Umpqua Bank


This Is Not Really An Online Bank

I attempted to open a two year CD that I saw listed here. I am not an existing customer of this bank. However, after going to the website and then calling, I learned that the two year CD could not be opened on line.
To get the two year CD I had to physically go to one of their branches to do that. Nonetheless, I would not be able to fund such a CD by ACH (most of my investable funds are at other internet banks and funds are moved by ACH). Rather, I would have to open a deposit account which could be funded by ACH, too complicated.
While there website shows online capability, it seems that is only intended for existing customers

The Bank Of "I Don't Know"

Posted by: |

I have never seen less competent bank employees in my life. I opened a checking account and it was a disaster. They misspelled the name, didn't send a pin for the atm card. You will have to go down to the branch and tell the employees what to do. They are next to worthless and should be replaced with machines ASAP.

Umpqua Bank

Posted by: |

The website for this bank has been nothing but a pain in the rear for the past 5 yrs. Logging in every month is very difficult and you constantly have to verify your login just so you can make a payment. Working hard to pay this off asap so i don't have to deal with this bank anymore.

Umpqua Bank

I love this bank. When I lost my card they made it super easy to get a new one. They have also forgiven overdraft fees when I ran into financial hardships because I had previously maintained my account pretty well. I appreciate that they don't charge overdraft fees for less than $5 of insufficient funds. Whenever I get a chance to go back to Oregon and go into a physical bank, the tellers are always very nice and super helpful.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17266
Year Established1953
Employees3785
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD15.18%
Annual Interest Income$237.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$30.04B$27.51B
LoansQ1 2021vs Q1 2020$22.23B$21.44B
DepositsQ1 2021vs Q1 2020$26.03B$22.83B
Equity CapitalQ1 2021vs Q1 2020$2.91B$2.72B
Loan Loss AllowanceQ1 2021vs Q1 2020$311.3MM$291.4MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$25.2MM$77.5MM
Real Estate OwnedQ1 2021vs Q1 2020$1.4MM$3.0MM
Rates
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Umpqua Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-24 Month CD
0.20%$1k$75k24 Month Online CD
0.15%$1k-12 Month CD
0.15%$1k$75k12 Month Online CD
Locations

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