UNCLE Credit Union is headquartered in LIVERMORE and is the 79th largest credit union in the state of California. It is also the 568th largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 97 employees and 38,375 members at 5 locations. UNCLE Credit Union has a B+ health rating.
Field of Membership Restrictions
UNCLE Credit Union is open to all California resident through membership in the Financial Fitness Association. Those who live, work, worship, or attend school in the California counties of Alameda, Contra Costa, San Joaquin, or Stanislaus are also eligible to join.
See current membership details
Do Not Waste Your Time And Money!
They rejected my application for no reason after paying for membership!
It Is A SCAM! I Got $Scammed Out Of Actual Money!
Do not lose money by applying for this scam! They direct you to pay $8 on another website in order to get a membership before submitting your application, on top of the $5 for their mandatory supposed savings account that you are not interested in. Now, I've never been charged money BEFORE applying for a checking account, particularly on another website, like in a money laundry shill plot! So, I called them about this shady practice, but they assured me that if I paid the $8 for a useless subscription that I don't want on the prompted page, they would receive the information about the payment to their partner and give me my UNCLE membership and open my checking account! So, of course, the scammers reneged after scamming me out of $8 and denied my membership for the most ridiculous excuse I've never heard of! They told me due to "frequent inquiries" for banking products from different financial institutions (like every one of you who are looking for high interest rates on the pages where they advertise their fake promised interest rates!) they denied my application, and they would not reimburse me the scammed fee for the useless subscription they shill on their account application page!!! Do not lose money and time to these scammers! Do not apply!
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64482 |
| Year Chartered | 1957 |
| Employees | 97 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 4.62% |
| Annual Interest Income | $36MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $747.6MM$726MM |
| Loans | Q4 2024vs Q4 2023 | $638.5MM$594.8MM |
| Deposits | Q4 2024vs Q4 2023 | $686.4MM$660.9MM |
| Equity Capital | Q4 2024vs Q4 2023 | $51.1MM$47MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $4.3MM$3.8MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $5.9MM$4MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |