Union Building Trades Federal Credit Union is headquartered in Parsippany and is the 35th largest credit union in the state of New Jersey. It is also the 1,991st largest credit union in the nation. It was established in 1973 and as of March of 2025, it had grown to 15 employees and 24,784 members at 2 locations. Union Building Trades Federal Credit Union has a B+ health rating.
Membership is open to members of several local trade unions and their family.
See current membership details
Overall | |
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NCUA # | 21244 |
Year Chartered | 1973 |
Employees | 15 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.14% |
Return on Equity - YTD | -1.05% |
Annual Interest Income | $871K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $83.8MM$85.9MM |
Loans | Q1 2025vs Q1 2024 | $35.5MM$37.3MM |
Deposits | Q1 2025vs Q1 2024 | $70.8MM$73.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $10.8MM$10.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $426K$443K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $569K$671K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Union Building Trades Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $0 | - | Primary Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.05% → $0 - $2.5k | 0.10% → $2.5k - $15k | 0.15% → $15k - $30k | 0.20% → $30k - $50k | 0.25% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.55% | $1k | - | 60 Month IRA Time Deposit | |
0.45% | $1k | - | 30 Month IRA Time Deposit | |
0.40% | $1k | - | 24 Month IRA Time Deposit | |
0.30% | $1k | - | 12 Month IRA Time Deposit |
Union Building Trades Federal Credit Union Locations | ||
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Branch Office | 205 Cherry Hill Rd | Parsippany, NJ 07054 |
Branch Office | 814 W Basin Rd | New Castle, DE 19720 |