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180 Schwenk Drive
Kingston, NY 12401

Ulster Savings Bank is headquartered in Kingston and is the 56th largest bank in the state of New York. It is also the 890th largest bank in the nation. It was established in 1851 and as of March of 2018, it had grown to 273 employees at 14 locations. Ulster Savings Bank has an A health rating.

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CD Promo Specials, 48-Month, 2.65% APY - 2/28/2018

Ulster Savings Bank is running four CD Promo Specials: 14-month, 2.00% APY 20-month, 2.20% APY 32-month, 2.39% APY 48-month, 2.65% APY Minimum deposit is $500. "For the 14 month and 32 Month PROMO Special CD accounts, a customer must open or maintain an Ulster Savings Bank checking account to be eligible for this account." There's not mention of a a checking relationship for the 20- or 48-month.

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Health Grade Components

FDIC Certificate #15970
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.03%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$856.1MM$814.4MM
LoansQ1 2018vs Q1 2017$682.5MM$605.3MM
DepositsQ1 2018vs Q1 2017$747.8MM$702.9MM
Equity CapitalQ1 2018vs Q1 2017$95.3MM$94.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$7.2MM$8.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$9.9MM$7.6MM
Real Estate OwnedQ1 2018vs Q1 2017$593.00K$563.00K
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Always verify rates and promotions with the bank or credit union. We are not Ulster Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ulster Savings Bank Savings Account Rates

0.10%$250-Passbook Savings
0.10%$250-Statement Savings
0.10%--Student Investor Savings

Ulster Savings Bank Money Market Rates

0.25%*$100k*-Select Money Market Account
OTHER TIERS: 0.10% $2,500 - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k
0.15%*$2,500*-Money Market Account
OTHER TIERS: 0.10% Up to $2,500

Ulster Savings Bank Checking Account Rates

0.15%*$2,500*-Wall Street Checking
OTHER TIERS: 0.10% Up to $2,500
0.15%--Non-Profit Checking
0.10%--Traditional Interest Checking
0.10%--Unlimited Interest Checking
0.10%--Classic Value Interest Checking
0.10%--Premium 50+ Free Interest Checking
0.10%--VIP Free Interest Checking

Ulster Savings Bank CD Rates

2.65%$500-48 Month - PROMO Special
2.55%$500-37 Month CD - PROMO Special
2.20%$500-20 Month CD - PROMO Special
2.00%$500-14 Month - PROMO Special
1.55%$500-5 Year CD
1.30%$500-48 Month CD
1.25%$500-36 Month CD
1.00%$500-24 Month CD
0.80%$500-30 Month CD
0.60%*$200k*-13 Month CD
OTHER TIERS: 0.50% $2,500 - $50k | 0.55% $50k - $200k
0.60%$500-15 Month CD
0.60%$500-18 Month CD
0.60%$500-14 Month CD
0.50%$2,500-12 Month CD
0.40%$2,500-9 Month CD
0.40%$2,500-10 Month CD
0.35%*$100k*-7 Month CD
OTHER TIERS: 0.25% $2,500 - $50k | 0.30% $50k - $100k
0.30%$2,500-6 Month CD
0.25%$500-37 Month CD
0.20%$2,500-3 Month CD
0.15%$2,500-7 Day CD


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