Ulster Savings Bank is headquartered in Kingston and is the 53rd largest bank in the state of New York. It is also the 825th largest bank in the nation. It was established in 1851 and as of December of 2021, it had grown to 250 employees at 15 locations. Ulster Savings Bank has an A health rating.
Overall | |
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FDIC Certificate # | 15970 |
Year Established | 1851 |
Employees | 250 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.49% |
Return on Equity - YTD | 5.31% |
Annual Interest Income | $32.6MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $1.27B$1.17B |
Loans | Q4 2021vs Q4 2020 | $798.8MM$766.3MM |
Deposits | Q4 2021vs Q4 2020 | $1.15B$1.05B |
Equity Capital | Q4 2021vs Q4 2020 | $116.7MM$113.5MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $10.5MM$10.9MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $13.2MM$20.7MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $250 | - | Passbook Savings | |
0.10% | $250 | - | Smart Savings | |
0.10% | $5 | - | Student Investor Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $75k* | - | Select Money Market | ||
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $75k | |||||
0.10%* | $2.5k* | - | Money Market | ||
OTHER TIERS: 0.05% → Up to $2.5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $2.5k* | - | Ultra Smart Checking | ||
OTHER TIERS: 0.05% → Up to $2.5k |