Ulster Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	2.01% - National Average
0.50%	Reward Savings	0.91% - National Average
0.45%	1-year CD	2.50% - Synchrony Bank 12 Month CD

View all Ulster Federal Credit Union rates »

Overview / Commentary

www.ulsfedcu.org

845-339-5544

127 Schwenk Dr
Kingston, NY 12401

Ulster Federal Credit Union is headquartered in Kingston and is the 66^th largest credit union in the state of New York. It is also the 1,383^rd largest credit union in the nation. It was established in 1974 and as of June of 2018, it had grown to 30 employees and 8,243 members at 4 locations. Ulster Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or business entities in Ulster County and to immediate family of current members.
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Health

B+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	21694
Year Chartered	1974
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	0.44%
Return on Equity - YTD	6.35%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$129.1MM$125.3MM
Loans	Q2 2018vs Q2 2017	$45.5MM$45.8MM
Deposits	Q2 2018vs Q2 2017	$120.0MM$115.3MM
Equity Capital	Q2 2018vs Q2 2017	$8.9MM$9.9MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$741.00K$609.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$525.00K$527.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ulster Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.18% → $10k+
0.15%	$25	-	IRA Savings
0.10%	$100	-	Regular Share

Ulster Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$400k^*	$500k	Money Manager Money Market Account
OTHER TIERS: 0.15% → $2.5k - $100k \| 0.20% → $100k - $200k \| 0.25% → $200k - $300k \| 0.30% → $300k - $400k
0.15%	$500	-	Money Market

Ulster Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.02% → $10k+

Ulster Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$500	-	36 Month CD
0.75%	$500	-	30 Month CD
0.55%	$500	-	18 Month CD
0.45%	$500	-	12 Month CD
0.25%	$500	-	6 Month CD
0.20%	$500	-	3 Month CD

Ulster Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$500	-	36 Month IRA
0.85%	$500	-	30 Month IRA
0.65%	$500	-	18 Month IRA
0.55%	$500	-	12 Month IRA
0.35%	$500	-	6 Month IRA
0.30%	$500	-	3 Month IRA

Locations

Ulster Federal Credit Union Locations
Branch Office	127 Schwenk Dr	Kingston, NY 12401
Branch Office	807 Ulster Ave	Kingston, NY 12401
Branch Office	9W Simmons Plz	Saugerties, NY 12477
Branch Office	100 Woodland Pond Cir	New Paltz, NY 12561

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