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Union Building Trades Federal Credit Union


Overview / Commentary
www.ubtfcu.org
800-848-2438
205 Cherry Hill Rd
Parsippany, NJ 07054

Union Building Trades Federal Credit Union is headquartered in Parsippany and is the 34th largest credit union in the state of New Jersey. It is also the 1,915th largest credit union in the nation. It was established in 1973 and as of June of 2021, it had grown to 12 employees and 35,433 members at 2 locations. Union Building Trades Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to members of several local trade unions and their family.
See current membership details

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Health
B+

Data as of Q2 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Union Building Trades Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21244
Year Chartered1973
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.21%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$90.3MM$87.8MM
LoansQ2 2021vs Q2 2020$33.1MM$37.2MM
DepositsQ2 2021vs Q2 2020$78.3MM$76.2MM
Equity CapitalQ2 2021vs Q2 2020$11.3MM$11.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$556.00K$614.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$878.00K$722.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Building Trades Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Primary Savings

Union Building Trades Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $15k | 0.15% → $15k - $30k | 0.20% → $30k - $50k | 0.25% → $50k - $100k

Union Building Trades Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month Time Deposit
0.45%$1k-30 Month Time Deposit
0.40%$1k-24 Month Time Deposit
0.30%$1k-12 Month Time Deposit
0.25%$1k-6 Month Time Deposit
0.25%$1k-12 Month Easy Access Time Deposit
0.20%$1k-3 Month Time Deposit

Union Building Trades Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month IRA Time Deposit
0.45%$1k-30 Month IRA Time Deposit
0.40%$1k-24 Month IRA Time Deposit
0.30%$1k-12 Month IRA Time Deposit
Locations


Union Building Trades Federal Credit Union Locations
Branch Office205 Cherry Hill RdParsippany, NJ 07054
Branch Office814 W Basin RdNew Castle, DE 19720

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