Union Bank (VT)

Overview / Commentary
20 Lower Main Street
Morrisville, VT 05661

Union Bank (VT) is headquartered in Morrisville and is the 2nd largest bank in the state of Vermont. It is also the 860th largest bank in the nation. It was established in 1891 and as of December of 2021, it had grown to 194 employees at 21 locations. Union Bank (VT) has an A health rating.


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Health Grade Components

FDIC Certificate #14158
Year Established1891
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD15.69%
Annual Interest Income$39.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.20B$1.09B
LoansQ4 2021vs Q4 2020$793.2MM$794.9MM
DepositsQ4 2021vs Q4 2020$1.10B$997.5MM
Equity CapitalQ4 2021vs Q4 2020$99.8MM$80.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$8.3MM$8.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$4.6MM$2.7MM
Real Estate OwnedQ4 2021vs Q4 2020$0$50.00K
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Always verify rates and promotions with the bank or credit union. We are not Union Bank (VT); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Bank (VT) Savings Account Rates

0.10%*$500k*-Passbook Account
OTHER TIERS: 0.02% $25 - $100k | 0.05% $100k - $500k
0.10%*$500k*-Statement Savings
OTHER TIERS: 0.02% $25 - $100k | 0.05% $100k - $500k
0.05%*$250k*-HSA Checking
OTHER TIERS: 0.02% $1k - $25k
0.05%$1-Save for Success Account
0.05%$5-Holiday Club Accounts
0.02%$5-Holiday Club w/ Coupon Book Account

Union Bank (VT) Money Market Rates

0.15%*$500k*-Money Market Account
OTHER TIERS: 0.02% $1k - $10k | 0.05% $10k - $50k | 0.08% $50k - $100k | 0.10% $100k - $249 | 0.12% $250k - $500k

Union Bank (VT) Checking Account Rates

0.10%$750-Municipal Checking w/ Interest
0.10%*$100k*-IOLTA Account
OTHER TIERS: 0.02% $10k - $50k | 0.05% $50k - $100k
0.10%*$100k*-IORTA Account
OTHER TIERS: 0.02% $10k - $50k | 0.05% $50k - $100k
0.05%*$250k*-Checking with Interest
OTHER TIERS: 0.02% $1k - $250k
0.05%*$250k*-UB55 Checking
OTHER TIERS: 0.02% $1k - $250k
0.05%*$250k*- Business Checking with Interest
OTHER TIERS: 0.02% $1k - $250k
0.05%*$250k*-Basic Advantage Checking
OTHER TIERS: 0.02% $1k - $250k
0.05%*$250k*-Advantage Checking
OTHER TIERS: 0.02% $1k - $250k
0.05%*$250k*-Advantage Checking Plus
OTHER TIERS: 0.02% $1k - $250k

Union Bank (VT) CD Rates

0.50%$500-60 Month CD
0.50%$100k-60 Month Jumbo CD
0.40%$500-48-59 Month CD
0.40%$100k-48 - 59 Month Jumbo CD
0.30%$500-36-47 Month CD
0.30%$100k-36 - 47 Month Jumbo CD
0.25%$500-24-35 Month CD
0.25%$100k-24 - 35 Month Jumbo CD
0.25%$100-36 Month Save For Success CD
0.20%$500-18-23 Month CD
0.20%$100k-18 - 23 Month Jumbo CD
0.15%$500-12-17 Month CD
0.15%$100k-12 - 17 Month Jumbo CD
0.15%$250k-156 Week CDARS CD
0.10%$1k-6-11 Month CD
0.10%$100k-183 - 364 Day Jumbo CD
0.10%$250k-52 Week CDARS CD
0.10%$250k-104 Week CDARS CD
0.05%$250k-26 Week CDARS CD

Union Bank (VT) IRA Rates

0.50%$500-60 Month IRA
0.50%$100k-60 Month Jumbo IRA
0.40%$500-48-59 Month IRA
0.40%$100k-48 - 59 Month Jumbo IRA
0.30%$500-36-47 Month IRA
0.30%$100k-36 - 47 Month Jumbo IRA
0.25%$500-24-35 Month IRA
0.25%$100k-24 - 35 Month Jumbo IRA
0.20%$500-18-23 Month IRA
0.20%$100k-18 - 23 Month Jumbo IRA
0.15%$500-12-17 Month IRA
0.15%$100k-12 - 17 Month Jumbo IRA
0.15%$250k-156 Week CDARS IRA
0.10%$500-6-11 Month IRA
0.10%$100k-183 - 364 Day Jumbo IRA
0.10%$250k-52 Week CDARS IRA
0.10%$250k-104 Week CDARS IRA
0.05%$250k-26 Week CDARS IRA


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