Union State Bank (AL)
LOCATIONS
12
View locations
HEALTH RATING
C
View health report
CURRENT TOP RATE
1.30% APY
5 Year CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.30% | 5-year CD | 5 Year CD 2.25% - Bank of Internet USA 60 Month CD |
| 0.35% | 1-year CD | 1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Regular Savings 1.20% - Ally Bank Online Savings Account |
Overview / Commentary
Union State Bank (AL) is headquartered in Pell City and is the 51st largest bank in the state of Alabama. It is also the 2,713th largest bank in the nation. It was established in 1903 and as of June of 2017, it had grown to 117 employees at 13 locations. Union State Bank (AL) has a C health rating.
Health
C
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5602 |
| Year Established | 1903 |
| Employees | 117 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.24% |
| Return on Equity - YTD | -4.12% |
| Annual Interest Income | $3.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $227.4MM$231.4MM |
| Loans | Q2 2017vs Q2 2016 | $76.6MM$86.2MM |
| Deposits | Q2 2017vs Q2 2016 | $212.9MM$215.5MM |
| Equity Capital | Q2 2017vs Q2 2016 | $13.7MM$15.1MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $1.3MM$1.5MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $4.1MM$5.4MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $5.0MM$6.3MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Union State Bank (AL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Regular Savings | |
| 0.05% | - | - | Christmas Club |
Union State Bank (AL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $20k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.05% → Up to $20k | |||||
| 0.05% | - | - | Money Market | ||
Union State Bank (AL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $1,500* | - | Business Interest Checking | ||
| OTHER TIERS: 0.05% → Up to $1,500 | |||||
| 0.10%* | $1k* | - | Checking with Interest | ||
| OTHER TIERS: 0.05% → Up to $1k | |||||
| 0.05% | - | - | Silver Select | ||
Union State Bank (AL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.30% | - | - | 5 Year CD | |
| 1.05% | - | - | 4 Year CD | |
| 0.85% | - | - | 3 Year CD | |
| 0.65% | - | - | 2 Year CD | |
| 0.35% | - | - | 1 Year CD | |
| 0.15% | - | - | 182 Day CD | |
| 0.10% | - | - | 91 Day CD | |
| 0.05% | - | - | 31 Day CD |
