UNCLE Credit Union is headquartered in LIVERMORE and is the 81st largest credit union in the state of California. It is also the 587th largest credit union in the nation. It was established in 1957 and as of June of 2023, it had grown to 100 employees and 34,736 members at 6 locations. UNCLE Credit Union has a B+ health rating.
Field of Membership Restrictions
UNCLE Credit Union is open to all California resident through membership in the Financial Fitness Association. Those who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, San Joaquin, or Stanislaus are also eligible to join.
See current membership details
Wonderful credit union!
I have been going to Uncle Credit Union for quite some time now. They have been in our town for 20+ years and a great local credit union. The customer service is outstanding and never had any issues when I had a question about my account and needed help. They have a app, so that is always a plus! We have never experienced any issues getting a loan for whatever and have even been able to do credit increases easily over the phone. The fees are reasonable and just like most other credit unions. I love that its a local credit union, and the locations are convenient for me
Uncle Credit Union is Nice Community Bank
I have been a member of Uncle Credit Union since I was a child. My father had an account linked to his employment which gained me access to an account as well. The service is simple, the rates are better than the big box banks and it is no hassle service for regular banking needs. There are not many ATM's but that is to be expected for a Credit Union. I always check with this bank first to see what rates are available and they almost always have the lowest. Since Uncle is a non profit credit union, net profits are used to reduce the fee and loan structure for the other members.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64482 |
| Year Chartered | 1957 |
| Employees | 100 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.23% |
| Return on Equity - YTD | -3.63% |
| Annual Interest Income | $13.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $692.3MM$650.2MM |
| Loans | Q2 2023vs Q2 2022 | $581.1MM$535.7MM |
| Deposits | Q2 2023vs Q2 2022 | $637.3MM$589.4MM |
| Equity Capital | Q2 2023vs Q2 2022 | $43.9MM$45.2MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$2.3MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $3.6MM$2.6MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |