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UMassFive College Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.95%Reward CheckingCo-op Advantage Checking
1.76%5-year CD60 Month CD
0.65%1-year CD12 Month CD

Overview / Commentary
413-256-5500
200 Westgate Center Dr
Hadley, MA 01035

UMassFive College Federal Credit Union is headquartered in Hadley and is the 27th largest credit union in the state of Massachusetts. It is also the 575th largest credit union in the nation. It was established in 1967 and as of June of 2016, it had grown to 92 employees and 35,310 members at 5 locations. UMassFive College Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and students of the University of Massachusetts system, Amherst College, Hampshire College, Mount Holyoke College, and Smith College and select employee groups.
See current membership details

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Reviews (1)

Solid Local Credit Union

Posted by: Zortrium | Nov 12, 2012

Don't use UMassFive as my primary bank, but do use them for the local branch access.  Solid small CU, good customer service and friendly employees.  Decent rewards checking.  Main reason I don't use them as my main bank is the fairly primitive web presence -- no direct connect for transaction downloads (have to manually log in), ugly website, and no mobile check deposit, although ACH transfers post pretty quickly.  No complaints for in-person transactions, though.



Health
B+

Health Grade Components

Overall
NCUA #18181
Year Chartered1967
Employees92
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD4.01%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$430.6MM$402.8MM
LoansQ2 2016vs Q2 2015$315.0MM$293.2MM
DepositsQ2 2016vs Q2 2015$395.5MM$368.7MM
Equity CapitalQ2 2016vs Q2 2015$35.8MM$33.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.4MM$2.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.0MM$2.9MM
Real Estate OwnedQ2 2016vs Q2 2015$853.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

UMassFive College Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Savings
0.10%--Holiday Club
0.10%$100-IRA Share Account
0.10%$100-CESA Share Account

UMassFive College Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Fund Share Accounts
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

UMassFive College Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%*-$15kCo-op Advantage Checking
OTHER TIERS: 0.25% $15k+
0.25%$500-Interest Bearing Checking

UMassFive College Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-60 Month CD
1.51%$500-48 Month CD
1.26%$500-36 Month CD
1.05%$500-29 Month CD
0.90%$500-24 Month CD
0.85%$500-22 Month CD
0.80%$500-18 Month CD
0.75%$500-15 Month CD
0.65%$500-12 Month CD
0.50%$500-9 Month CD
0.45%$500-6 Month CD
0.20%$500-90 Day CD

UMassFive College Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-60 Month Fixed IRA
1.51%$500-48 Month Fixed IRA
1.26%$500-36 Month Fixed IRA
1.06%$500-29 Month Fixed IRA
0.90%$500-24 Month Fixed IRA
0.85%$500-22 Month Fixed IRA
0.80%$500-18 Month Fixed IRA
0.75%$500-15 Month Fixed IRA
0.65%$500-12 Month Fixed IRA
0.50%$500-9 Month Fixed IRA
0.45%$500-6 Month Fixed IRA
0.20%$500-90 Day Fixed IRA
Locations


UMassFive College Federal Credit Union Locations
Branch Office200 Westgate Center DrHadley, MA 01035
Branch Office1 Campus Center Way Room 224Amherst, MA 01003
Branch Office243 King StNorthampton, MA 01060
Branch Office5 Lake Ave N Rm S1-820Worcester, MA 01605-2319
Branch Office233 Carew St Rm 110 Weldon Rehabilitation HospitalSpringfield, MA 01104-2377