1. Banks
  2. Union Building Trades Federal Credit Union

Union Building Trades Federal Credit Union


Overview / Commentary
www.ubtfcu.org
800-848-2438
205 Cherry Hill Rd
Parsippany, NJ 07054

Union Building Trades Federal Credit Union is headquartered in Parsippany and is the 33rd largest credit union in the state of New Jersey. It is also the 1,858th largest credit union in the nation. It was established in 1973 and as of December of 2020, it had grown to 12 employees and 36,646 members at 2 locations. Union Building Trades Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to members of several local trade unions and their family.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Union Building Trades Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21244
Year Chartered1973
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.4%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$89.6MM$82.7MM
LoansQ4 2020vs Q4 2019$35.2MM$40.4MM
DepositsQ4 2020vs Q4 2019$78.0MM$71.1MM
Equity CapitalQ4 2020vs Q4 2019$11.2MM$11.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$554.00K$622.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$916.00K$966.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Union Building Trades Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Building Trades Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Primary Savings

Union Building Trades Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market Account
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $15k | 0.15% → $15k - $30k | 0.20% → $30k - $50k | 0.25% → $50k - $100k

Union Building Trades Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month Time Deposit
0.45%$1k-30 Month Time Deposit
0.40%$1k-24 Month Time Deposit
0.30%$1k-12 Month Time Deposit
0.25%$1k-6 Month Time Deposit
0.25%$1k-12 Month Easy Access Time Deposit
0.20%$1k-3 Month Time Deposit

Union Building Trades Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-60 Month IRA Time Deposit
0.45%$1k-30 Month IRA Time Deposit
0.40%$1k-24 Month IRA Time Deposit
0.30%$1k-12 Month IRA Time Deposit
Locations


Union Building Trades Federal Credit Union Locations
Branch Office205 Cherry Hill RdParsippany, NJ 07054
Branch Office814 W Basin RdNew Castle, DE 19720

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.