U-1st Community Federal Credit Union is headquartered in Carlsbad and is the 33rd largest credit union in the state of New Mexico. It is also the 3,960th largest credit union in the nation. It was established in 1955 and as of December of 2021, it had grown to 3 employees and 903 members at 1 location. U-1st Community Federal Credit Union has a B health rating.
U-1st Community Federal Credit Union is open to businesses and anyone who lives, works, worships, or volunteers in Eddy County. Immediate family may also join.
See current membership details
Overall | |
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NCUA # | 10580 |
Year Chartered | 1955 |
Employees | 3 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.45% |
Return on Equity - YTD | 3.73% |
Annual Interest Income | $347.00K |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $10.4MM$9.8MM |
Loans | Q4 2021vs Q4 2020 | $6.3MM$6.0MM |
Deposits | Q4 2021vs Q4 2020 | $9.1MM$8.6MM |
Equity Capital | Q4 2021vs Q4 2020 | $1.2MM$1.2MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $56.00K$56.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $23.00K$175.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not U-1st Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.35%* | $100k* | $250k | Money Market Checking Account | ||
OTHER TIERS: 0.15% → $2.5k - $50k | 0.25% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.25% | $1.5k | $250k | Senior Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.85% | $1k | $250k | 36 Month CD | |
0.75% | $1k | $250k | 24 Month CD | |
0.65% | $1k | $250k | 18 Month CD | |
0.60% | $1k | $250k | 12 Month CD | |
0.55% | $1k | $250k | 6 Month CD |
U-1st Community Federal Credit Union Locations | ||
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Branch Office | 601 N Canal St | Carlsbad, NM 88220-5805 |