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Union Bank and Trust Company (NE)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ubt.com
402-323-1282
3643 South 48th Street
Lincoln, NE 68506

Union Bank and Trust Company (NE) is headquartered in LINCOLN and is the 2nd largest bank in the state of Nebraska. It is also the 179th largest bank in the nation. It was established in 1917 and as of March of 2025, it had grown to 1,004 employees at 36 locations. Union Bank and Trust Company (NE)'s money market rates are 7X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #13421
Year Established1917
Employees1004
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD14.42%
Annual Interest Income$126.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$8.7B$8.44B
LoansQ1 2025vs Q1 2024$6.42B$6.17B
DepositsQ1 2025vs Q1 2024$7.41B$6.67B
Equity CapitalQ1 2025vs Q1 2024$850.1MM$819.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$103.8MM$99MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$22.5MM$8.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Bank and Trust Company (NE) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$25k*-Health Savings Account
OTHER TIERS: 0.10% → $0 - $2.5k | 1.01% → $2.5k - $10k | 1.46% → $10k - $25k
0.36%$0-Simply Savings
0.36%$0-Simply Savings Student account

Union Bank and Trust Company (NE) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.09%*$500k*-Value Edge Money Market Account
OTHER TIERS: 0.85% → $0 - $10k | 1.41% → $10k - $50k | 2.02% → $50k - $100k | 2.32% → $100k - $250k | 2.58% → $250k - $500k
3.09%*$500k*-Business Value Edge Money Market Account
OTHER TIERS: 0.85% → $0 - $10k | 1.41% → $10k - $50k | 2.02% → $50k - $100k | 2.32% → $100k - $250k | 2.58% → $250k - $500k

Union Bank and Trust Company (NE) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.45%*$0$100kSimply Free Plus
OTHER TIERS: 0.90% → $100k+
0.48%*$25k*-Simply Free Platinum
OTHER TIERS: 0.14% → $100 - $5k | 0.32% → $5k - $10k | 0.42% → $10k - $25k

Union Bank and Trust Company (NE) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.21%$1k-7 Month CD Special
4.21%$1k-Business 7 Month CD Special
4.00%$1k-12 Month CD Special
4.00%$1k-Business 12 Month CD Special
3.75%$10k-10 Month Access CD
3.75%$1k-24 Month CD Special
3.75%$10k-Business 10 Month Access CD
3.75%$1k-Business 24 Month CD Special
2.32%$1k-60 Month CD
2.32%$1k-Business 60 Month CD
2.27%$1k-36 Month CD
2.27%$1k-48 Month CD
2.27%$1k-Business 36 Month CD
2.27%$1k-Business 48 Month CD
2.22%$1k-30 Month CD
2.22%$1k-Business 30 Month CD
2.02%$1k-27 Month CD
2.02%$1k-Business 27 Month CD
1.91%$1k-19 Month CD
1.91%$1k-20 Month CD
1.91%$1k-23 Month CD
1.91%$1k-Business 19 Month CD
1.91%$1k-Business 20 Month CD
1.91%$1k-Business 23 Month CD
1.86%$1k-18 Month CD
1.86%$1k-16 Month CD
1.86%$1k-17 Month CD
1.86%$1k-Business 16 Month CD
1.86%$1k-Business 17 Month CD
1.86%$1k-Business 18 Month CD
1.81%$1k-13 Month CD
1.81%$1k-15 Month CD
1.81%$10k-15 Month Access CD - New Money
1.81%$1k-Business 13 Month CD
1.81%$10k-Business 15 Month Access CD - New Money
1.81%$1k-Business 15 Month CD
1.76%$1k-10 Month CD
1.76%$1k-11 Month CD
1.76%$1k-Business 10 Month CD
1.76%$1k-Business 11 Month CD
1.71%$1k-9 Month CD
1.71%$1k-8 Month CD
1.71%$1k-Business 8 Month CD
1.71%$1k-Business 9 Month CD
1.66%$1k-6 Month CD
1.66%$1k-Business 6 Month CD

Union Bank and Trust Company (NE) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.21%$1k-7 Month IRA Special
4.00%$1k-12 Month IRA Special
3.75%$1k-24 Month IRA Special
2.32%$1k-60 Month IRA
2.27%$1k-36 Month IRA
2.27%$1k-48 Month IRA
2.22%$1k-30 Month IRA
2.02%$1k-27 Month IRA
1.97%$0-18 Month Variable IRA
1.91%$1k-19 Month IRA
1.91%$1k-20 Month IRA
1.91%$1k-23 Month IRA
1.86%$1k-18 Month IRA
1.86%$1k-16 Month IRA
1.86%$1k-17 Month IRA
1.81%$1k-15 Month IRA
1.81%$1k-13 Month IRA
1.76%$1k-10 Month IRA
1.76%$1k-11 Month IRA
1.71%$1k-9 Month IRA
1.71%$1k-8 Month IRA
1.66%$1k-6 Month IRA
Locations

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