Overview / Commentary
19315 Highway 99
Lynnwood, WA 98036

UniBank is headquartered in Lynnwood and is the 28th largest bank in the state of Washington. It is also the 1,872nd largest bank in the nation. It was established in 2006 and as of December of 2021, it had grown to 54 employees at 4 locations. UniBank has an A+ health rating.


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Health Grade Components

FDIC Certificate #58407
Year Established2006
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.03%
Return on Equity - YTD13.81%
Annual Interest Income$17.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$455.7MM$403.9MM
LoansQ4 2021vs Q4 2020$342.5MM$296.7MM
DepositsQ4 2021vs Q4 2020$375.2MM$337.9MM
Equity CapitalQ4 2021vs Q4 2020$66.3MM$58.8MM
Loan Loss AllowanceQ4 2021vs Q4 2020$4.6MM$4.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$295.00K$783.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not UniBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

UniBank Savings Account Rates

0.15%$100-Health Saving Account (HSA)
0.05%$100-Personal Regular Savings
0.05%$50-Junior Savings
0.05%$2.5k-Business Regular Savings
0.05%$500-IRA Savings

UniBank Money Market Rates

0.15%*$100k*-Personal Money Market
OTHER TIERS: 0.05% $2.5k - $100k
0.15%*$100k*-Business Money Market
OTHER TIERS: 0.05% $2.5k - $100k

UniBank Checking Account Rates

0.05%$1k-Personal Interest Checking (NOW)
0.05%$1k-Business Interest Checking (Non-Profit Corporations only)
0.05%$1k-Business Interest Checking (Sole Proprietorship)

UniBank CD Rates

0.40%$1k-48 Month CD
0.40%$1k-60 Month CD
0.40%$1k-Business 48 Month CD
0.40%$1k-Business 60 Month CD
0.35%$1k-12 Month CD
0.35%$1k-18 Month CD
0.35%$1k-24 Month CD
0.35%$1k-36 Month CD
0.35%$1k-Business 12 Month CD
0.35%$1k-Business 18 Month CD
0.35%$1k-Business 24 Month CD
0.35%$1k-Business 36 Month CD
0.25%$1k-3 Month CD
0.25%$1k-6 Month CD
0.25%$1k-Business 3 Month CD
0.25%$1k-Business 6 Month CD

UniBank Locations
Unibank19315 Highway 99Lynnwood, WA 98036
Federal Way Branch31433 Pacific Highway SouthFederal Way, WA 98003
Bellevue Branch3640 Factoria Boulevard SeBellevue, WA 98006
Tacoma Branch9104 S Tacoma Way Suite A101Lakewood, WA 98499

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