Ufirst Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ufirstfcu.net

518-324-5700

274 Rugar St
Plattsburgh, NY 12901

Ufirst Federal Credit Union is headquartered in Plattsburgh and is the 75^th largest credit union in the state of New York. It is also the 1,551^st largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 33 employees and 10,106 members at 3 locations. Ufirst Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in UF1rst Federal Credit Union is open to those who live, work, worship, or attend school in Clinton, Essex and Franklin Counties of New York and Franklin and Grand Isle Counties of Vermont, as well as businesses and organizations.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	20613
Year Chartered	1971
Employees	33
Primary Regulator

Profit Margin
Return on Assets - YTD	0.73%
Return on Equity - YTD	8.84%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$138.6MM$130MM
Loans	Q1 2025vs Q1 2024	$99.3MM$100.2MM
Deposits	Q1 2025vs Q1 2024	$124.7MM$118.7MM
Equity Capital	Q1 2025vs Q1 2024	$11.1MM$9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$304K$389K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$865K$350K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Ufirst Federal Credit Union are currently being reviewed.

Locations

Ufirst Federal Credit Union Locations
Branch Office	72 Champlain St	Rouses Point, NY 12979
Branch Office	101 Broad St College Angell Center	Plattsburgh, NY 12901
Branch Office	274 Rugar St	Plattsburgh, NY 12901

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