Ulster Savings Bank

Overview / Commentary
180 Schwenk Drive
Kingston, NY 12401

Ulster Savings Bank is headquartered in Kingston and is the 49th largest bank in the state of New York. It is also the 805th largest bank in the nation. It was established in 1851 and as of March of 2022, it had grown to 243 employees at 15 locations. Ulster Savings Bank has an A health rating.


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Health Grade Components

FDIC Certificate #15970
Year Established1851
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3.06%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.28B$1.21B
LoansQ1 2022vs Q1 2021$800.4MM$774.6MM
DepositsQ1 2022vs Q1 2021$1.17B$1.09B
Equity CapitalQ1 2022vs Q1 2021$108.6MM$113.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$10.5MM$11.3MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$9.8MM$21.0MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Ulster Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ulster Savings Bank Savings Account Rates

0.10%$250-Smart Savings
0.10%$5-Minor Saving

Ulster Savings Bank Money Market Rates

0.15%*$75k*-Select Money Market
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $75k
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% Up to $2.5k

Ulster Savings Bank Checking Account Rates

0.10%$25-Non-Profit Checking
0.10%*$2.5k*-Ultra Smart Checking
OTHER TIERS: 0.05% Up to $2.5k

Ulster Savings Bank CD Rates

0.50%$500-5 Year CD
0.45%$500-48 Month CD - Special
0.40%$500-36 Month CD
0.35%$500-30 Month CD
0.30%*$100k*-13 Month CD
OTHER TIERS: 0.25% $2.5k - $100k
0.30%$500-15 Month CD
0.30%$500-18 Month CD
0.30%$500-24 Month CD
0.25%$2.5k-12 Month CD
0.20%$2.5k-9 Month CD
0.20%$2.5k-10 Month CD
0.20%*$100k*-7 Month CD
OTHER TIERS: 0.15% $2.5k - $100k
0.15%$2.5k-6 Month CD
0.10%$2.5k-7 Day CD
0.10%$2.5k-3 Month CD


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