Umpqua Bank


Umpqua Bank

I love this bank. When I lost my card they made it super easy to get a new one. They have also forgiven overdraft fees when I ran into financial hardships because I had previously maintained my account pretty well. I appreciate that they don't charge overdraft fees for less than $5 of insufficient funds. Whenever I get a chance to go back to Oregon and go into a physical bank, the tellers are always very nice and super helpful.

This Is Not Really An Online Bank

I attempted to open a two year CD that I saw listed here. I am not an existing customer of this bank. However, after going to the website and then calling, I learned that the two year CD could not be opened on line.
To get the two year CD I had to physically go to one of their branches to do that. Nonetheless, I would not be able to fund such a CD by ACH (most of my investable funds are at other internet banks and funds are moved by ACH). Rather, I would have to open a deposit account which could be funded by ACH, too complicated.
While there website shows online capability, it seems that is only intended for existing customers

My experiences with Umpqua Bank

I switched over to Umpqua Bank after having repeatedly been let down by Wells Fargo. I found that at Umpqua, I get a lot more personalized service. The few times I have had an issue, I have been able to get through to a human and get the problem resolved pretty quickly, instead of wading through an endless phone tree morass that you encounter with a bigger institution.

The Bank Of "I Don't Know"

Posted by: mikema | Sep 13, 2019

I have never seen less competent bank employees in my life. I opened a checking account and it was a disaster. They misspelled the name, didn't send a pin for the atm card. You will have to go down to the branch and tell the employees what to do. They are next to worthless and should be replaced with machines ASAP.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #17266
Year Established1953
Employees3855
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD8.82%
Annual Interest Income$566.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$27.95B$26.45B
LoansQ2 2019vs Q2 2018$21.16B$19.93B
DepositsQ2 2019vs Q2 2018$21.95B$20.86B
Equity CapitalQ2 2019vs Q2 2018$4.51B$4.27B
Loan Loss AllowanceQ2 2019vs Q2 2018$151.0MM$144.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$67.9MM$75.7MM
Real Estate OwnedQ2 2019vs Q2 2018$8.4MM$12.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Umpqua Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Umpqua Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Grow Savings

Umpqua Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Prosper Money Market with Checking
OTHER TIERS: 0.05% Up to $10k | 0.07% $10k - $100k
0.08%*$100k*-Prosper Money Market without Checking
OTHER TIERS: 0.03% Up to $10m | 0.05% $10k - $100k
0.07%*$100k*-Thrive Money Market
OTHER TIERS: 0.03% Up to $10k | 0.05% $10k - $100k

Umpqua Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Attain Checking

Umpqua Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$1k-13 Month CD
2.15%$1k$75k13 Month Online CD
Locations

Availability



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