Union Bank (VT)

Overview / Commentary

www.ublocal.com

802-888-6600

20 Lower Main Street
Morrisville, VT 05661

Union Bank (VT) is headquartered in Morrisville and is the 2^nd largest bank in the state of Vermont. It is also the 892^nd largest bank in the nation. It was established in 1891 and as of March of 2021, it had grown to 195 employees at 20 locations. Union Bank (VT) has a B+ health rating.

View all posts from:

2019
2018

1/10 - 19 Month CD And IRA Winter Special

8/5 - 3.02% APY 8-Month CD Special (Berlin, VT Branch Only - LOCAL ONLY)
4/23 - Union Bank (VT and NH) Adds 3-Year CD

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Health

B+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	14158
Year Established	1891
Employees	195
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	15%
Annual Interest Income	$9.5MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$1.10B$882.4MM
Loans	Q1 2021vs Q1 2020	$833.3MM$687.7MM
Deposits	Q1 2021vs Q1 2020	$1.01B$738.3MM
Equity Capital	Q1 2021vs Q1 2020	$79.2MM$73.5MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$8.4MM$6.4MM
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$5.9MM$3.8MM
Real Estate Owned	Q1 2021vs Q1 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Bank (VT) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$500k^*	-	Passbook Account
OTHER TIERS: 0.05% → $25 - $100k \| 0.10% → $100k - $500k
0.15%^*	$500k^*	-	Statement Savings
OTHER TIERS: 0.05% → $25 - $100k \| 0.10% → $100k - $500k
0.10%^*	$250k^*	-	HSA Checking
OTHER TIERS: 0.05% → $1k - $25k
0.10%	$1	-	Save for Success Account
0.10%	$5	-	Holiday Club Accounts
0.05%	$5	-	Holiday Club w/ Coupon Book Account

Union Bank (VT) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.02% → $1k - $10k \| 0.05% → $10k - $50k \| 0.08% → $50k - $100k \| 0.10% → $100k - $249 \| 0.15% → $250k - $500k

Union Bank (VT) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$750	-	Municipal Checking w/ Interest
0.10%^*	$250k^*	-	Basic Advantage Checking
OTHER TIERS: 0.05% → $1k - $250k
0.10%^*	$250k^*	-	Advantage Checking
OTHER TIERS: 0.05% → $1k - $250k
0.10%^*	$250k^*	-	Advantage Checking Plus
OTHER TIERS: 0.05% → $1k - $250k
0.10%^*	$100k^*	-	IOLTA Account
OTHER TIERS: 0.02% → $10k - $50k \| 0.05% → $50k - $100k
0.10%^*	$100k^*	-	IORTA Account
OTHER TIERS: 0.02% → $10k - $50k \| 0.05% → $50k - $100k
0.05%^*	$250k^*	-	Checking with Interest
OTHER TIERS: 0.02% → $1k - $250k
0.05%^*	$250k^*	-	UB55 Checking
OTHER TIERS: 0.02% → $1k - $250k
0.05%^*	$250k^*	-	Business Checking with Interest
OTHER TIERS: 0.02% → $1k - $250k

Union Bank (VT) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$500	-	60 Month CD
0.50%	$100k	-	60 Month Jumbo CD
0.40%	$500	-	48-59 Month CD
0.40%	$100k	-	48 - 59 Month Jumbo CD
0.30%	$500	-	36-47 Month CD
0.30%	$100k	-	36 - 47 Month Jumbo CD
0.25%	$500	-	24-35 Month CD
0.25%	$100k	-	24 - 35 Month Jumbo CD
0.25%	$100	-	36 Month Save For Success CD
0.20%	$500	-	18-23 Month CD
0.20%	$100k	-	18 - 23 Month Jumbo CD
0.15%	$500	-	12-17 Month CD
0.15%	$100k	-	12 - 17 Month Jumbo CD
0.15%	$250k	-	156 Week CDARS CD
0.10%	$1k	-	6-11 Month CD
0.10%	$100k	-	183 - 364 Day Jumbo CD
0.10%	$250k	-	52 Week CDARS CD
0.10%	$250k	-	104 Week CDARS CD
0.05%	$250k	-	26 Week CDARS CD

Union Bank (VT) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$500	-	60 Month IRA
0.50%	$100k	-	60 Month Jumbo IRA
0.40%	$500	-	48-59 Month IRA
0.40%	$100k	-	48 - 59 Month Jumbo IRA
0.30%	$500	-	36-47 Month IRA
0.30%	$100k	-	36 - 47 Month Jumbo IRA
0.25%	$500	-	24-35 Month IRA
0.25%	$100k	-	24 - 35 Month Jumbo IRA
0.20%	$500	-	18-23 Month IRA
0.20%	$100k	-	18 - 23 Month Jumbo IRA
0.15%	$500	-	12-17 Month IRA
0.15%	$100k	-	12 - 17 Month Jumbo IRA
0.15%	$250k	-	156 Week CDARS IRA
0.10%	$500	-	6-11 Month IRA
0.10%	$100k	-	183 - 364 Day Jumbo IRA
0.10%	$250k	-	52 Week CDARS IRA
0.10%	$250k	-	104 Week CDARS IRA
0.05%	$250k	-	26 Week CDARS IRA

Locations

Availability

Burlington Area

Burlington Area bank & credit union details

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