Umpqua Bank


Overview / Commentary
541-440-3963
445 S.E. Main Street
Roseburg, OR 97470

Umpqua Bank is headquartered in Roseburg and is the largest bank in the state of Oregon. It is also the 75th largest bank in the nation. It was established in 1953 and as of June of 2022, it had grown to 3,693 employees at 219 locations. Umpqua Bank's money market rates are 6X the national average, and it has an A health rating.

Umpqua Bank

I love this bank. When I lost my card they made it super easy to get a new one. They have also forgiven overdraft fees when I ran into financial hardships because I had previously maintained my account pretty well. I appreciate that they don't charge overdraft fees for less than $5 of insufficient funds. Whenever I get a chance to go back to Oregon and go into a physical bank, the tellers are always very nice and super helpful.

This Is Not Really An Online Bank

I attempted to open a two year CD that I saw listed here. I am not an existing customer of this bank. However, after going to the website and then calling, I learned that the two year CD could not be opened on line.
To get the two year CD I had to physically go to one of their branches to do that. Nonetheless, I would not be able to fund such a CD by ACH (most of my investable funds are at other internet banks and funds are moved by ACH). Rather, I would have to open a deposit account which could be funded by ACH, too complicated.
While there website shows online capability, it seems that is only intended for existing customers

The Bank Of "I Don't Know"

Posted by: |

I have never seen less competent bank employees in my life. I opened a checking account and it was a disaster. They misspelled the name, didn't send a pin for the atm card. You will have to go down to the branch and tell the employees what to do. They are next to worthless and should be replaced with machines ASAP.

Embarrassed To Have Once Called Then Awesome

Posted by: |

The worst bank that I have ever dealt with their thieves they are rude their employees are going to several different locations and they're all rude especially Michael down at the downtown Tacoma branch terrible service terrible customer service I can't say enough please avoid that one if at all Umpqua in general thanks

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Health

Health Grade Components

Overall
FDIC Certificate #17266
Year Established1953
Employees3693
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD12.59%
Annual Interest Income$494.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$30.13B$30.29B
LoansQ2 2022vs Q2 2021$24.40B$22.29B
DepositsQ2 2022vs Q2 2021$26.28B$26.31B
Equity CapitalQ2 2022vs Q2 2021$2.78B$3.00B
Loan Loss AllowanceQ2 2022vs Q2 2021$261.1MM$279.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$18.6MM$19.0MM
Real Estate OwnedQ2 2022vs Q2 2021$1.9MM$181.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Umpqua Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Umpqua Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Grow Savings
0.01%--Health Savings Account
0.01%--Community Business Savings
0.01%--IRA Savings
0.01%--Coverdell Education Savings

Umpqua Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1m*-Commercial Bank Money Market Special
OTHER TIERS: 0.02% Up to $100k | 2.55% $100k - $500k | 2.75% $500k - $1m
2.55%*$100k*-Private Bank Money Market Special
OTHER TIERS: 0.02% Up to $100k
1.25%*$3m*-Commercial Money Market
OTHER TIERS: 0.15% Up to $50k | 0.25% $50k - $100k | 0.50% $100k - $500k | 0.75% $500k - $1m | 1.00% $1m - $3m
0.50%*$1m*-Prosper Money Market with Checking - Online Only
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $250k | 0.15% $250k - $1m
0.50%*$1m*-Premium Personal Money Market - Online Only
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k | 0.20% $100k - $1m
0.15%*$250k*-Business Main Street Money Market
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $250k
0.15%*$100k*-Business Money Market without Checking
OTHER TIERS: 0.05% Up to $100k
0.15%*$250k*-Thrive Money Market - Online Only
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $250k
0.08%*$500k*-Business Analyzed Money Market
OTHER TIERS: 0.01% Up to $7.5k | 0.02% $7.5k - $100k | 0.05% $100k - $500k
0.08%*$1m*-Business Money Market with Checking
OTHER TIERS: 0.01% Up to $10k | 0.02% $10k - $100k | 0.03% $100k - $250k | 0.05% $250k - $1m
0.08%*$1m*-Prosper Money Market without Checking - Online Only
OTHER TIERS: 0.01% Up to $10k | 0.02% $10k - $100k | 0.03% $100k - $250k | 0.05% $250k - $1m
0.01%--Business Prestige Sweep Money Market

Umpqua Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Attain Checking
0.01%--Business Analyzed Interest Checking
0.01%--Business Repurchase Agreement Sweep

Umpqua Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-13 Month CD Special
3.75%$1k-Business 13 Month CD Special
0.10%$1k-2 Year CD
0.10%$1k$75k24 Month Online CD
0.10%$1k-18 Month CD
0.10%$1k-3 Year CD
0.10%$1k-4 Year CD
0.10%$1k-5 Year CD
0.10%$1k-Business 18 Month CD
0.10%$1k-Business 2 Year CD
0.10%$1k-Business 3 Year CD
0.10%$1k-Business 4 Year CD
0.10%$1k-Business 5 Year CD
0.05%$1k-12 Month CD
0.05%$1k$75k12 Month Online CD
0.05%$1k-6 Month CD
0.05%$1k-Business 6 Month CD
0.05%$1k-Business 12 Month CD
0.02%$1k-3 Months CD
0.02%$1k-Business 3 Months CD
0.01%$1k-1 Month CD
0.01%$1k-Business 1 Month CD

Umpqua Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-18 Month IRA
0.10%$1k-Business 18 Month IRA
Locations

Availability

Spokane Area

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