U-1St Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.95% | 1-year CD | 12 Month CD |
| 0.45% | Savings | Savings Account |
| 1.15% | 2-year CD | 24 Month CD 2.25% - Synchrony Bank 24 Month CD |
U-1St Community Federal Credit Union is headquartered in Carlsbad and is the 36th largest credit union in the state of New Mexico. It is also the 4,466th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 3 employees and 1,041 members at 1 location. U-1St Community Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, worship, or assist in alleviating poverty in Eddy County in New Mexico.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10580 |
| Year Chartered | 1955 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 4.35% |
| Annual Interest Income | $276.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $6.9MM$7.6MM |
| Loans | Q4 2017vs Q4 2016 | $4.2MM$4.0MM |
| Deposits | Q4 2017vs Q4 2016 | $5.8MM$6.6MM |
| Equity Capital | Q4 2017vs Q4 2016 | $1.0MM$991.00K |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $56.00K$56.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $30.00K$91.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not U-1St Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
U-1St Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $250 | - | Share IRA | |
| 0.65% | $25 | - | Kirby The Kangaroo Kids Account | |
| 0.45% | $25 | - | Special Club Share | |
| 0.45% | $25 | - | Savings Account |
U-1St Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $100k* | - | Money Market Checking Account | ||
| OTHER TIERS: 0.50% → $2,500 - $50k | 0.65% → $50k - $100k | |||||
U-1St Community Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1,500 | - | Senior Checking Account |
U-1St Community Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $1k | - | 24 Month CD | |
| 0.95% | $1k | - | 12 Month CD | |
| 0.80% | $1k | - | 6 Month CD | |
| 0.70% | $1k | - | 3 Month CD |
| U-1St Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 601 N Canal St | Carlsbad, NM 88220-5805 |