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UniBank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
unibankusa.com
425-275-9700
19315 Highway 99
Lynnwood, WA 98036

UniBank is headquartered in LYNNWOOD and is the 26th largest bank in the state of Washington. It is also the 1,964th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 52 employees at 4 locations. UniBank's CD rates are 4X the national average, but it has a C- health rating.

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Health
C-

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. UniBank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #58407
Year Established2006
Employees52
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-1.7%
Return on Equity - YTD-28.94%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$441.8MM$594.6MM
LoansQ1 2025vs Q1 2024$359.4MM$462.6MM
DepositsQ1 2025vs Q1 2024$383.6MM$475MM
Equity CapitalQ1 2025vs Q1 2024$27.3MM$62.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7MM$14.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.9MM$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

UniBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-Health Saving Account (HSA)
0.05%$100-Personal Regular Savings
0.05%$50-Junior Savings
0.05%$2.5k-Business Regular Savings

UniBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Personal Money Market
OTHER TIERS: 0.05% → $2.5k - $100k
0.15%*$100k*-Business Money Market
OTHER TIERS: 0.05% → $2.5k - $100k

UniBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Personal Interest Checking (NOW)
0.05%$1k-Business Interest Checking (Non-Profit Corporations only)
0.05%$1k-Business Interest Checking (Sole Proprietorship)

UniBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-3 Month CD - New Money
4.00%$1k-Business 3 Month CD - New Money
3.75%$1k-6 Month CD - New Money
3.75%$1k-12 Month CD - New Money
3.75%$1k-18 Month CD - New Money
3.75%$1k-Business 6 Month CD - New Money
3.75%$1k-Business 12 Month CD - New Money
3.75%$1k-Business 18 Month CD - New Money
3.60%$1k-24 Month CD - New Money
3.60%$1k-Business 24 Month CD - New Money
3.40%$1k-36 Month CD - New Money
3.40%$1k-Business 36 Month CD - New Money
3.20%$1k-48 Month CD - New Money
3.20%$1k-Business 48 Month CD - New Money
3.00%$1k-60 Month CD - New Money
3.00%$1k-Business 60 Month CD - New Money

UniBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-IRA Savings
Locations


UniBank Locations
Unibank19315 Highway 99Lynnwood, WA 98036
Federal Way Branch31433 Pacific Highway SouthFederal Way, WA 98003
Bellevue Branch3640 Factoria Boulevard SeBellevue, WA 98006
Tacoma Branch9104 S Tacoma Way Suite A101Lakewood, WA 98499

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