USE Federal Credit Union is headquartered in OKLAHOMA CITY and is the 16th largest credit union in the state of Oklahoma. It is also the 1,234th largest credit union in the nation. It was established in 1938 and as of June of 2024, it had grown to 49 employees and 17,561 members at 5 locations. USE Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.
Membership in USE Federal Credit Union is open to all residents of the state of Oklahoma by joining the Friends of the Metro Library System ($10 fee). Membership is also open to the following: (1) employees of the U.S. Postal Service, regardless of residency; (2) Federal employees who live or work in the Oklahoma counties of Canadian, Cleveland, Grady, Kingfisher, Logan, or Oklahoma; (3) Family members or household members of current USEFCU members.
See current membership details
Overall | |
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NCUA # | 2744 |
Year Chartered | 1938 |
Employees | 49 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.7% |
Return on Equity - YTD | 6.45% |
Annual Interest Income | $4.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $209MM$210.9MM |
Loans | Q2 2024vs Q2 2023 | $133.2MM$137.3MM |
Deposits | Q2 2024vs Q2 2023 | $184.9MM$188.9MM |
Equity Capital | Q2 2024vs Q2 2023 | $22.7MM$19.8MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $998K$924K |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $476K$155K |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not USE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | $0 | $25k | Kasasa Saver | ||
OTHER TIERS: 0.10% → $25k+ | |||||
0.25% | $25 | - | Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.70% | $2k | - | Money Market Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
6.00%* | $0 | $5k | Kasasa Cash | ||
OTHER TIERS: 0.10% → $5k+ |
USE Federal Credit Union Locations | ||
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Branch Office | 2705 NW EXPRESSWAY | OKLAHOMA CITY, OK 73112-7047 |
Branch Office | 320 SW 19th St | Moore, OK 73160 |
Branch Office | 4025 W RENO AVE RM 1064 | OKLAHOMA CITY, OK 73125-7700 |
Branch Office | 4301 S INTERSTATE 44 SERVICE RD | OKLAHOMA CITY, OK 73119 |
Branch Office | 9244 E Reno Ave | Midwest City, OK 73130 |