United Arkansas Federal Credit Union
United Arkansas Federal Credit Union
Overview / Commentary
United Arkansas Federal Credit Union is headquartered in Little Rock and is the 22nd largest credit union in the state of Arkansas. It is also the 3,065th largest credit union in the nation. It was established in 1982 and as of March of 2025, it had grown to 10 employees and 3,085 members at 2 locations. United Arkansas Federal Credit Union has a C- health rating.
Field of Membership Restrictions
Membership is open those who live or work in the Arkansas towns of Alexander, College Station, England, Hensley, Jacksonville, Little Rock, Mablevale, North Little Rock, Redfield, Scott, Sweet Home, Woodson, or Wrightsville. Employees of the several Central Arkansas businesses and organizations also qualify for membership.
See current membership details
Health
C-
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Arkansas Federal Credit Union has a low asset base, and a negative return on assets.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 23952 |
| Year Chartered | 1982 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -2.71% |
| Return on Equity - YTD | -30.98% |
| Annual Interest Income | $310K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $24.5MM$27.4MM |
| Loans | Q1 2025vs Q1 2024 | $16.3MM$17.8MM |
| Deposits | Q1 2025vs Q1 2024 | $22MM$24.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.2MM$2.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $192K$160K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $663K$445K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |