UMassFive College Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.95% | Reward Checking | Co-op Advantage Checking 1.75% - National Average |
| 1.76% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.65% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
UMassFive College Federal Credit Union is headquartered in Hadley and is the 27th largest credit union in the state of Massachusetts. It is also the 575th largest credit union in the nation. It was established in 1967 and as of June of 2016, it had grown to 92 employees and 35,310 members at 5 locations. UMassFive College Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees and students of the University of Massachusetts system, Amherst College, Hampshire College, Mount Holyoke College, and Smith College and select employee groups.
See current membership details
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Solid Local Credit Union
Don't use UMassFive as my primary bank, but do use them for the local branch access. Solid small CU, good customer service and friendly employees. Decent rewards checking. Main reason I don't use them as my main bank is the fairly primitive web presence -- no direct connect for transaction downloads (have to manually log in), ugly website, and no mobile check deposit, although ACH transfers post pretty quickly. No complaints for in-person transactions, though.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18181 |
| Year Chartered | 1967 |
| Employees | 92 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 4.01% |
| Annual Interest Income | $7.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $430.6MM$402.8MM |
| Loans | Q2 2016vs Q2 2015 | $315.0MM$293.2MM |
| Deposits | Q2 2016vs Q2 2015 | $395.5MM$368.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $35.8MM$33.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.4MM$2.6MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.0MM$2.9MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $853.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not UMassFive College Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
UMassFive College Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Savings | |
| 0.10% | - | - | Holiday Club | |
| 0.10% | $100 | - | IRA Share Account | |
| 0.10% | $100 | - | CESA Share Account |
UMassFive College Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Money Fund Share Accounts | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | |||||
UMassFive College Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.95%* | - | $15k | Co-op Advantage Checking | ||
| OTHER TIERS: 0.25% → $15k+ | |||||
| 0.25% | $500 | - | Interest Bearing Checking | ||
UMassFive College Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $500 | - | 60 Month CD | |
| 1.51% | $500 | - | 48 Month CD | |
| 1.26% | $500 | - | 36 Month CD | |
| 1.05% | $500 | - | 29 Month CD | |
| 0.90% | $500 | - | 24 Month CD | |
| 0.85% | $500 | - | 22 Month CD | |
| 0.80% | $500 | - | 18 Month CD | |
| 0.75% | $500 | - | 15 Month CD | |
| 0.65% | $500 | - | 12 Month CD | |
| 0.50% | $500 | - | 9 Month CD | |
| 0.45% | $500 | - | 6 Month CD | |
| 0.20% | $500 | - | 90 Day CD |
UMassFive College Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $500 | - | 60 Month Fixed IRA | |
| 1.51% | $500 | - | 48 Month Fixed IRA | |
| 1.26% | $500 | - | 36 Month Fixed IRA | |
| 1.06% | $500 | - | 29 Month Fixed IRA | |
| 0.90% | $500 | - | 24 Month Fixed IRA | |
| 0.85% | $500 | - | 22 Month Fixed IRA | |
| 0.80% | $500 | - | 18 Month Fixed IRA | |
| 0.75% | $500 | - | 15 Month Fixed IRA | |
| 0.65% | $500 | - | 12 Month Fixed IRA | |
| 0.50% | $500 | - | 9 Month Fixed IRA | |
| 0.45% | $500 | - | 6 Month Fixed IRA | |
| 0.20% | $500 | - | 90 Day Fixed IRA |
| UMassFive College Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 200 Westgate Center Dr | Hadley, MA 01035 |
| Branch Office | 1 Campus Center Way Room 224 | Amherst, MA 01003 |
| Branch Office | 243 King St | Northampton, MA 01060 |
| Branch Office | 5 Lake Ave N Rm S1-820 | Worcester, MA 01605-2319 |
| Branch Office | 233 Carew St Rm 110 Weldon Rehabilitation Hospital | Springfield, MA 01104-2377 |