Ulster Savings Bank

Overview / Commentary
180 Schwenk Drive
Kingston, NY 12401

Ulster Savings Bank is headquartered in Kingston and is the 55th largest bank in the state of New York. It is also the 855th largest bank in the nation. It was established in 1851 and as of September of 2019, it had grown to 255 employees at 14 locations. Ulster Savings Bank has an A health rating.

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Health Grade Components

FDIC Certificate #15970
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.73%
Annual Interest Income$26.5MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$944.8MM$881.3MM
LoansQ3 2019vs Q3 2018$778.8MM$707.8MM
DepositsQ3 2019vs Q3 2018$821.0MM$773.0MM
Equity CapitalQ3 2019vs Q3 2018$102.9MM$96.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$9.0MM$8.0MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$7.9MM$9.5MM
Real Estate OwnedQ3 2019vs Q3 2018$0$376.00K

Rates for Ulster Savings Bank are currently being reviewed.



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