2. Union State Bank of West Salem

Union State Bank of West Salem


Overview / Commentary
www.usbwestsalem.com
608-786-0600
120 South Mill Street
West Salem, WI 54669

Union State Bank of West Salem is headquartered in West Salem and is the 175th largest bank in the state of Wisconsin. It is also the 4,307th largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 17 employees at 2 locations. Union State Bank of West Salem has a B+ health rating.

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Health
B+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Union State Bank of West Salem has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #14560
Year Established1903
Employees17
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.56%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$88.6MM$85.9MM
LoansQ4 2018vs Q4 2017$65.5MM$63.9MM
DepositsQ4 2018vs Q4 2017$73.2MM$70.9MM
Equity CapitalQ4 2018vs Q4 2017$9.7MM$9.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$579.00K$636.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$652.00K$2.8MM
Real Estate OwnedQ4 2018vs Q4 2017$792.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank of West Salem Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%*-$15kUltimate Checking
OTHER TIERS: 0.21% → $15k+
Locations


Union State Bank of West Salem Locations
Union State Bank Of West Salem120 South Mill StreetWest Salem, WI 54669
Union Station BranchHwy 16 and Cty MWest Salem, WI 54669

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