Featured Savings Rates
Featured Accounts

U-1St Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD12 Months CD
0.60%2-year CD24 Months CD
0.15%CheckingSenior Checking

Overview / Commentary
575-887-1785
601 N Canal St
Carlsbad, NM 88220-5805

U-1St Community Federal Credit Union is headquartered in Carlsbad and is the 35th largest credit union in the state of New Mexico. It is also the 4,515th largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 2 employees and 1,082 members at 1 location. U-1St Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship, or assist in alleviating poverty in Eddy County in New Mexico.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U-1St Community Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #10580
Year Chartered1955
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.59%
Annual Interest Income$143.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$7.9MM$9.7MM
LoansQ2 2016vs Q2 2015$4.0MM$3.5MM
DepositsQ2 2016vs Q2 2015$6.9MM$8.8MM
Equity CapitalQ2 2016vs Q2 2015$975.00K$892.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$56.00K$56.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$42.00K$16.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U-1St Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$250-Share IRA Account
0.20%$25-Kirby The Kangaroo Kids Savings

U-1St Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Checking
OTHER TIERS: 0.05% $2,500 - $50k | 0.20% $50k - $100k

U-1St Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1,500-Senior Checking

U-1St Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-24 Months CD
0.50%$1k-18 Months CD
0.40%$1k-12 Months CD
0.25%$1k-6 Months CD
0.15%$1k-3 Months CD
Locations


U-1St Community Federal Credit Union Locations
Branch Office601 N Canal StCarlsbad, NM 88220-5805