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Overview / Commentary
713-209-1255
1515 Miller Cut Off RD
La Porte, TX 77571

U. S. I. Federal Credit Union is headquartered in La Porte and is the 284th largest credit union in the state of Texas. It is also the 3,713th largest credit union in the nation. It was established in 1959 and as of September of 2016, it had grown to 3 employees and 1,365 members at 1 location. U. S. I. Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Linde Gas, LyondellBasell, PetroLogistics, Basic Industries, ISSC, and G4S who work in or are supervised from the Deer Park/La Porte Complex in Deer Park, Texas.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U. S. I. Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13132
Year Chartered1959
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD1.77%
Annual Interest Income$334.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$16.0MM$16.3MM
LoansQ3 2016vs Q3 2015$4.4MM$4.3MM
DepositsQ3 2016vs Q3 2015$11.2MM$11.5MM
Equity CapitalQ3 2016vs Q3 2015$4.8MM$4.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$13.00K$19.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1,000$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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U. S. I. Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Account
0.30%--Savings/Shares
Locations


U. S. I. Federal Credit Union Locations
Branch Office1515 Miller Cut Off RDLa Porte, TX 77571