UniBank for Savings

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.unibank.com

508-234-8112

49 Church Street
Whitinsville, MA 01588

UniBank for Savings is headquartered in WHITINSVILLE and is the 21^st largest bank in the state of Massachusetts. It is also the 463^rd largest bank in the nation. It was established in 1870 and as of March of 2025, it had grown to 254 employees at 15 locations. UniBank for Savings' money market rates are 3X the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90290
Year Established	1870
Employees	254
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	8.49%
Annual Interest Income	$28.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.73B$2.6B
Loans	Q1 2025vs Q1 2024	$2.05B$1.9B
Deposits	Q1 2025vs Q1 2024	$2.28B$2.26B
Equity Capital	Q1 2025vs Q1 2024	$198.3MM$177.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$27.4MM$27.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.4MM$7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

UniBank for Savings Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$100k^*	-	Tiered Money Market Account
OTHER TIERS: 0.10% → $10 - $2.5k \| 0.35% → $2.5k - $50k \| 0.75% → $50k - $100k

UniBank for Savings Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.99%^*	$10	$15k	e by UniBank Checking
OTHER TIERS: 0.44% → $15k+

UniBank for Savings CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	8 Month CD Special
3.90%	$500	-	14 Month CD Special
3.25%	$500	-	3 Year UniStep CD
3.25%	$500	-	3 Year CD Special
2.75%	$500	-	2 Year UniStep CD
2.25%	$500	-	1 Year UniStep CD
1.75%	$500	-	5 Year CD
1.25%	$500	-	2 Year CD
1.00%	$500	-	1 Year CD
0.50%	$500	-	6 Month CD
0.25%	$500	-	91 Day CD

UniBank for Savings IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	6 Month IRA Special
3.60%	$500	-	20 Month IRA CD Special
3.00%	$500	-	1 Year IRA
1.75%	$500	-	5 Year IRA
1.50%	$500	-	4 Year IRA
1.35%	$500	-	3 Year IRA
1.25%	$500	-	2 Year IRA

Locations

Availability

Boston Area

Boston Area bank & credit union details

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