UNB Bank

Overview / Commentary
Third &Oak St.
Mount Carmel, PA 17851-0367

UNB Bank is headquartered in MOUNT CARMEL and is the 110th largest bank in the state of Pennsylvania. It is also the 3,306th largest bank in the nation. It was established in 1906 and as of March of 2024, it had grown to 29 employees at 2 locations. UNB Bank has a B+ health rating.

Reviews (2)

UNB Banking experience

I have been a member of my UNB Bank for about 10 years. Originally the bank was about a mile from my house and very convenient location in my small town. The tellers are friendly and well informed. I prefer the smaller bank because if I have a problem or question I can call directly and talk to a person and resolve the problem in a timely manner. They do offer a phone system with automated information if you prefer as well as online banking so I can check my account any time of day or night. This particular bank has only 2 locations and we recently moved 30 minutes away from my local branch but I still go back there when I need to do banking in person because I'm comfortable there. I have a checking account with them and recently discussed an auto loan.

Just Called For My Balance

This is the worst bank Ive ever used, I have never had a conversation with multiple bank employees that are rude and unable to help  like these people, They give horrible directions, and this is the only bank ive been a part of that charges you a dollar just to check your balance, when that requires no work at all the atm pulls up your account balance and they charge a buck for that....


So there not helpful at all

There very rude

There condecending, speak down to you like there something incredible when there just dumb skeezy old hags

1.00 fee to check your balance, and plenty of other hidden fees,

If you start out with free checking and get over a 1000 they automatically update the account to the next level up checking and start hitting you with fees hard, and you can have it happen a dozen times and tell them when i qualify for any changes in my account, not to do it with out first discussing it with me, or without me asking for it, but everytime my account has 1000 in it they always upgrade i and then it goes back below 1000 example 998 and they will hit me with 5-10 dollar fees all month till i notice somethings messed up and I call them to fix it and wants again they are nothing but rude, not helpful at all, and as far as Iam concerned since i asked multiple times for them not to upgrade my account

I spoke with a cindy she was almost nice atleast compared to the other one who is marryanne and the words i would use to describe her is stuff you wouldnt want children to hear, So, I reccomend if you have an account with these guys change banks or just keep it in a safe your self, so they dont screw you, and if you dont have an account I would look around at other banks


Health Grade Components

FDIC Certificate #7631
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD1.13%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$164.1MM$157.9MM
LoansQ1 2024vs Q1 2023$88.6MM$86.4MM
DepositsQ1 2024vs Q1 2023$154.9MM$148.4MM
Equity CapitalQ1 2024vs Q1 2023$8.1MM$8.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$898K$880K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$162K$109K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for UNB Bank are currently being reviewed.


UNB Bank Locations
Numidia Branch1071 Numidia DriveCatawissa, PA 17820
Unb Bank1 N Oak StMount Carmel, PA 17851

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