Overview / Commentary
405-685-6200
4301 S Interstate 44
Oklahoma City, OK 73119

USE Federal Credit Union is headquartered in OKLAHOMA CITY and is the 15th largest credit union in the state of Oklahoma. It is also the 1,194th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 49 employees and 18,196 members at 4 locations. USE Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in USE Federal Credit Union is open to all residents of the state of Oklahoma by joining the Friends of the Metro Library System ($10 fee). Membership is also open to the following: (1) employees of the U.S. Postal Service, regardless of residency; (2) Federal employees who live or work in the Oklahoma counties of Canadian, Cleveland, Grady, Kingfisher, Logan, or Oklahoma; (3) Family members or household members of current USEFCU members.
See current membership details

Related Posts

USE Federal Credit Union (OK) Adds 17-Month CD Special - 7/28/2018

USE Federal Credit Union (OK) has added a limited-time 17-month CD Special, earning 2.70% APY. Minimum deposit is $1k, with no stated balance cap.

USE FCU (OK) Offers Kasasa Cash - 3/20/2018

USE FCU's (easy membership) Kasasa Cash account earns 3.00% APY on qualifying balances up to $10k. Qualifying balances over $10k earn 0.25% APY.

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Health

Health Grade Components

Overall
NCUA #2744
Year Chartered1938
Employees49
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD9.14%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$164.8MM$159.1MM
LoansQ2 2018vs Q2 2017$119.2MM$115.6MM
DepositsQ2 2018vs Q2 2017$143.9MM$139.9MM
Equity CapitalQ2 2018vs Q2 2017$18.3MM$17.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$906.00K$872.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$468.00K$404.00K
Real Estate OwnedQ2 2018vs Q2 2017$17.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not USE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USE Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Share Account

USE Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Money Market Share Account
OTHER TIERS: 0.50% $2k - $25k | 0.60% $25k - $100k

USE Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.10%--Share Draft Account

USE Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$1k-17 Month Share Certificate Special
2.55%*$100k*-48 Month Share Certificate
OTHER TIERS: 2.35% $500 - $50k | 2.45% $50k - $100k
2.45%*$100k*-36 Month Share Certificate
OTHER TIERS: 2.25% $500 - $50k | 2.35% $50k - $100k
2.35%*$100k*-24 Month Share Certificate
OTHER TIERS: 2.15% $500 - $50k | 2.25% $50k - $100k
2.25%*$100k*-12 Month Share Certificate
OTHER TIERS: 2.05% $500 - $50k | 2.15% $50k - $100k
1.60%*$100k*-6 Month Share Certificate
OTHER TIERS: 1.40% $500 - $50k | 1.50% $50k - $100k

USE Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$1k-17 Month IRA Certificate Special
2.55%*$100k*-48 Month IRA Certificate
OTHER TIERS: 2.35% $500 - $50k | 2.45% $50k - $100k
2.45%*$100k*-36 Month IRA Certificate
OTHER TIERS: 2.25% $500 - $50k | 2.35% $50k - $100k
2.35%*$100k*-24 Month IRA Certificate
OTHER TIERS: 2.15% $500 - $50k | 2.25% $50k - $100k
2.25%*$100k*-12 Month IRA Certificate
OTHER TIERS: 2.05% $500 - $50k | 2.15% $50k - $100k
1.60%*$100k*-6 Month IRA Certificate
OTHER TIERS: 1.40% $500 - $50k | 1.50% $50k - $100k
Locations


USE Federal Credit Union Locations
Branch Office2705 NW EXPRESSWAYOKLAHOMA CITY, OK 73112-7047
Branch Office2701 E Imhoff Rd RM C-131NORMAN, OK 73071-1103
Branch Office4025 W RENO AVE RM 1064OKLAHOMA CITY, OK 73125-7701
Branch Office4301 S INTERSTATE 44 SERVICE RDOKLAHOMA CITY, OK 73119

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