U-1St Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.45%	1-year CD	12 Month CD 2.45% - Goldman Sachs Bank USA High-yield 12 Month CD
0.20%	Savings	Savings Account 1.75% - American Express National Bank High Yield Savings Account
1.65%	2-year CD	24 Month CD 2.50% - Goldman Sachs Bank USA High-yield 2 Year CD

View all U-1St Community Federal Credit Union rates »

Overview / Commentary

www.u1stcommfcu.net

575-887-1785

601 N Canal St
Carlsbad, NM 88220-5805

U-1St Community Federal Credit Union is headquartered in Carlsbad and is the 36^th largest credit union in the state of New Mexico. It is also the 4,493^rd largest credit union in the nation. It was established in 1955 and as of March of 2018, it had grown to 3 employees and 1,030 members at 1 location. U-1St Community Federal Credit Union's CD rates are 61% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship, or assist in alleviating poverty in Eddy County in New Mexico.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q1 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U-1St Community Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	10580
Year Chartered	1955
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	3.82%
Annual Interest Income	$74.00K

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$6.6MM$7.6MM
Loans	Q1 2018vs Q1 2017	$4.3MM$3.9MM
Deposits	Q1 2018vs Q1 2017	$5.5MM$6.6MM
Equity Capital	Q1 2018vs Q1 2017	$1.0MM$1.0MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$56.00K$56.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$10.00K$37.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not U-1St Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U-1St Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$250	-	Share IRA
0.20%^*	$50k^*	-	Special Club Share
OTHER TIERS: 0.05% → $1k - $20k \| 0.10% → $20k - $50k
0.20%^*	$50k^*	-	Savings Account
OTHER TIERS: 0.05% → $1k - $20k \| 0.10% → $20k - $50k
0.20%	$25	-	Kirby The Kangaroo Kids Account

U-1St Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Money Market Checking Account
OTHER TIERS: 0.80% → $2,500 - $50k \| 0.90% → $50k - $100k

U-1St Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1.5k	-	Senior Checking Account

U-1St Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%	$1k	-	24 Month CD
1.45%	$1k	-	12 Month CD
0.80%	$1k	-	6 Month CD
0.70%	$1k	-	3 Month CD

Locations

U-1St Community Federal Credit Union Locations
Branch Office	601 N Canal St	Carlsbad, NM 88220-5805

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.