U-1st Community Federal Credit Union


Overview / Commentary
575-887-1785
601 N Canal St
Carlsbad, NM 88220

U-1st Community Federal Credit Union is headquartered in Carlsbad and is the 33rd largest credit union in the state of New Mexico. It is also the 3,960th largest credit union in the nation. It was established in 1955 and as of December of 2021, it had grown to 3 employees and 903 members at 1 location. U-1st Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

U-1st Community Federal Credit Union is open to businesses and anyone who lives, works, worships, or volunteers in Eddy County. Immediate family may also join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U-1st Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10580
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.73%
Annual Interest Income$347.00K
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$10.4MM$9.8MM
LoansQ4 2021vs Q4 2020$6.3MM$6.0MM
DepositsQ4 2021vs Q4 2020$9.1MM$8.6MM
Equity CapitalQ4 2021vs Q4 2020$1.2MM$1.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$56.00K$56.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$23.00K$175.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not U-1st Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U-1st Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Elly the Elephant Kids Account
0.25%$25$250kYoung Investor Account
0.10%$1k$250kSpecial (Club) Savings Account
0.10%$1k$250kRegular Savings Account
0.10%$250$250kShare IRA

U-1st Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*$250kMoney Market Checking Account
OTHER TIERS: 0.15% $2.5k - $50k | 0.25% $50k - $100k

U-1st Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1.5k$250kSenior Checking Account

U-1st Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$1k$250k36 Month CD
0.75%$1k$250k24 Month CD
0.65%$1k$250k18 Month CD
0.60%$1k$250k12 Month CD
0.55%$1k$250k6 Month CD
Locations


U-1st Community Federal Credit Union Locations
Branch Office601 N Canal StCarlsbad, NM 88220-5805

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.