Featured Savings Rates
Featured Accounts

U-1St Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD12 Months CD
0.60%2-year CD24 Months CD
0.15%CheckingSenior Checking

Overview / Commentary
575-887-1785
601 N Canal St
Carlsbad, NM 88220-5805

U-1St Community Federal Credit Union is headquartered in Carlsbad and is the 34th largest credit union in the state of New Mexico. It is also the 4,362nd largest credit union in the nation. It was established in 1955 and as of March of 2016, it had grown to 4 employees and 1,083 members at 1 location. U-1St Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must reside, work or worship in Eddy County, New Mexico.
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U-1St Community Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #10580
Year Chartered1955
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.7%
Annual Interest Income$65.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$9.3MM$8.0MM
LoansQ1 2016vs Q1 2015$3.7MM$3.6MM
DepositsQ1 2016vs Q1 2015$8.3MM$7.1MM
Equity CapitalQ1 2016vs Q1 2015$942.00K$873.00K
Loan Loss AllowanceQ1 2016vs Q1 2015$56.00K$56.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$21.00K$37.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U-1St Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$250-Share IRA Account
0.20%$25-Kirby The Kangaroo Kids Savings

U-1St Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Checking
OTHER TIERS: 0.05% $2,500 - $50k | 0.20% $50k - $100k

U-1St Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1,500-Senior Checking

U-1St Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-24 Months CD
0.50%$1k-18 Months CD
0.40%$1k-12 Months CD
0.25%$1k-6 Months CD
0.15%$1k-3 Months CD
Locations


U-1St Community Federal Credit Union Locations
Branch Office601 N Canal StCarlsbad, NM 88220-5805