USE Federal Credit Union


Overview / Commentary
405-685-6200
4301 S Interstate 44
Oklahoma City, OK 73119

USE Federal Credit Union is headquartered in OKLAHOMA CITY and is the 16th largest credit union in the state of Oklahoma. It is also the 1,252nd largest credit union in the nation. It was established in 1938 and as of September of 2024, it had grown to 52 employees and 17,685 members at 5 locations. USE Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in USE Federal Credit Union is open to all residents of the state of Oklahoma by joining the Friends of the Metro Library System ($10 fee). Membership is also open to the following: (1) employees of the U.S. Postal Service, regardless of residency; (2) Federal employees who live or work in the Oklahoma counties of Canadian, Cleveland, Grady, Kingfisher, Logan, or Oklahoma; (3) Family members or household members of current USEFCU members.
See current membership details

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Health

Health Grade Components

Overall
NCUA #2744
Year Chartered1938
Employees52
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.21%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$203.8MM$208.8MM
LoansQ3 2024vs Q3 2023$133.6MM$137.5MM
DepositsQ3 2024vs Q3 2023$179.6MM$186.7MM
Equity CapitalQ3 2024vs Q3 2023$25.5MM$19.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.1MM$958K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$255K$386K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Rates for USE Federal Credit Union are currently being reviewed.

Locations


USE Federal Credit Union Locations
Branch Office2705 NW EXPRESSWAYOKLAHOMA CITY, OK 73112-7047
Branch Office320 SW 19th StMoore, OK 73160
Branch Office4025 W RENO AVE RM 1064OKLAHOMA CITY, OK 73125-7700
Branch Office4301 S INTERSTATE 44 SERVICE RDOKLAHOMA CITY, OK 73119
Branch Office9244 E Reno AveMidwest City, OK 73130

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