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Ulster Savings Bank


Overview / Commentary
www.ulstersavings.com
845-338-6322
180 Schwenk Drive
Kingston, NY 12401

Ulster Savings Bank is headquartered in Kingston and is the 53rd largest bank in the state of New York. It is also the 825th largest bank in the nation. It was established in 1851 and as of December of 2021, it had grown to 250 employees at 15 locations. Ulster Savings Bank has an A health rating.

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Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15970
Year Established1851
Employees250
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.31%
Annual Interest Income$32.6MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.27B$1.17B
LoansQ4 2021vs Q4 2020$798.8MM$766.3MM
DepositsQ4 2021vs Q4 2020$1.15B$1.05B
Equity CapitalQ4 2021vs Q4 2020$116.7MM$113.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$10.5MM$10.9MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$13.2MM$20.7MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ulster Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ulster Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$250-Passbook Savings
0.10%$250-Smart Savings
0.10%$5-Student Investor Savings

Ulster Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$75k*-Select Money Market
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $75k
0.10%*$2.5k*-Money Market
OTHER TIERS: 0.05% → Up to $2.5k

Ulster Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2.5k*-Ultra Smart Checking
OTHER TIERS: 0.05% → Up to $2.5k

Ulster Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year CD
0.45%$500-48 Month CD - Special
0.40%$500-36 Month CD
0.35%$500-30 Month CD
0.30%*$100k*-13 Month CD
OTHER TIERS: 0.25% → $2.5k - $100k
0.30%$500-15 Month CD
0.30%$500-18 Month CD
0.30%$500-24 Month CD
0.25%$2.5k-12 Month CD
0.20%$2.5k-9 Month CD
0.20%$2.5k-10 Month CD
0.20%*$100k*-7 Month CD
OTHER TIERS: 0.15% → $2.5k - $100k
0.15%$2.5k-6 Month CD
0.10%$2.5k-7 Day CD
0.10%$2.5k-3 Month CD
Locations

Availability



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