Ulster Savings Bank

Overview / Commentary
180 Schwenk Drive
Kingston, NY 12401

Ulster Savings Bank is headquartered in Kingston and is the 56th largest bank in the state of New York. It is also the 881st largest bank in the nation. It was established in 1851 and as of March of 2019, it had grown to 269 employees at 14 locations. Ulster Savings Bank has an A health rating.

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Health Grade Components

FDIC Certificate #15970
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.63%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$893.4MM$856.1MM
LoansQ1 2019vs Q1 2018$727.4MM$682.5MM
DepositsQ1 2019vs Q1 2018$778.3MM$747.8MM
Equity CapitalQ1 2019vs Q1 2018$100.1MM$95.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$8.6MM$7.2MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$7.8MM$9.9MM
Real Estate OwnedQ1 2019vs Q1 2018$123.00K$593.00K
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Always verify rates and promotions with the bank or credit union. We are not Ulster Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ulster Savings Bank Savings Account Rates

0.10%$250-Passbook Savings
0.10%$250-Statement Savings
0.10%$5-Student Investor Savings

Ulster Savings Bank Money Market Rates

0.25%*$100k*-Select Money Market
OTHER TIERS: 0.10% Up to $50k | 0.15% $50k - $75k | 0.20% $75k - $100k
0.15%*$2.5k*-Money Market
OTHER TIERS: 0.10% Up to $2.5k

Ulster Savings Bank Checking Account Rates

0.15%*$2.5k*-Wall Street Checking
OTHER TIERS: 0.10% Up to $2.5k
0.15%--Non-Profit Checking
0.10%--Premium 50+ Free Interest Checking
0.10%--VIP Free Interest Checking

Ulster Savings Bank CD Rates

2.65%$500-48 Month CD - PROMO Special
2.60%$500-15 Month CD
2.55%$500-37 Month CD - PROMO Special
2.40%$2.5k-10 Month CD
2.20%$500-20 Month CD - PROMO Special
2.00%$500-14 Month CD - PROMO Special
1.55%$500-5 Year CD
1.30%$500-48 Month CD
1.25%$500-36 Month CD
1.00%$500-24 Month CD
0.80%$500-30 Month CD
0.60%*$200k*-13 Month CD
OTHER TIERS: 0.50% $2.5k - $50k | 0.55% $50k - $200k
0.60%$500-18 Month CD
0.60%$500-14 Month CD
0.50%$2.5k-12 Month CD
0.40%$2.5k-9 Month CD
0.35%*$100k*-7 Month CD
OTHER TIERS: 0.25% $2.5k - $50k | 0.30% $50k - $100k
0.30%$2.5k-6 Month CD
0.25%$500-37 Month CD
0.20%$2.5k-3 Month CD
0.15%$2.5k-7 Day CD


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