Union Building Trades Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.30% | 5-year CD | |
| 0.25% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.05% | Savings | 2.00% - Ally Bank Online Savings Account |
Union Building Trades Federal Credit Union is headquartered in Parsippany and is the 34th largest credit union in the state of New Jersey. It is also the 1,804th largest credit union in the nation. It was established in 1973 and as of September of 2018, it had grown to 12 employees and 39,590 members at 2 locations. Union Building Trades Federal Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to members of several local trade unions and their family.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 21244 |
| Year Chartered | 1973 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 2.95% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $82.3MM$77.2MM |
| Loans | Q3 2018vs Q3 2017 | $43.1MM$45.5MM |
| Deposits | Q3 2018vs Q3 2017 | $71.3MM$66.6MM |
| Equity Capital | Q3 2018vs Q3 2017 | $10.3MM$10.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $746.00K$860.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.4MM$901.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Union Building Trades Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Union Building Trades Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Primary Savings |
Union Building Trades Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $2.5k | 0.20% → $2.5k - $15k | 0.30% → $15k - $30k | 0.40% → $30k - $50k | 0.50% → $50k - $100k | |||||
Union Building Trades Federal Credit Union CD Rates
Union Building Trades Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.30% | $1k | - | 60 Month IRA Time Deposit | |
| 0.60% | $1k | - | 30 Month IRA Time Deposit | |
| 0.50% | $1k | - | 24 Month IRA Time Deposit | |
| 0.40% | $1k | - | 12 Month IRA Time Deposit |
| Union Building Trades Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 814 W Basin Rd | New Castle, DE 19720 |
| Branch Office | 205 Cherry Hill Rd | Parsippany, NJ 07054 |