Overview / Commentary
Union State Bank (AL) is headquartered in Pell City and is the 56th largest bank in the state of Alabama. It is also the 2,742nd largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 121 employees at 13 locations. Union State Bank (AL) has a C+ health rating.
Health
C+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5602 |
| Year Established | 1903 |
| Employees | 121 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.18% |
| Return on Equity - YTD | 3.16% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $216.9MM$221.4MM |
| Loans | Q4 2018vs Q4 2017 | $87.8MM$79.4MM |
| Deposits | Q4 2018vs Q4 2017 | $203.4MM$207.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $12.9MM$13.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.6MM$3.9MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $1.1MM$4.2MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Union State Bank (AL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Regular Savings | |
| 0.05% | - | - | Christmas Club |
Union State Bank (AL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $20k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.05% → Up to $20k | |||||
| 0.05% | - | - | Money Market | ||
Union State Bank (AL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $1.5k* | - | Business Checking with Interest | ||
| OTHER TIERS: 0.05% → Up to $1.5k | |||||
| 0.10%* | $1k* | - | Checking with Interest | ||
| OTHER TIERS: 0.05% → Up to $1k | |||||
| 0.05% | - | - | Silver Select | ||
Union State Bank (AL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.30% | - | - | 5 Year CD | |
| 1.05% | - | - | 4 Year CD | |
| 0.85% | - | - | 3 Year CD | |
| 0.65% | - | - | 2 Year CD | |
| 0.35% | - | - | 1 Year CD | |
| 0.15% | - | - | 182 Day CD | |
| 0.10% | - | - | 91 Day CD | |
| 0.05% | - | - | 31 Day CD |
