Union State Bank (14982)


Overview / Commentary
515-462-2161
611 West Highway 92
Winterset, IA 50273

Union State Bank (14982) is headquartered in Winterset and is the 205th largest bank in the state of Iowa. It is also the 4,120th largest bank in the nation. It was established in 1935 and as of December of 2019, it had grown to 25 employees at 3 locations. Union State Bank (14982) has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Union State Bank (14982) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #14982
Year Established1935
Employees25
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD12.06%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$92.9MM$90.1MM
LoansQ4 2019vs Q4 2018$58.1MM$56.9MM
DepositsQ4 2019vs Q4 2018$84.2MM$82.2MM
Equity CapitalQ4 2019vs Q4 2018$8.3MM$7.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$551.00K$548.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$0$405.00K
Real Estate OwnedQ4 2019vs Q4 2018$228.00K$229.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Union State Bank (14982); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank (14982) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Savings
0.05%--College Plan
0.05%--Super Saver
0.05%--Christmas Club Account
0.05%--Burial Trust
0.05%--Health Savings Account

Union State Bank (14982) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Advantage Money Market
OTHER TIERS: 0.03% Up to $25k | 0.10% $25k - $100k
0.12%*$25k*-Money Market Account
OTHER TIERS: 0.05% Up to $2.5k | 0.08% $2.5k - $25k

Union State Bank (14982) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Choice Plus Checking
0.03%$500-Choice Plus Checking - GO
0.03%--Business Plus

Union State Bank (14982) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$25k*-60 Month CD
OTHER TIERS: 0.50% $500 - $2.5k | 0.55% $2.5k - $10k | 0.90% $10k - $25k
0.90%$2.5k-60 Month GO CD
0.85%*$25k*-48 Month CD
OTHER TIERS: 0.40% $500 - $2.5k | 0.45% $2.5k - $10k | 0.80% $10k - $25k
0.80%$2.5k-48 Month GO CD
0.80%$10k-36 Month Step-Up CD Special
0.70%*$25k*-36 Month CD
OTHER TIERS: 0.35% $500 - $2.5k | 0.40% $2.5k - $10k | 0.65% $10k - $25k
0.65%*$25k*-24 Month CD
OTHER TIERS: 0.30% $500 - $2.5k | 0.35% $2.5k - $10k | 0.60% $10k - $25k
0.65%$2.5k-36 Month GO CD
0.60%$2.5k-24 Month GO CD
0.45%*$25k*-18 Month CD
OTHER TIERS: 0.25% $500 - $2.5k | 0.35% $2.5k - $10k | 0.40% $10k - $25k
0.40%*$25k*-12 Month CD
OTHER TIERS: 0.20% $500 - $2.5k | 0.30% $2.5k - $10k | 0.35% $10k - $25k
0.40%$2.5k-18 Month GO CD
0.35%$2.5k-12 Month GO CD
0.25%*$25k*-6 Month CD
OTHER TIERS: 0.15% $500 - $2.5k | 0.18% $2.5k - $10k | 0.20% $10k - $25k
0.20%$2.5k-6 Month GO CD

Union State Bank (14982) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$25k*-60 Month IRA CD
OTHER TIERS: 0.50% $500 - $2.5k | 0.55% $2.5k - $10k | 0.90% $10k - $25k
0.90%$2.5k-60 Month GO IRA CD
0.85%*$25k*-48 Month IRA CD
OTHER TIERS: 0.40% $500 - $2.5k | 0.45% $2.5k - $10k | 0.80% $10k - $25k
0.80%$2.5k-48 Month GO IRA CD
0.70%*$25k*-36 Month IRA CD
OTHER TIERS: 0.35% $500 - $2.5k | 0.40% $2.5k - $10k | 0.65% $10k - $25k
0.65%*$25k*-24 Month IRA CD
OTHER TIERS: 0.30% $500 - $2.5k | 0.35% $2.5k - $10k | 0.60% $10k - $25k
0.65%$2.5k-36 Month GO IRA CD
0.60%$2.5k-24 Month GO IRA CD
0.45%*$25k*-18 Month IRA CD
OTHER TIERS: 0.25% $500 - $2.5k | 0.35% $2.5k - $10k | 0.40% $10k - $25k
0.40%*$25k*-12 Month IRA CD
OTHER TIERS: 0.20% $500 - $2.5k | 0.30% $2.5k - $10k | 0.35% $10k - $25k
0.40%$2.5k-18 Month GO IRA CD
0.35%$2.5k-12 Month GO IRA CD
0.25%*$25k*-6 Month IRA CD
OTHER TIERS: 0.15% $500 - $2.5k | 0.18% $2.5k - $10k | 0.20% $10k - $25k
0.20%$2.5k-6 Month GO IRA CD
Locations


Union State Bank (14982) Locations
Truro Branch160 East GarfieldTruro, IA 50257
Union State Bank611 West Highway 92Winterset, IA 50273
West Des Moines Branch6305 Mills Civic Parkway, Suite 3121West Des Moines, IA 50266

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.