Union Savings Bank (IL)

Overview / Commentary

www.unionsavingsbank.com

815-235-0800

223 West Stephenson Street
Freeport, IL 61032

Union Savings Bank (IL) is headquartered in Freeport and is the 224^th largest bank in the state of Illinois. It is also the 3,303^rd largest bank in the nation. It was established in 1883 and as of June of 2019, it had grown to 52 employees at 5 locations. Union Savings Bank (IL)'s CD rates are 22% higher than the national average, and it has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29121
Year Established	1883
Employees	52
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	4.58%
Annual Interest Income	$3.0MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$154.9MM$158.8MM
Loans	Q2 2019vs Q2 2018	$108.5MM$111.7MM
Deposits	Q2 2019vs Q2 2018	$137.8MM$140.6MM
Equity Capital	Q2 2019vs Q2 2018	$15.9MM$14.6MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$846.00K$948.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$737.00K$490.00K
Real Estate Owned	Q2 2019vs Q2 2018	$116.00K$112.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Union Savings Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Savings Bank (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%	$100	-	College Fund Account CD
1.00%	-	-	Health Savings Account
0.20%^*	$25k^*	-	Savings
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k

Union Savings Bank (IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$100k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k

Union Savings Bank (IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$50k^*	-	Community Partner Checking
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k
0.20%^*	$50k^*	-	Business Checking
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k
0.20%^*	$50k^*	-	Advantage Checking
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k
0.10%	-	-	Rewards Checking

Union Savings Bank (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	60 Month CD Special
2.40%	$1k	-	48 Month CD
2.35%	$5k	-	35 Month CD Special
2.30%	$1k	-	42 Month CD
2.25%	$1k	-	36 Month CD
2.20%	$5k	-	23 Month CD Special
2.15%	$1k	-	30 Month CD
2.00%	$1k	-	24 Month CD
1.80%	$5k	-	27 Month One Way CD
1.60%	$1k	-	21 Month CD
1.50%	$1k	-	18 Month CD
1.40%	$1k	-	15 Month CD Special
1.10%	$1k	-	12 Month CD
1.10%	$5k	-	14 Month CD
1.00%	$5k	-	9 Month CD
0.50%^*	$25k^*	-	182 Day CD
OTHER TIERS: 0.40% → $1k - $10k \| 0.45% → $10k - $25k
0.35%	$1k	-	91 Day CD

Union Savings Bank (IL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.15%	$10	-	30 Month Fixed Rate IRA
1.70%	$10	-	18 Month Variable Rate IRA

Locations

Union Savings Bank (IL) Locations
1320 North State Street Branch	1320 North State Street	Belvidere, IL 61008
Mount Morris Branch	2 West Main Street	Mount Morris, IL 61054
203 N Alpine Road Branch	203 North Alpine Road	Rockford, IL 61107
Union Savings Bank	223 West Stephenson Street	Freeport, IL 61032
715 W South St Branch	715 West South Street	Freeport, IL 61032

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.