Unison Bank

Overview / Commentary
401 1St Ave. S.
Jamestown, ND 58402

Unison Bank is headquartered in JAMESTOWN and is the 18th largest bank in the state of North Dakota. It is also the 1,565th largest bank in the nation. It was established in 1965 and as of December of 2023, it had grown to 75 employees at 4 locations. Unison Bank's CD rates are 5X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #19396
Year Established1965
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD17.94%
Annual Interest Income$26.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$586.9MM$554.5MM
LoansQ4 2023vs Q4 2022$391.8MM$382.3MM
DepositsQ4 2023vs Q4 2022$494.5MM$492.1MM
Equity CapitalQ4 2023vs Q4 2022$37.6MM$32.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$7MM$5.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2MM$294K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Unison Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Unison Bank Savings Account Rates

1.00%*-$5kUnison Unisaver Savings
OTHER TIERS: 0.75% $5k+
0.10%*$150k*-Unison ND Savings
OTHER TIERS: 0.03% Up to $5k | 0.05% $50k - $100k | 0.07% $100k - $150k

Unison Bank Money Market Rates

0.10%*$1000k*-Unison ND Money Market Checking
OTHER TIERS: 0.03% Up to $100k | 0.07% $100k - $1000k

Unison Bank CD Rates

4.95%$2.5k-6 Month CD
4.25%$2.5k-12 Month CD
4.25%$2.5k-15 Month CD
3.50%$500-18 Month CD
3.50%$25k-10 Month CD
2.50%$2.5k-24 Month CD
2.00%$2.5k-48 Month CD
2.00%$2.5k-36 Month CD
2.00%$500-30 Month CD
2.00%$2.5k-60 Month Uniflex CD
2.00%$10k-7 Month CD

Unison Bank IRA Rates

3.50%$50-60 Month IRA CD
3.40%$50-48 Month IRA CD
3.30%$50-36 Month IRA CD
3.20%$50-24 Month IRA CD
3.10%$50-18 Month IRA CD
3.00%$50-12 Month IRA CD
2.50%$50-6 Month IRA CD

Unison Bank Locations
Mesa Branch1835 East Pecos RdGilbert, AZ 85295
Unison Bank401 1st Ave SJamestown, ND 58401
Wishek Branch102 North Centennial StreetWishek, ND 58495
Linton BranchPo Box 460Linton, ND 58552

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