Money Market | ||
| OTHER TIERS: 0.20% → Up to $500 | 0.25% → $500 - $2,500 | 0.35% → $2,500 - $10k | 0.60% → $10k - $25k | 0.75% → $25k - $75k | |||||
U S #1364 Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Checking |
U S #1364 Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.15% | $10k | - | 5 Year CD | |
| 2.85% | $10k | - | 4 Year CD | |
| 2.50% | $10k | - | 3 Year CD | |
| 2.25% | $10k | - | 2 Year CD | |
| 2.10% | $10k | - | 18 Month CD | |
| 1.85% | $10k | - | 1 Year CD | |
| 1.70% | $10k | - | 9 Month CD | |
| 1.45% | $10k | - | 6 Month CD |
U S #1364 Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.15% | $10k | - | 5 Year IRA | |
| 2.85% | $10k | - | 4 Year IRA | |
| 2.50% | $10k | - | 3 Year IRA | |
| 2.25% | $10k | - | 2 Year IRA | |
| 1.85% | $10k | - | 1 Year IRA | |
| 1.45% | $10k | - | 6 Month IRA |
| U S #1364 Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 334 W US Highway 30 | VALPARAISO, IN 46385-5394 |
| Branch Office | 3275 Airport Rd | Portage, IN 46368-4537 |
| Branch Office | 8400 BROADWAY | MERRILLVILLE, IN 46410 |
| Branch Office | 1 N BUCHANAN ST | GARY, IN 46402 |