Overview / Commentary
Union State Bank (AL) is headquartered in Pell City and is the 51st largest bank in the state of Alabama. It is also the 2,832nd largest bank in the nation. It was established in 1903 and as of September of 2019, it had grown to 111 employees at 13 locations. Union State Bank (AL) has a B health rating.
Health
B
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5602 |
| Year Established | 1903 |
| Employees | 111 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 6.52% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $206.2MM$211.0MM |
| Loans | Q3 2019vs Q3 2018 | $87.6MM$87.6MM |
| Deposits | Q3 2019vs Q3 2018 | $189.5MM$198.2MM |
| Equity Capital | Q3 2019vs Q3 2018 | $15.8MM$12.1MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $1.3MM$1.3MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $1.9MM$2.9MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $932.00K$663.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Union State Bank (AL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Regular Savings | |
| 0.05% | - | - | Christmas Club |
Union State Bank (AL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $20k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.05% → Up to $20k | |||||
| 0.05% | - | - | Money Market | ||
Union State Bank (AL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $1.5k* | - | Business Checking with Interest | ||
| OTHER TIERS: 0.05% → Up to $1.5k | |||||
| 0.10%* | $1k* | - | Checking with Interest | ||
| OTHER TIERS: 0.05% → Up to $1k | |||||
| 0.05% | - | - | Silver Select | ||
Union State Bank (AL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.30% | - | - | 5 Year CD | |
| 1.05% | - | - | 4 Year CD | |
| 0.85% | - | - | 3 Year CD | |
| 0.65% | - | - | 2 Year CD | |
| 0.35% | - | - | 1 Year CD | |
| 0.15% | - | - | 182 Day CD | |
| 0.10% | - | - | 91 Day CD | |
| 0.05% | - | - | 31 Day CD |
