2. U-1st Community Federal Credit Union

U-1st Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.45%1-year CD
2.70% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.20%Savings
2.20% - Barclays Online Savings AccountAdvertisement
1.65%2-year CD
1.67% - National Average
View all U-1st Community Federal Credit Union rates »

Overview / Commentary
www.u1stcommfcu.net
575-887-1785
601 N Canal St
Carlsbad, NM 88220-5805

U-1st Community Federal Credit Union is headquartered in Carlsbad and is the 35th largest credit union in the state of New Mexico. It is also the 4,257th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 3 employees and 993 members at 1 location. U-1st Community Federal Credit Union's money market rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship, or assist in alleviating poverty in Eddy County in New Mexico.
See current membership details

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Health
B

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U-1st Community Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #10580
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD5.65%
Annual Interest Income$313.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$8.0MM$6.9MM
LoansQ4 2018vs Q4 2017$4.2MM$4.2MM
DepositsQ4 2018vs Q4 2017$6.9MM$5.8MM
Equity CapitalQ4 2018vs Q4 2017$1.1MM$1.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$56.00K$56.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$18.00K$30.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U-1st Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$250-Share IRA
0.20%*$50k*-Special (Club) Savings Account
OTHER TIERS: 0.05% → $1k - $20k | 0.10% → $20k - $50k
0.20%*$50k*-Regular Savings Account
OTHER TIERS: 0.05% → $1k - $20k | 0.10% → $20k - $50k
0.20%$25-Kirby The Kangaroo Kids Account

U-1st Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market Checking Account
OTHER TIERS: 0.80% → $2.5k - $50k | 0.90% → $50k - $100k

U-1st Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1.5k-Senior Checking Account

U-1st Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-24 Month CD
1.45%$1k-12 Month CD
0.80%$1k-6 Month CD
0.70%$1k-3 Month CD
Locations


U-1st Community Federal Credit Union Locations
Branch Office601 N Canal StCarlsbad, NM 88220-5805

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