Overview / Commentary
UARK Federal Credit Union is headquartered in Fayetteville and is the 8th largest credit union in the state of Arkansas. It is also the 1,981st largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 20 employees and 7,270 members at 3 locations. UARK Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in UARK Federal Credit Union is open to those who live, work, worship, attend school, own a business, of volunteer in the City of Fayetteville, Arkansas. Employees of several SEGs are also qualify for membership. Those who make a $25 donation to the Humane Society of the Ozarks are eligible to join.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. UARK Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 16946 |
| Year Chartered | 1965 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 10.18% |
| Annual Interest Income | $955K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $84.4MM$82.4MM |
| Loans | Q1 2025vs Q1 2024 | $52MM$55.6MM |
| Deposits | Q1 2025vs Q1 2024 | $73.7MM$72.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $9.6MM$8.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $231K$244K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $233K$492K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |