Featured Savings Rates
Featured Accounts

Ufirst Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.25%1-year CD12 Month CD w/o Draft
0.10%SavingsShare Account
0.60%4-year CD48 Month CD w/o Draft

Overview / Commentary
518-324-5700
274 Rugar St
Plattsburgh, NY 12901

Ufirst Federal Credit Union is headquartered in Plattsburgh and is the 100th largest credit union in the state of New York. It is also the 2,035th largest credit union in the nation. It was established in 1971 and as of September of 2016, it had grown to 18 employees and 6,800 members at 3 locations. Ufirst Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in and businesses and other legal entities located in Clinton County, New York.
See current membership details

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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ufirst Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #20613
Year Chartered1971
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.09%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$65.0MM$59.6MM
LoansQ3 2016vs Q3 2015$35.3MM$30.6MM
DepositsQ3 2016vs Q3 2015$56.3MM$51.8MM
Equity CapitalQ3 2016vs Q3 2015$7.9MM$7.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$156.00K$115.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$80.00K$139.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ufirst Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$10k*-IRA Account
OTHER TIERS: 0.30% $2k - $10k
0.10%*$10k*-Share Account
OTHER TIERS: 0.05% $100 - $10k
0.05%--Vacation Club
0.05%--Christmas Club

Ufirst Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$20k-Money Market Account w/ Draft
0.13%$20k-Money Market Account w/o Draft

Ufirst Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$10k*-48 Month CD w/ Draft
OTHER TIERS: 0.60% $500 - $5k | 0.65% $5k - $10k
0.60%*$10k*-48 Month CD w/o Draft
OTHER TIERS: 0.45% $500 - $5k | 0.50% $5k - $10k
0.55%*$10k*-36 Month CD w/ Draft
OTHER TIERS: 0.50% $500 - $5k | 0.52% $5k - $10k
0.50%$25-12 Month Lucky Savers CD w/ Draft
0.50%$25-12 Month Lucky Savers CD w/o Draft
0.50%$25-12 Month Savings Builder CD w/ Draft
0.45%*$10k*-36 Month CD w/o Draft
OTHER TIERS: 0.40% $500 - $5k | 0.42% $5k - $10k
0.45%*$10k*-24 Month CD w/ Draft
OTHER TIERS: 0.40% $500 - $5k | 0.42% $5k - $10k
0.35%*$10k*-24 Month CD w/o Draft
OTHER TIERS: 0.30% $500 - $5k | 0.32% $5k - $10k
0.35%*$10k*-12 Month CD w/ Draft
OTHER TIERS: 0.30% $500 - $5k | 0.32% $5k - $10k
0.35%$25-12 Month Savings Builder CD w/o Draft
0.29%*$10k*-6 Month CD w/ Draft
OTHER TIERS: 0.25% $500 - $5k | 0.27% $5k - $10k
0.25%*$10k*-12 Month CD w/o Draft
OTHER TIERS: 0.20% $500 - $5k | 0.22% $5k - $10k
0.19%*$10k*-6 Month CD w/o Draft
OTHER TIERS: 0.15% $500 - $5k | 0.17% $5k - $10k

Ufirst Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$10k*-48 Month IRA w/ Draft
OTHER TIERS: 0.60% $500 - $5k | 0.65% $5k - $10k
0.60%*$10k*-48 Month IRA w/o Draft
OTHER TIERS: 0.45% $500 - $5k | 0.50% $5k - $10k
0.55%*$10k*-36 Month IRA w/ Draft
OTHER TIERS: 0.50% $500 - $5k | 0.52% $5k - $10k
0.45%*$10k*-24 Month IRA w/ Draft
OTHER TIERS: 0.40% $500 - $5k | 0.42% $5k - $10k
0.45%*$10k*-36 Month IRA w/o Draft
OTHER TIERS: 0.40% $500 - $5k | 0.42% $5k - $10k
0.35%*$10k*-12 Month IRA w/ Draft
OTHER TIERS: 0.30% $500 - $5k | 0.32% $5k - $10k
0.35%*$10k*-24 Month IRA w/o Draft
OTHER TIERS: 0.30% $500 - $5k | 0.32% $5k - $10k
0.29%*$10k*-6 Month IRA w/ Draft
OTHER TIERS: 0.25% $500 - $5k | 0.27% $5k - $10k
0.25%*$10k*-12 Month IRA w/o Draft
OTHER TIERS: 0.20% $500 - $5k | 0.22% $5k - $10k
0.19%*$10k*-6 Month IRA w/o Draft
OTHER TIERS: 0.15% $500 - $5k | 0.17% $5k - $10k
Locations


Ufirst Federal Credit Union Locations
Branch Office72 Champlain StRouses Point, NY 12979
Branch Office101 Broad St College Angell CenterPlattsburgh, NY 12901
Branch Office274 Rugar StPlattsburgh, NY 12901