Union State Bank (AL)


Overview / Commentary
205-884-1520
15 20Th Street North
Pell City, AL 35125

Union State Bank (AL) is headquartered in PELL CITY and is the 56th largest bank in the state of Alabama. It is also the 2,870th largest bank in the nation. It was established in 1903 and as of December of 2023, it had grown to 74 employees at 9 locations. Union State Bank (AL)'s money market rates are 2X the national average, and it has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #5602
Year Established1903
Employees74
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD33.82%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$226.1MM$263.1MM
LoansQ4 2023vs Q4 2022$74MM$75.7MM
DepositsQ4 2023vs Q4 2022$219.3MM$259.5MM
Equity CapitalQ4 2023vs Q4 2022$5.9MM$2.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$876K$1.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$71K$729K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Regular Savings
0.50%--Christmas Club

Union State Bank (AL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$20k*-High Yield Money Market
OTHER TIERS: 0.65% Up to $20k
0.75%--Money Market

Union State Bank (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Business Checking with Interest
0.50%--Silver Select
0.50%--Checking with Interest

Union State Bank (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%$500-7 Month CD Special
4.86%$500-11 Month CD Special
1.75%--5 Year CD
1.50%--4 Year CD
1.40%--3 Year CD
1.35%--2 Year CD
1.25%--1 Year CD
0.75%--182 Day CD
0.57%--91 Day CD
0.55%--31 Day CD
Locations

Availability



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