Featured Savings Rates
Featured Accounts

Union State Bank (14982)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.61%5-year CD60 Month GO CD
0.35%1-year CD12 Month GO CD
0.18%SavingsRegular Savings

Overview / Commentary
515-462-2161
201 West Court Avenue
Winterset, IA 50273

Union State Bank (14982) is headquartered in Winterset and is the 216th largest bank in the state of Iowa. It is also the 4,600th largest bank in the nation. It was established in 1935 and as of March of 2017, it had grown to 25 employees at 4 locations. Union State Bank (14982) has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Union State Bank (14982) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #14982
Year Established1935
Employees25
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD6.09%
Annual Interest Income$758.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$86.7MM$82.0MM
LoansQ1 2017vs Q1 2016$53.7MM$47.6MM
DepositsQ1 2017vs Q1 2016$79.2MM$74.5MM
Equity CapitalQ1 2017vs Q1 2016$7.2MM$7.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$548.00K$404.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$130.00K$0
Real Estate OwnedQ1 2017vs Q1 2016$216.00K$216.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank (14982) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--College Plan
0.40%--Super Saver
0.40%--Burial Trust
0.28%--Christmas Club Account
0.18%*$25k*-Regular Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k

Union State Bank (14982) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.18%*$25k*-Money Market Account
OTHER TIERS: 0.08% Up to $2,500 | 0.10% $2,500 - $10k | 0.15% $10k - $25k

Union State Bank (14982) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Choice Plus Checking
0.05%$500-Choice Plus Checking - GO
0.05%--Golden Opportunity Business Plus
0.05%$500-Golden Opportunity Business Plus - GO

Union State Bank (14982) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$25k*-60 Month CD
OTHER TIERS: 1.10% $500 - $2,500 | 1.46% $2,500 - $10k | 1.61% $10k - $25k
1.61%$2,500-60 Month GO CD
1.31%*$25k*-48 Month CD
OTHER TIERS: 0.90% $500 - $2,500 | 1.10% $2,500 - $10k | 1.26% $10k - $25k
1.26%$2,500-48 Month GO CD
1.10%*$25k*-36 Month CD
OTHER TIERS: 0.55% $500 - $2,500 | 0.65% $2,500 - $10k | 1.00% $10k - $25k
1.00%$2,500-36 Month GO CD
1.00%$10k-36 Month Step-Up CD Special
0.70%*$25k*-24 Month CD
OTHER TIERS: 0.30% $500 - $2,500 | 0.45% $2,500 - $10k | 0.60% $10k - $25k
0.60%*$25k*-18 Month CD
OTHER TIERS: 0.25% $500 - $2,500 | 0.38% $2,500 - $10k | 0.50% $10k - $25k
0.60%$2,500-24 Month GO CD
0.50%*$25k*-12 Month CD
OTHER TIERS: 0.15% $500 - $2,500 | 0.30% $2,500 - $10k | 0.35% $10k - $25k
0.50%$2,500-18 Month GO CD
0.35%$2,500-12 Month GO CD
0.30%*$25k*-6 Month CD
OTHER TIERS: 0.10% $500 - $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $25k
0.20%$2,500-6 Month GO CD

Union State Bank (14982) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$25k*-60 Month IRA CD
OTHER TIERS: 1.10% $500 - $2,500 | 1.46% $2,500 - $10k | 1.61% $10k - $25k
1.61%$2,500-60 Month GO IRA CD
1.31%*$25k*-48 Month IRA CD
OTHER TIERS: 0.90% $500 - $2,500 | 1.10% $2,500 - $10k | 1.26% $10k - $25k
1.26%$2,500-48 Month GO IRA CD
1.10%*$25k*-36 Month IRA CD
OTHER TIERS: 0.55% $500 - $2,500 | 0.65% $2,500 - $10k | 1.00% $10k - $25k
1.00%$2,500-36 Month GO IRA CD
1.00%$10k-36 Month Step-Up IRA CD Special
0.70%*$25k*-24 Month IRA CD
OTHER TIERS: 0.30% $500 - $2,500 | 0.45% $2,500 - $10k | 0.60% $10k - $25k
0.60%*$25k*-18 Month IRA CD
OTHER TIERS: 0.25% $500 - $2,500 | 0.38% $2,500 - $10k | 0.50% $10k - $25k
0.60%$2,500-24 Month GO IRA CD
0.50%*$25k*-12 Month IRA CD
OTHER TIERS: 0.15% $500 - $2,500 | 0.30% $2,500 - $10k | 0.35% $10k - $25k
0.50%$2,500-18 Month GO IRA CD
0.35%$2,500-12 Month GO IRA CD
0.30%*$25k*-6 Month IRA CD
OTHER TIERS: 0.10% $500 - $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $25k
0.20%$2,500-6 Month GO IRA CD
Locations


Union State Bank (14982) Locations
Truro Branch160 East GarfieldTruro, IA 50257
Union State Bank611 West Highway 92Winterset, IA 50273
West Des Moines Branch6305 Mills Civic Parkway, Suite 3121West Des Moines, IA 50266