USE Federal Credit Union

Overview / Commentary
4301 S Interstate 44
Oklahoma City, OK 73119

USE Federal Credit Union is headquartered in OKLAHOMA CITY and is the 16th largest credit union in the state of Oklahoma. It is also the 1,235th largest credit union in the nation. It was established in 1938 and as of March of 2024, it had grown to 46 employees and 17,699 members at 5 locations. USE Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in USE Federal Credit Union is open to all residents of the state of Oklahoma by joining the Friends of the Metro Library System ($10 fee). Membership is also open to the following: (1) employees of the U.S. Postal Service, regardless of residency; (2) Federal employees who live or work in the Oklahoma counties of Canadian, Cleveland, Grady, Kingfisher, Logan, or Oklahoma; (3) Family members or household members of current USEFCU members.
See current membership details


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Health Grade Components

NCUA #2744
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.29%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$210.9MM$211.3MM
LoansQ1 2024vs Q1 2023$134.8MM$137.4MM
DepositsQ1 2024vs Q1 2023$187.4MM$189.8MM
Equity CapitalQ1 2024vs Q1 2023$21.7MM$19.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$972K$947K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$222K$107K
Real Estate OwnedQ1 2024vs Q1 2023$0$100K

Rates for USE Federal Credit Union are currently being reviewed.


USE Federal Credit Union Locations
Branch Office2705 NW EXPRESSWAYOKLAHOMA CITY, OK 73112-7047
Branch Office320 SW 19th StMoore, OK 73160
Branch Office4025 W RENO AVE RM 1064OKLAHOMA CITY, OK 73125-7700
Branch Office9244 E Reno AveMidwest City, OK 73130

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