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Union Building Trades Federal Credit Union


Overview / Commentary
www.ubtfcu.org
800-848-2438
205 Cherry Hill Rd
Parsippany, NJ 07054

Union Building Trades Federal Credit Union is headquartered in Parsippany and is the 35th largest credit union in the state of New Jersey. It is also the 1,951st largest credit union in the nation. It was established in 1973 and as of September of 2022, it had grown to 12 employees and 27,583 members at 2 locations. Union Building Trades Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to members of several local trade unions and their family.
See current membership details

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Health
B+

Data as of Q3 2022

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Union Building Trades Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21244
Year Chartered1973
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD-0.77%
Return on Equity - YTD-6.31%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$90.4MM$91.4MM
LoansQ3 2022vs Q3 2021$33.8MM$31.4MM
DepositsQ3 2022vs Q3 2021$77.9MM$78.3MM
Equity CapitalQ3 2022vs Q3 2021$11.0MM$11.7MM
Loan Loss AllowanceQ3 2022vs Q3 2021$474.00K$481.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$854.00K$918.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Building Trades Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Primary Savings

Union Building Trades Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $15k | 0.15% → $15k - $30k | 0.20% → $30k - $50k | 0.25% → $50k - $100k

Union Building Trades Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month Time Deposit
0.45%$1k-30 Month Time Deposit
0.40%$1k-24 Month Time Deposit
0.30%$1k-12 Month Time Deposit
0.25%$1k-6 Month Time Deposit
0.25%$1k-12 Month Easy Access Time Deposit
0.20%$1k-3 Month Time Deposit

Union Building Trades Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month IRA Time Deposit
0.45%$1k-30 Month IRA Time Deposit
0.40%$1k-24 Month IRA Time Deposit
0.30%$1k-12 Month IRA Time Deposit
Locations


Union Building Trades Federal Credit Union Locations
Branch Office205 Cherry Hill RdParsippany, NJ 07054
Branch Office814 W Basin RdNew Castle, DE 19720

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