Ulster Federal Credit Union

Overview / Commentary
127 Schwenk Dr
Kingston, NY 12401

Ulster Federal Credit Union is headquartered in Kingston and is the 60th largest credit union in the state of New York. It is also the 1,393rd largest credit union in the nation. It was established in 1974 and as of March of 2021, it had grown to 25 employees and 7,771 members at 4 locations. Ulster Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or business entities in Ulster County and to immediate family of current members.
See current membership details


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Health Grade Components

NCUA #21694
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.17%
Annual Interest Income$497.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$161.1MM$134.9MM
LoansQ1 2021vs Q1 2020$37.4MM$40.4MM
DepositsQ1 2021vs Q1 2020$149.3MM$122.5MM
Equity CapitalQ1 2021vs Q1 2020$11.7MM$12.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$811.00K$1.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$333.00K$1.1MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ulster Federal Credit Union Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.18% $10k+
0.05%$100-Regular Share
0.05%$100-Club Account
0.05%$25-IRA Savings

Ulster Federal Credit Union Money Market Rates

0.30%*$400k*$500kMoney Manager Money Market Account
OTHER TIERS: 0.10% $2.5k - $100k | 0.15% $100k - $200k | 0.20% $200k - $300k | 0.25% $300k - $400k
0.10%$500-Money Market

Ulster Federal Credit Union Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.02% $10k+

Ulster Federal Credit Union CD Rates

0.50%$500-36 Month CD
0.45%$500-30 Month CD
0.40%$500-18 Month CD
0.30%$500-12 Month CD
0.20%$500-6 Month CD
0.15%$500-3 Month CD

Ulster Federal Credit Union IRA Rates

0.65%$500-36 Month IRA
0.60%$500-30 Month IRA
0.45%$500-18 Month IRA
0.35%$500-12 Month IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA

Ulster Federal Credit Union Locations
Branch Office127 Schwenk DrKingston, NY 12401
Branch Office807 Ulster AveKingston, NY 12401
Branch Office9W Simmons PlzSaugerties, NY 12477
Branch Office100 Woodland Pond CirNew Paltz, NY 12561

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