UNB Bank is headquartered in Mount Carmel and is the 125th largest bank in the state of Pennsylvania. It is also the 3,443rd largest bank in the nation. It was established in 1906 and as of December of 2020, it had grown to 25 employees at 2 locations. UNB Bank has an A health rating.
UNB Banking experience
I have been a member of my UNB Bank for about 10 years. Originally the bank was about a mile from my house and very convenient location in my small town. The tellers are friendly and well informed. I prefer the smaller bank because if I have a problem or question I can call directly and talk to a person and resolve the problem in a timely manner. They do offer a phone system with automated information if you prefer as well as online banking so I can check my account any time of day or night. This particular bank has only 2 locations and we recently moved 30 minutes away from my local branch but I still go back there when I need to do banking in person because I'm comfortable there. I have a checking account with them and recently discussed an auto loan.
Just Called For My Balance
This is the worst bank Ive ever used, I have never had a conversation with multiple bank employees that are rude and unable to help like these people, They give horrible directions, and this is the only bank ive been a part of that charges you a dollar just to check your balance, when that requires no work at all the atm pulls up your account balance and they charge a buck for that....
So there not helpful at all
There very rude
There condecending, speak down to you like there something incredible when there just dumb skeezy old hags
1.00 fee to check your balance, and plenty of other hidden fees,
If you start out with free checking and get over a 1000 they automatically update the account to the next level up checking and start hitting you with fees hard, and you can have it happen a dozen times and tell them when i qualify for any changes in my account, not to do it with out first discussing it with me, or without me asking for it, but everytime my account has 1000 in it they always upgrade i and then it goes back below 1000 example 998 and they will hit me with 5-10 dollar fees all month till i notice somethings messed up and I call them to fix it and wants again they are nothing but rude, not helpful at all, and as far as Iam concerned since i asked multiple times for them not to upgrade my account
I spoke with a cindy she was almost nice atleast compared to the other one who is marryanne and the words i would use to describe her is stuff you wouldnt want children to hear, So, I reccomend if you have an account with these guys change banks or just keep it in a safe your self, so they dont screw you, and if you dont have an account I would look around at other banks
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7631 |
| Year Established | 1906 |
| Employees | 25 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.36% |
| Return on Equity - YTD | 3.66% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $156.6MM$145.8MM |
| Loans | Q4 2020vs Q4 2019 | $84.5MM$92.7MM |
| Deposits | Q4 2020vs Q4 2019 | $140.1MM$130.5MM |
| Equity Capital | Q4 2020vs Q4 2019 | $15.2MM$14.2MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $833.00K$784.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $216.00K$45.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$84.00K |