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608-786-0600
120 South Mill Street
West Salem, WI 54669

Union State Bank of West Salem is headquartered in West Salem and is the 193rd largest bank in the state of Wisconsin. It is also the 4,840th largest bank in the nation. It was established in 1903 and as of September of 2016, it had grown to 16 employees at 2 locations. Union State Bank of West Salem has a B health rating.

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Reward Checking (2.02% Up To $15,000) In Wisconsin - 10/8/2016

Today’s La Crosse Tribune ad: Ultimate Checking at Union State Bank If your daily balance is $15,000 or less, the interest rate paid on the entire balance in your account will be 2.00% with an annual percentage yield of 2.02%, if you qualify Qualifications to receive 2.02% APY include: * One direct deposit post per monthly statement cycle * Have 10 POS Purchases with your debit card post to your account per monthly cycle * Sign in to Internet Banking once during the monthly statement cycle * Receive eStatements * Use Bill Pay one time during the monthly statement cycle If you do not meet the qualifications, the rate you will receive is 0.10%.

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Union State Bank of West Salem has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #14560
Year Established1903
Employees16
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD6.78%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$76.4MM$69.5MM
LoansQ3 2016vs Q3 2015$58.0MM$50.1MM
DepositsQ3 2016vs Q3 2015$60.9MM$58.1MM
Equity CapitalQ3 2016vs Q3 2015$9.2MM$8.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$528.00K$549.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.5MM$459.00K
Real Estate OwnedQ3 2016vs Q3 2015$156.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Reward Checking (2.02% Up To $15,000) In Wisconsin

susanc   |  
Today’s La Crosse Tribune ad: Ultimate Checking at Union State Bank

If your daily balance is $15,000 or less, the interest rate paid on the entire balance in your account will be 2.00% with an annual percentage yield of 2.02%, if you qualify

Qualifications to receive 2.02% APY include:
* One direct deposit post per monthly statement cycle
* Have 10 POS Purchases with your debit card post to your account per monthly cycle
* Sign in to Internet Banking once during the monthly statement cycle
* Receive eStatements
* Use Bill Pay one time during the monthly statement cycle

If you do not meet the qualifications, the rate you will receive is 0.10%.

Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank of West Salem Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$15kUltimate Checking
OTHER TIERS: 0.10% $15k+
Locations


Union State Bank of West Salem Locations
Union State Bank Of West Salem120 South Mill StreetWest Salem, WI 54669
Union Station BranchHwy 16 and Cty MWest Salem, WI 54669