Ulster Savings Bank

Overview / Commentary
180 Schwenk Drive
Kingston, NY 12401

Ulster Savings Bank is headquartered in Kingston and is the 52nd largest bank in the state of New York. It is also the 812th largest bank in the nation. It was established in 1851 and as of September of 2021, it had grown to 249 employees at 15 locations. Ulster Savings Bank has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #15970
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.89%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.28B$1.13B
LoansQ3 2021vs Q3 2020$773.7MM$783.0MM
DepositsQ3 2021vs Q3 2020$1.16B$1.02B
Equity CapitalQ3 2021vs Q3 2020$115.5MM$111.2MM
Loan Loss AllowanceQ3 2021vs Q3 2020$11.4MM$10.5MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$13.6MM$12.1MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ulster Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ulster Savings Bank Savings Account Rates

0.10%$250-Passbook Savings
0.10%$250-Smart Savings
0.10%$5-Student Investor Savings

Ulster Savings Bank Money Market Rates

0.15%*$75k*-Select Money Market
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $75k
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% Up to $2.5k

Ulster Savings Bank Checking Account Rates

0.10%*$2.5k*-Wall Street Checking
OTHER TIERS: 0.05% Up to $2.5k
0.10%--Non-Profit Checking
0.05%--Premium 50+ Free Interest Checking
0.05%--VIP Free Interest Checking

Ulster Savings Bank CD Rates

0.50%$500-5 Year CD
0.45%$500-48 Month CD - Special
0.40%$500-36 Month CD
0.35%$500-30 Month CD
0.30%*$100k*-13 Month CD
OTHER TIERS: 0.25% $2.5k - $100k
0.30%$500-15 Month CD
0.30%$500-18 Month CD
0.30%$500-24 Month CD
0.25%$2.5k-12 Month CD
0.20%$2.5k-9 Month CD
0.20%$2.5k-10 Month CD
0.20%*$100k*-7 Month CD
OTHER TIERS: 0.15% $2.5k - $100k
0.15%$2.5k-6 Month CD
0.10%$2.5k-7 Day CD
0.10%$2.5k-3 Month CD


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.