Overview / Commentary
685 Griffin Street
Zebulon, GA 30295

United Bank (GA) is headquartered in Zebulon and is the 9th largest bank in the state of Georgia. It is also the 580th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 385 employees at 18 locations. United Bank (GA)'s CD rates are 29% higher than the national average, and it has an A health rating.

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Reviews (3)

Great Technology And Customer Service

Great bank!!! Never had a problem with this bank . They are not tricky like the Huge Banks.

Great customer service

Posted by: snowtech | Jun 19, 2015

Went to United Bank to open a checking/savings account. I notice as I walk in the bank is very well maintained, clean, with a welcoming atmosphere. The staff I encountered on my visit were very pleasant and professional. United Bank gave me the feeling that they appreciated my business and with the attitude I received from the staff that's exactly what they will get, more of my business. Opening my checking/savings account was very easy. I did not run into any problems during my visit. The parking lot had ample space making parking a simple task. United Bank was very well staffed with enough staff members there keeping the lines moving. The staff was very knowledgeable and productive at their jobs. I could tell they took pride in what they were doing. I had a very positive experience at United Bank.

United Bank is a great choice for your banking needs.

I have had a great experience using United Bank. I have been with the institution personally for over 6 years and have never had any issues. Their customer service is always top notch. It is very easy to quickly get someone on the phone for any inquiry you may have. I have used United for my personal accounts as well as business. Their online banking app is incredibly convenient and easy to use. I often transfer money using the P2P feature as well as quickly make mobile deposits in a matter of minutes. I would suggest using this bank to anyone in my area! United Bank has several options to fit your specific needs. Currently I am extremely satisfied as I am able to do all my banking with no frivolous charges. There are plenty of ATM's in my area for convenient access. In addition to all that I've already mentioned, their in person staff is very friendly and knowledgeable. So what are you waiting for? Let United Bank get you started in the right direction today!


Health Grade Components

FDIC Certificate #172
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.18%
Return on Equity - YTD23.35%
Annual Interest Income$52.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.39B$1.33B
LoansQ4 2018vs Q4 2017$632.4MM$632.7MM
DepositsQ4 2018vs Q4 2017$1.25B$1.20B
Equity CapitalQ4 2018vs Q4 2017$129.8MM$120.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$11.8MM$11.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.3MM$6.1MM
Real Estate OwnedQ4 2018vs Q4 2017$94.00K$0
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Always verify rates and promotions with the bank or credit union. We are not United Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (GA) Savings Account Rates

1.20%*$200k*-Reserve Account
OTHER TIERS: 0.55% Up to $10k | 0.60% $10k - $50k | 0.65% $50k - $75k | 0.75% $75k - $100k | 0.85% $100k - $150k | 0.95% $150k - $200k
0.25%--Regular Savings
0.25%--Christmas Club Savings
0.25%--Minor Savings

United Bank (GA) Money Market Rates

0.25%--Business Money Market

United Bank (GA) Checking Account Rates

0.55%--Gold Life Account
0.35%*$25k*-Commercial Plus
OTHER TIERS: 0.25% Up to $25k
0.20%--Business Interest Checking

United Bank (GA) CD Rates

2.28%$500-60 Month CD
1.77%$500-30 Month CD Special
1.66%$500-48 Month CD
1.51%$500-36 Month CD
1.41%$500-24 Month CD
1.31%$500-15 Month Special CD
1.16%$500-12 Month CD
0.65%$500-91 Day CD
0.65%$500-182 Day CD
0.60%$500-30 Day CD

United Bank (GA) IRA Rates

2.28%$500-60 Month IRA
1.77%$500-30 Month IRA Special
1.66%$500-48 Month IRA
1.51%$500-36 Month IRA
1.41%$500-24 Month IRA
1.31%$500-15 Month Special IRA
1.16%$500-12 Month IRA
0.65%$500-91 Day IRA
0.65%$500-182 Day IRA
0.60%$500-30 Day IRA


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