USE Federal Credit Union is headquartered in OKLAHOMA CITY and is the 16th largest credit union in the state of Oklahoma. It is also the 1,254th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 51 employees and 17,727 members at 5 locations. USE Federal Credit Union has an A health rating.
Membership in USE Federal Credit Union is open to all residents of the state of Oklahoma by joining the Friends of the Metro Library System ($10 fee). Membership is also open to the following: (1) employees of the U.S. Postal Service, regardless of residency; (2) Federal employees who live or work in the Oklahoma counties of Canadian, Cleveland, Grady, Kingfisher, Logan, or Oklahoma; (3) Family members or household members of current USEFCU members.
See current membership details
Overall | |
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NCUA # | 2744 |
Year Chartered | 1938 |
Employees | 51 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.74% |
Return on Equity - YTD | 6.04% |
Annual Interest Income | $2.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $207.1MM$210.9MM |
Loans | Q1 2025vs Q1 2024 | $131.1MM$134.8MM |
Deposits | Q1 2025vs Q1 2024 | $183.4MM$187.4MM |
Equity Capital | Q1 2025vs Q1 2024 | $25.3MM$21.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.3MM$972K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $268K$222K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for USE Federal Credit Union are currently being reviewed.
USE Federal Credit Union Locations | ||
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Branch Office | 2705 NW EXPRESSWAY | OKLAHOMA CITY, OK 73112-7047 |
Branch Office | 320 SW 19th St | Moore, OK 73160 |
Branch Office | 4025 W RENO AVE RM 1064 | OKLAHOMA CITY, OK 73125-7700 |
Branch Office | 4301 S INTERSTATE 44 SERVICE RD | OKLAHOMA CITY, OK 73119 |
Branch Office | 9244 E Reno Ave | Midwest City, OK 73130 |
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