U-1st Community Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.45%	1-year CD	2.55% - Barclays 12 Month Online CD
0.20%	Savings	1.90% - American Express National Bank High Yield Savings Account
1.65%	2-year CD	2.75% - Synchrony Bank 24 Month CD

View all U-1st Community Federal Credit Union rates »

Overview / Commentary

www.u1stcommfcu.net

575-887-1785

601 N Canal St
Carlsbad, NM 88220-5805

U-1st Community Federal Credit Union is headquartered in Carlsbad and is the 36^th largest credit union in the state of New Mexico. It is also the 4,421^st largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 3 employees and 1,012 members at 1 location. U-1st Community Federal Credit Union's money market rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship, or assist in alleviating poverty in Eddy County in New Mexico.
See current membership details

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Health

B

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. U-1st Community Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	10580
Year Chartered	1955
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	5.99%
Annual Interest Income	$148.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$7.0MM$6.8MM
Loans	Q2 2018vs Q2 2017	$4.3MM$4.0MM
Deposits	Q2 2018vs Q2 2017	$5.9MM$5.8MM
Equity Capital	Q2 2018vs Q2 2017	$1.1MM$1.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$56.00K$56.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$0$70.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

U-1st Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$250	-	Share IRA
0.20%^*	$50k^*	-	Special (Club) Savings Account
OTHER TIERS: 0.05% → $1k - $20k \| 0.10% → $20k - $50k
0.20%^*	$50k^*	-	Regular Savings Account
OTHER TIERS: 0.05% → $1k - $20k \| 0.10% → $20k - $50k
0.20%	$25	-	Kirby The Kangaroo Kids Account

U-1st Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$100k^*	-	Money Market Checking Account
OTHER TIERS: 0.80% → $2.5k - $50k \| 0.90% → $50k - $100k

U-1st Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1.5k	-	Senior Checking Account

U-1st Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%	$1k	-	24 Month CD
1.45%	$1k	-	12 Month CD
0.80%	$1k	-	6 Month CD
0.70%	$1k	-	3 Month CD

Locations

U-1st Community Federal Credit Union Locations
Branch Office	601 N Canal St	Carlsbad, NM 88220-5805

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