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United Bank (GA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.accessunited.com
770-567-7211
685 Griffin Street
Zebulon, GA 30295

United Bank (GA) is headquartered in ZEBULON and is the 7th largest bank in the state of Georgia. It is also the 537th largest bank in the nation. It was established in 1905 and as of December of 2024, it had grown to 410 employees at 18 locations. United Bank (GA)'s CD rates are 68% higher than the national average, and it has an A health rating.

Reviews (2)

United Bank /Accessunited

Posted by: |

I love banking with United. I go to the Woodbury Branch. Karen McDaniel is always so helpful and friendly. I recently moved to Arizona, but still have a home in Georgia. I was having trouble with the online deposit. I called Karen and she helped me understand what was happening with the deposit. It makes me feel like the bank cares about my business.

1

A Big Shout Out For The Great Customer Service At The Barnesville Office!!

Posted by: |

In these trying times it's such a pleasure to be greeted by such kind and caring individuals. I appreciate all yall do. You guys rock!!!

1


Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #172
Year Established1905
Employees410
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.73%
Return on Equity - YTD25.32%
Annual Interest Income$119.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.22B$2.23B
LoansQ4 2024vs Q4 2023$885.2MM$854.1MM
DepositsQ4 2024vs Q4 2023$1.96B$2B
Equity CapitalQ4 2024vs Q4 2023$245.5MM$216.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$16.9MM$15.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$5.3MM$5.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/15/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not United Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$200k*-Reserve Account
OTHER TIERS: 0.75% → $0 - $75k | 0.95% → $75k - $100k | 1.31% → $100k - $150k | 1.56% → $150k - $200k
0.50%$0-Regular Savings
0.50%$0-Christmas Club Savings
0.50%$0-Minor Savings

United Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$0-Business Money Market

United Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-Gold Checking
0.40%$0-Business Interest Checking
0.40%$0-Commercial Plus Account

United Bank (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month CD
1.76%$500-48 Month CD
1.66%$500-24 Month CD
1.66%$500-36 Month CD
1.51%$500-12 Month CD
1.51%$500-18 Month CD
0.75%$500-180 Day CD
0.65%$500-90 Day CD
0.50%$500-30 Day CD
0.45%$500-7-29 Day CD

United Bank (GA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month IRA
1.76%$500-48 Month IRA
1.66%$500-24 Month IRA
1.66%$500-36 Month IRA
1.51%$500-12 Month IRA
1.51%$500-18 Month IRA
0.75%$500-180 Day IRA
0.65%$500-90 Day IRA
0.50%$500-30 Day IRA
0.45%$500-7-29 Day IRA
Locations

Availability

Atlanta Area

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