Union Building Trades Federal Credit Union


Overview / Commentary
800-848-2438
205 Cherry Hill Rd
Parsippany, NJ 07054

Union Building Trades Federal Credit Union is headquartered in Parsippany and is the 32nd largest credit union in the state of New Jersey. It is also the 1,845th largest credit union in the nation. It was established in 1973 and as of June of 2020, it had grown to 13 employees and 38,192 members at 2 locations. Union Building Trades Federal Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to members of several local trade unions and their family.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Union Building Trades Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21244
Year Chartered1973
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD3.41%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$87.8MM$83.3MM
LoansQ2 2020vs Q2 2019$37.2MM$42.3MM
DepositsQ2 2020vs Q2 2019$76.2MM$72.0MM
Equity CapitalQ2 2020vs Q2 2019$11.2MM$10.7MM
Loan Loss AllowanceQ2 2020vs Q2 2019$614.00K$712.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$722.00K$1.1MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Building Trades Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Primary Savings

Union Building Trades Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Account
OTHER TIERS: 0.10% Up to $2.5k | 0.20% $2.5k - $15k | 0.30% $15k - $30k | 0.40% $30k - $50k | 0.50% $50k - $100k

Union Building Trades Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month Time Deposit
0.45%$1k-30 Month Time Deposit
0.40%$1k-24 Month Time Deposit
0.30%$1k-12 Month Time Deposit
0.25%$1k-6 Month Time Deposit
0.25%$1k-12 Month Easy Access Time Deposit
0.20%$1k-3 Month Time Deposit

Union Building Trades Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month IRA Time Deposit
0.45%$1k-30 Month IRA Time Deposit
0.40%$1k-24 Month IRA Time Deposit
0.30%$1k-12 Month IRA Time Deposit
Locations


Union Building Trades Federal Credit Union Locations
Branch Office205 Cherry Hill RdParsippany, NJ 07054
Branch Office814 W Basin RdNew Castle, DE 19720

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