Union Building Trades Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.30%	5-year CD	60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.25%	1-year CD	12 Month Easy Access Certificate 1.40% - Synchrony Bank 12 Month CD
0.05%	Savings	Primary Savings 1.20% - Goldman Sachs Bank USA Online Savings

View all Union Building Trades Federal Credit Union rates »

Overview / Commentary

www.ubtfcu.org

800-848-2438

205 Cherry Hill Rd
Parsippany, NJ 07054

Union Building Trades Federal Credit Union is headquartered in Parsippany and is the 37^th largest credit union in the state of New Jersey. It is also the 1,886^th largest credit union in the nation. It was established in 1973 and as of March of 2017, it had grown to 12 employees and 30,925 members at 2 locations. Union Building Trades Federal Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to members of several local trade unions and their family.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Union Building Trades Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	21244
Year Chartered	1973
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	0.29%
Return on Equity - YTD	2.22%
Annual Interest Income	$663.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$75.9MM$74.9MM
Loans	Q1 2017vs Q1 2016	$44.5MM$37.7MM
Deposits	Q1 2017vs Q1 2016	$65.8MM$64.9MM
Equity Capital	Q1 2017vs Q1 2016	$9.9MM$9.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$863.00K$812.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$942.00K$1.3MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Building Trades Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Primary Savings

Union Building Trades Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.05% → Up to $2,500 \| 0.20% → $2,500 - $15k \| 0.30% → $15k - $30k \| 0.40% → $30k - $50k \| 0.50% → $50k - $100k

Union Building Trades Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%	$1k	-	60 Month Share Certificate
0.60%	$1k	-	30 Month Share Certificate
0.50%	$1k	-	24 Month Share Certificate
0.40%	$1k	-	12 Month Share Certificate
0.30%	$1k	-	6 Month Share Certificate
0.25%	$1k	-	12 Month Easy Access Certificate
0.20%	$1k	-	3 Month Share Certificate

Union Building Trades Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%	$1k	-	60 Month IRA Certificate
0.60%	$1k	-	30 Month IRA Certificate
0.50%	$1k	-	24 Month IRA Certificate
0.40%	$1k	-	12 Month IRA Certificate

Locations

Union Building Trades Federal Credit Union Locations
Branch Office	814 W Basin Rd	New Castle, DE 19720
Branch Office	205 Cherry Hill Rd	Parsippany, NJ 07054