Featured Savings Rates
Featured Accounts

USE Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingKasasa Cash
1.60%1-year CD12 Month Share Certificate
0.15%SavingsShare Account

Overview / Commentary
405-685-6200
4301 S Interstate 44
Oklahoma City, OK 73119

USE Federal Credit Union is headquartered in OKLAHOMA CITY and is the 15th largest credit union in the state of Oklahoma. It is also the 1,182nd largest credit union in the nation. It was established in 1938 and as of March of 2018, it had grown to 50 employees and 17,913 members at 4 locations. USE Federal Credit Union's CD rates are 78% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in USE Federal Credit Union is open to anyone by joining the Friends of the Metro Library System ($10 fee). Membership is also open to employees of the U.S. Postal Service, regardless of residency. Federal employees who live or work in the Oklahoma counties of Canadian, Cleveland, Grady, Kingfisher, Logan, or Oklahoma are also eligible. Family members or household members of current USEFCU members are also welcome to apply.
See current membership details

Related Posts

USE FCU Offers Nationally Available Kasasa Cash - 3/20/2018

USE FCU's (easy membership) Kasasa Cash account earns 3.00% APY on qualifying balances up to $10k. Qualifying balances over $10k earn 0.25% APY.

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Health
A+

Health Grade Components

Overall
NCUA #2744
Year Chartered1938
Employees50
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD10.9%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$166.4MM$157.0MM
LoansQ1 2018vs Q1 2017$114.7MM$115.2MM
DepositsQ1 2018vs Q1 2017$146.7MM$137.8MM
Equity CapitalQ1 2018vs Q1 2017$18.1MM$17.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$929.00K$930.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$316.00K$723.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$15.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

USE Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Share Account

USE Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Share Account
OTHER TIERS: 0.40% $2k - $25k | 0.50% $25k - $100k

USE Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.10%--Share Draft Account

USE Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$100k*-48 Month Share Certificate
OTHER TIERS: 1.90% $500 - $50k | 2.00% $50k - $100k
1.95%*$100k*-36 Month Share Certificate
OTHER TIERS: 1.75% $500 - $50k | 1.85% $50k - $100k
1.80%*$100k*-24 Month Share Certificate
OTHER TIERS: 1.60% $500 - $50k | 1.70% $50k - $100k
1.60%*$100k*-12 Month Share Certificate
OTHER TIERS: 1.30% $500 - $50k | 1.40% $50k - $100k
1.10%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.90% $500 - $50k | 1.00% $50k - $100k

USE Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$100k*-48 Month IRA Certificate
OTHER TIERS: 1.90% $500 - $50k | 2.00% $50k - $100k
1.95%*$100k*-36 Month IRA Certificate
OTHER TIERS: 1.75% $500 - $50k | 1.85% $50k - $100k
1.80%*$100k*-24 Month IRA Certificate
OTHER TIERS: 1.60% $500 - $50k | 1.70% $50k - $100k
1.60%*$100k*-12 Month IRA Certificate
OTHER TIERS: 1.30% $500 - $50k | 1.40% $50k - $100k
1.10%*$100k*-6 Month IRA Certificate
OTHER TIERS: 0.90% $500 - $50k | 1.00% $50k - $100k
Locations


USE Federal Credit Union Locations
Branch Office2705 NW EXPRESSWAYOKLAHOMA CITY, OK 73112-7047
Branch Office2701 E Imhoff Rd RM C-131NORMAN, OK 73071-1103
Branch Office4025 W RENO AVE RM 1064OKLAHOMA CITY, OK 73125-7701
Branch Office4301 S INTERSTATE 44 SERVICE RDOKLAHOMA CITY, OK 73119

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