UBank
LOCATIONS
1
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.51% APY
60 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.50% | 1-year CD | 12 Month CD |
| 0.10% | Savings | USave - Savings |
Overview / Commentary
UBank is headquartered in Jellico and is the 141st largest bank in the state of Tennessee. It is also the 4,835th largest bank in the nation. It was established in 1918 and as of December of 2017, it had grown to 17 employees at 1 location. UBank has a B+ health rating.
Health
B+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. UBank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1693 |
| Year Established | 1918 |
| Employees | 17 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 8.1% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $67.6MM$65.0MM |
| Loans | Q4 2017vs Q4 2016 | $43.5MM$38.4MM |
| Deposits | Q4 2017vs Q4 2016 | $57.9MM$55.6MM |
| Equity Capital | Q4 2017vs Q4 2016 | $9.0MM$8.8MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $618.00K$544.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $414.00K$401.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $22.00K$67.00K |
Rates
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UBank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | USave - Savings |
UBank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2,500 | - | UFirst - Money Market |
UBank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | UMax - Checking |
UBank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 60 Month CD | |
| 1.26% | $1k | - | 48 Month CD | |
| 1.00% | $1k | - | 36 Month CD | |
| 0.75% | $1k | - | 24 Month CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.35% | $1k | - | 182 Day CD | |
| 0.25% | $1k | - | 91 Day CD |
UBank IRA Rates
Locations
| UBank Locations | ||
|---|---|---|
| Ubank | 1075 Fifth Street | Jellico, TN 37762 |