USE Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.00% | Reward Checking | Kasasa Cash 1.95% - National Average |
| 1.60% | 1-year CD | 12 Month Share Certificate 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.15% | Savings | Share Account 1.65% - Barclays Online Savings Account |
USE Federal Credit Union is headquartered in OKLAHOMA CITY and is the 15th largest credit union in the state of Oklahoma. It is also the 1,182nd largest credit union in the nation. It was established in 1938 and as of March of 2018, it had grown to 50 employees and 17,913 members at 4 locations. USE Federal Credit Union's CD rates are 78% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in USE Federal Credit Union is open to anyone by joining the Friends of the Metro Library System ($10 fee). Membership is also open to employees of the U.S. Postal Service, regardless of residency. Federal employees who live or work in the Oklahoma counties of Canadian, Cleveland, Grady, Kingfisher, Logan, or Oklahoma are also eligible. Family members or household members of current USEFCU members are also welcome to apply.
See current membership details
Related Posts
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2744 |
| Year Chartered | 1938 |
| Employees | 50 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.2% |
| Return on Equity - YTD | 10.9% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $166.4MM$157.0MM |
| Loans | Q1 2018vs Q1 2017 | $114.7MM$115.2MM |
| Deposits | Q1 2018vs Q1 2017 | $146.7MM$137.8MM |
| Equity Capital | Q1 2018vs Q1 2017 | $18.1MM$17.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $929.00K$930.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $316.00K$723.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$15.00K |
Always verify rates and promotions with the bank or credit union. We are not USE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
USE Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Share Account |
USE Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $100k* | - | Money Market Share Account | ||
| OTHER TIERS: 0.40% → $2k - $25k | 0.50% → $25k - $100k | |||||
USE Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.10% | - | - | Share Draft Account | ||
USE Federal Credit Union CD Rates
USE Federal Credit Union IRA Rates
| USE Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2705 NW EXPRESSWAY | OKLAHOMA CITY, OK 73112-7047 |
| Branch Office | 2701 E Imhoff Rd RM C-131 | NORMAN, OK 73071-1103 |
| Branch Office | 4025 W RENO AVE RM 1064 | OKLAHOMA CITY, OK 73125-7701 |
| Branch Office | 4301 S INTERSTATE 44 SERVICE RD | OKLAHOMA CITY, OK 73119 |