Union Savings Bank (IL)

Overview / Commentary
223 West Stephenson Street
Freeport, IL 61032

Union Savings Bank (IL) is headquartered in Freeport and is the 229th largest bank in the state of Illinois. It is also the 3,328th largest bank in the nation. It was established in 1883 and as of September of 2019, it had grown to 53 employees at 5 locations. Union Savings Bank (IL)'s CD rates are 39% higher than the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #29121
Year Established1883
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.34%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$151.8MM$154.0MM
LoansQ3 2019vs Q3 2018$109.9MM$108.9MM
DepositsQ3 2019vs Q3 2018$134.6MM$136.6MM
Equity CapitalQ3 2019vs Q3 2018$16.1MM$14.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$827.00K$947.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$866.00K$473.00K
Real Estate OwnedQ3 2019vs Q3 2018$85.00K$301.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union Savings Bank (IL) Savings Account Rates

1.00%--Health Savings Account
0.89%$100-College Fund Account CD
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k

Union Savings Bank (IL) Money Market Rates

0.40%*$100k*-Money Market
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Union Savings Bank (IL) Checking Account Rates

0.20%*$50k*-Community Partner Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k
0.20%*$50k*-Business Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k
0.20%*$50k*-Advantage Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k
0.10%--Rewards Checking

Union Savings Bank (IL) CD Rates

1.75%$5k-23 Month CD Special
1.75%$1k-18 Month CD Special
1.51%$1k-15 Month CD
1.40%$1k-60 Month CD
1.30%$1k-48 Month CD
1.25%$1k-12 Month CD
1.25%$1k-42 Month CD
1.25%$5k-14 Month CD
1.20%$1k-36 Month CD
1.20%$5k-35 Month CD
1.15%$1k-30 Month CD
1.10%$5k-9 Month CD
1.10%$5k-27 Month One Way CD
1.05%$1k-24 Month CD
1.00%$1k-21 Month CD
0.85%*$25k*-182 Day CD
OTHER TIERS: 0.75% $1k - $10k | 0.80% $10k - $25k
0.60%$1k-91 Day CD

Union Savings Bank (IL) IRA Rates

1.16%$10-1.5 Year Variable Rate IRA
1.15%$10-30 Month Fixed Rate IRA

Union Savings Bank (IL) Locations
1320 North State Street Branch1320 North State StreetBelvidere, IL 61008
Mount Morris Branch2 West Main StreetMount Morris, IL 61054
203 N Alpine Road Branch203 North Alpine RoadRockford, IL 61107
Union Savings Bank223 West Stephenson StreetFreeport, IL 61032
715 W South St Branch715 West South StreetFreeport, IL 61032

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