Overview / Commentary
UBank is headquartered in Jellico and is the 135th largest bank in the state of Tennessee. It is also the 4,577th largest bank in the nation. It was established in 1918 and as of June of 2019, it had grown to 17 employees at 1 location. UBank has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. UBank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1693 |
| Year Established | 1918 |
| Employees | 17 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 6.45% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $66.4MM$66.3MM |
| Loans | Q2 2019vs Q2 2018 | $46.6MM$45.2MM |
| Deposits | Q2 2019vs Q2 2018 | $56.2MM$56.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $9.3MM$9.0MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $610.00K$655.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $690.00K$586.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $219.00K$47.00K |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not UBank; we are a rate comparison website and cannot provide official rates or promotions.
UBank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $100 | - | Variable IRA | |
| 0.10% | $10 | - | USave - Savings |
UBank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | UFirst - Money Market |
UBank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | UMax - Checking |
UBank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 60 Month CD | |
| 1.25% | $1k | - | 48 Month CD | |
| 1.10% | $1k | - | 36 Month CD | |
| 1.00% | $1k | - | 24 Month CD | |
| 0.75% | $1k | - | 18 Month CD | |
| 0.60% | $1k | - | 12 Month CD | |
| 0.40% | $1k | - | 182 Day CD | |
| 0.25% | $1k | - | 91 Day CD |
UBank IRA Rates
Locations
| UBank Locations | ||
|---|---|---|
| Ubank | 1075 Fifth Street | Jellico, TN 37762 |