Featured Savings Rates
Featured Accounts

U-1St Community Federal Credit Union

Popular Accounts at this Credit Union

0.95%1-year CD12 Month CD
0.45%SavingsSavings Account
1.15%2-year CD24 Month CD

Overview / Commentary
601 N Canal St
Carlsbad, NM 88220-5805

U-1St Community Federal Credit Union is headquartered in Carlsbad and is the 36th largest credit union in the state of New Mexico. It is also the 4,466th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 3 employees and 1,041 members at 1 location. U-1St Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship, or assist in alleviating poverty in Eddy County in New Mexico.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U-1St Community Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #10580
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD4.35%
Annual Interest Income$276.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$6.9MM$7.6MM
LoansQ4 2017vs Q4 2016$4.2MM$4.0MM
DepositsQ4 2017vs Q4 2016$5.8MM$6.6MM
Equity CapitalQ4 2017vs Q4 2016$1.0MM$991.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$56.00K$56.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$30.00K$91.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U-1St Community Federal Credit Union Savings Account Rates

0.65%$250-Share IRA
0.65%$25-Kirby The Kangaroo Kids Account
0.45%$25-Special Club Share
0.45%$25-Savings Account

U-1St Community Federal Credit Union Money Market Rates

0.75%*$100k*-Money Market Checking Account
OTHER TIERS: 0.50% $2,500 - $50k | 0.65% $50k - $100k

U-1St Community Federal Credit Union Checking Account Rates

0.50%$1,500-Senior Checking Account

U-1St Community Federal Credit Union CD Rates

1.15%$1k-24 Month CD
0.95%$1k-12 Month CD
0.80%$1k-6 Month CD
0.70%$1k-3 Month CD

U-1St Community Federal Credit Union Locations
Branch Office601 N Canal StCarlsbad, NM 88220-5805

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