UniBank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

unibankusa.com

425-275-9700

19315 Highway 99
Lynnwood, WA 98036

UniBank is headquartered in LYNNWOOD and is the 26^th largest bank in the state of Washington. It is also the 1,964^th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 52 employees at 4 locations. UniBank's CD rates are 4X the national average, but it has a C- health rating.

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Health

C-

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. UniBank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	58407
Year Established	2006
Employees	52
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	-1.7%
Return on Equity - YTD	-28.94%
Annual Interest Income	$6.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$441.8MM$594.6MM
Loans	Q1 2025vs Q1 2024	$359.4MM$462.6MM
Deposits	Q1 2025vs Q1 2024	$383.6MM$475MM
Equity Capital	Q1 2025vs Q1 2024	$27.3MM$62.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7MM$14.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.9MM$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

UniBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$100	-	Health Saving Account (HSA)
0.05%	$100	-	Personal Regular Savings
0.05%	$50	-	Junior Savings
0.05%	$2.5k	-	Business Regular Savings

UniBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Personal Money Market
OTHER TIERS: 0.05% → $2.5k - $100k
0.15%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.05% → $2.5k - $100k

UniBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$1k	-	Personal Interest Checking (NOW)
0.05%	$1k	-	Business Interest Checking (Non-Profit Corporations only)
0.05%	$1k	-	Business Interest Checking (Sole Proprietorship)

UniBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	3 Month CD - New Money
4.00%	$1k	-	Business 3 Month CD - New Money
3.75%	$1k	-	6 Month CD - New Money
3.75%	$1k	-	12 Month CD - New Money
3.75%	$1k	-	18 Month CD - New Money
3.75%	$1k	-	Business 6 Month CD - New Money
3.75%	$1k	-	Business 12 Month CD - New Money
3.75%	$1k	-	Business 18 Month CD - New Money
3.60%	$1k	-	24 Month CD - New Money
3.60%	$1k	-	Business 24 Month CD - New Money
3.40%	$1k	-	36 Month CD - New Money
3.40%	$1k	-	Business 36 Month CD - New Money
3.20%	$1k	-	48 Month CD - New Money
3.20%	$1k	-	Business 48 Month CD - New Money
3.00%	$1k	-	60 Month CD - New Money
3.00%	$1k	-	Business 60 Month CD - New Money

UniBank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	IRA Savings

Locations

UniBank Locations
Unibank	19315 Highway 99	Lynnwood, WA 98036
Federal Way Branch	31433 Pacific Highway South	Federal Way, WA 98003
Bellevue Branch	3640 Factoria Boulevard Se	Bellevue, WA 98006
Tacoma Branch	9104 S Tacoma Way Suite A101	Lakewood, WA 98499

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