UBank
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
2.01% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.01% | 5-year CD | 2.27% - National Average |
| 1.00% | 1-year CD | 1.37% - National Average |
| 0.10% | Savings | 0.26% - National Average |
Overview / Commentary
UBank is headquartered in Jellico and is the 136th largest bank in the state of Tennessee. It is also the 4,690th largest bank in the nation. It was established in 1918 and as of December of 2018, it had grown to 17 employees at 1 location. UBank's CD rates are 11% higher than the national average, and it has a B health rating.
Health
B
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. UBank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1693 |
| Year Established | 1918 |
| Employees | 17 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 8.62% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $64.8MM$67.6MM |
| Loans | Q4 2018vs Q4 2017 | $44.8MM$43.5MM |
| Deposits | Q4 2018vs Q4 2017 | $55.1MM$57.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $9.0MM$9.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $563.00K$618.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $692.00K$414.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $218.00K$22.00K |
Rates
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UBank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $100 | - | Variable IRA | |
| 0.10% | $10 | - | USave - Savings |
UBank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | UFirst - Money Market |
UBank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | UMax - Checking |
UBank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $1k | - | 60 Month CD | |
| 1.76% | $1k | - | 48 Month CD | |
| 1.51% | $1k | - | 36 Month CD | |
| 1.25% | $1k | - | 24 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 1.00% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 182 Day CD | |
| 0.25% | $1k | - | 91 Day CD |
UBank IRA Rates
Locations
| UBank Locations | ||
|---|---|---|
| Ubank | 1075 Fifth Street | Jellico, TN 37762 |