2. Union State Bank (14982)

Union State Bank (14982)

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
2.26%5-year CD
2.23% - National Average
1.00%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
0.30%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all Union State Bank (14982) rates »

Overview / Commentary
www.usbiowa.com
515-462-2161
611 West Highway 92
Winterset, IA 50273

Union State Bank (14982) is headquartered in Winterset and is the 208th largest bank in the state of Iowa. It is also the 4,320th largest bank in the nation. It was established in 1935 and as of September of 2018, it had grown to 23 employees at 3 locations. Union State Bank (14982)'s money market rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q3 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Union State Bank (14982) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #14982
Year Established1935
Employees23
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD9.74%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$89.3MM$89.0MM
LoansQ3 2018vs Q3 2017$55.9MM$56.5MM
DepositsQ3 2018vs Q3 2017$81.6MM$81.4MM
Equity CapitalQ3 2018vs Q3 2017$7.4MM$7.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$548.00K$548.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$0$53.00K
Real Estate OwnedQ3 2018vs Q3 2017$216.00K$216.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank (14982) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--College Plan
0.60%--Super Saver
0.60%--Christmas Club Account
0.60%--Burial Trust
0.60%--Health Savings Account
0.30%*$25k*-Regular Savings
OTHER TIERS: 0.17% → Up to $2.5k | 0.20% → $2.5k - $10k | 0.25% → $10k - $25k

Union State Bank (14982) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$500k*-True Blue Money Market
OTHER TIERS: 0.15% → Up to $25k | 0.75% → $25k - $100k | 0.85% → $100k - $300k | 1.05% → $300k - $500k
0.40%*$25k*-Money Market Account
OTHER TIERS: 0.25% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.35% → $10k - $25k

Union State Bank (14982) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Choice Plus Checking
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k
0.20%*$25k*-Golden Opportunity Business Plus
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $25k
0.10%$500-Choice Plus Checking - GO
0.10%$500-Golden Opportunity Business Plus - GO

Union State Bank (14982) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.61%$1k-27 Month CD Special
2.31%*$25k*-60 Month CD
OTHER TIERS: 1.81% → $500 - $2.5k | 1.91% → $2.5k - $10k | 2.26% → $10k - $25k
2.26%$2.5k-60 Month GO CD
2.26%$1k-17 Month CD Special
2.11%*$25k*-48 Month CD
OTHER TIERS: 1.30% → $500 - $2.5k | 1.51% → $2.5k - $10k | 2.01% → $10k - $25k
2.01%*$25k*-36 Month CD
OTHER TIERS: 1.20% → $500 - $2.5k | 1.40% → $2.5k - $10k | 1.91% → $10k - $25k
2.01%$2.5k-48 Month GO CD
1.91%$2.5k-36 Month GO CD
1.91%$10k-36 Month Step-Up CD Special
1.61%*$25k*-24 Month CD
OTHER TIERS: 0.75% → $500 - $2.5k | 1.00% → $2.5k - $10k | 1.51% → $10k - $25k
1.51%$2.5k-24 Month GO CD
1.30%*$25k*-18 Month CD
OTHER TIERS: 0.75% → $500 - $2.5k | 1.00% → $2.5k - $10k | 1.25% → $10k - $25k
1.25%$2.5k-18 Month GO CD
1.10%*$25k*-12 Month CD
OTHER TIERS: 0.50% → $500 - $2.5k | 0.65% → $2.5k - $10k | 1.00% → $10k - $25k
1.00%$2.5k-12 Month GO CD
0.80%*$25k*-6 Month CD
OTHER TIERS: 0.35% → $500 - $2.5k | 0.50% → $2.5k - $10k | 0.75% → $10k - $25k
0.75%$2.5k-6 Month GO CD

Union State Bank (14982) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.31%*$25k*-60 Month IRA CD
OTHER TIERS: 1.81% → $500 - $2.5k | 1.91% → $2.5k - $10k | 2.26% → $10k - $25k
2.26%$2.5k-60 Month GO IRA CD
2.11%*$25k*-48 Month IRA CD
OTHER TIERS: 1.30% → $500 - $2.5k | 1.51% → $2.5k - $10k | 2.01% → $10k - $25k
2.01%*$25k*-36 Month IRA CD
OTHER TIERS: 1.20% → $500 - $2.5k | 1.40% → $2.5k - $10k | 1.91% → $10k - $25k
2.01%$2.5k-48 Month GO IRA CD
1.91%$2.5k-36 Month GO IRA CD
1.61%*$25k*-24 Month IRA CD
OTHER TIERS: 0.75% → $500 - $2.5k | 1.00% → $2.5k - $10k | 1.51% → $10k - $25k
1.51%$2.5k-24 Month GO IRA CD
1.30%*$25k*-18 Month IRA CD
OTHER TIERS: 0.75% → $500 - $2.5k | 1.00% → $2.5k - $10k | 1.25% → $10k - $25k
1.25%$2.5k-18 Month GO IRA CD
1.10%*$25k*-12 Month IRA CD
OTHER TIERS: 0.50% → $500 - $2.5k | 0.65% → $2.5k - $10k | 1.00% → $10k - $25k
1.00%$2.5k-12 Month GO IRA CD
0.80%*$25k*-6 Month IRA CD
OTHER TIERS: 0.35% → $500 - $2.5k | 0.50% → $2.5k - $10k | 0.75% → $10k - $25k
0.75%$2.5k-6 Month GO IRA CD
Locations


Union State Bank (14982) Locations
Truro Branch160 East GarfieldTruro, IA 50257
Union State Bank611 West Highway 92Winterset, IA 50273
West Des Moines Branch6305 Mills Civic Parkway, Suite 3121West Des Moines, IA 50266

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