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685 Griffin Street
Zebulon, GA 30295

United Bank (GA) is headquartered in Zebulon and is the 11th largest bank in the state of Georgia. It is also the 591st largest bank in the nation. It was established in 1905 and as of June of 2017, it had grown to 378 employees at 18 locations. United Bank (GA) has an A health rating.

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Reviews (2)

Great Technology And Customer Service

Great bank!!! Never had a problem with this bank . They are not tricky like the Huge Banks.

Great customer service

Posted by: snowtech | Jun 19, 2015

Went to United Bank to open a checking/savings account. I notice as I walk in the bank is very well maintained, clean, with a welcoming atmosphere. The staff I encountered on my visit were very pleasant and professional. United Bank gave me the feeling that they appreciated my business and with the attitude I received from the staff that's exactly what they will get, more of my business. Opening my checking/savings account was very easy. I did not run into any problems during my visit. The parking lot had ample space making parking a simple task. United Bank was very well staffed with enough staff members there keeping the lines moving. The staff was very knowledgeable and productive at their jobs. I could tell they took pride in what they were doing. I had a very positive experience at United Bank.


Health Grade Components

FDIC Certificate #172
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD18.75%
Annual Interest Income$23.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.31B$1.19B
LoansQ2 2017vs Q2 2016$637.2MM$597.5MM
DepositsQ2 2017vs Q2 2016$1.17B$1.06B
Equity CapitalQ2 2017vs Q2 2016$131.6MM$126.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$11.7MM$10.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$6.6MM$6.3MM
Real Estate OwnedQ2 2017vs Q2 2016$641.00K$374.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (GA) Savings Account Rates

0.45%*$200k*-Reserve Account
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $100k | 0.35% $100k - $150k | 0.40% $150k - $200k
0.15%--Personal Savings
0.15%--Christmas Club Savings
0.15%--Minor Savings

United Bank (GA) Money Market Rates

0.15%--Commercial Money Market

United Bank (GA) Checking Account Rates

0.25%$1k-Wise Choice Senior
0.20%--Gold Account
0.20%*$25k*-Commercial Plus
OTHER TIERS: 0.15% Up to $25k
0.10%--Business Interest Checking

United Bank (GA) CD Rates

1.26%$500-60 Month CD
0.95%$500-48 Month CD
0.80%$500-36 Month CD
0.60%$500-24 Month CD
0.60%$500-15 Month Special CD
0.55%$500-12 Month CD
0.25%$500-30 Day CD
0.25%$500-91 Day CD
0.25%$500-182 Day CD

United Bank (GA) IRA Rates

1.26%$500-60 Month IRA
0.95%$500-48 Month IRA
0.80%$500-36 Month IRA
0.60%$500-24 Month IRA
0.60%$500-15 Month Special IRA
0.55%$500-12 Month IRA
0.25%$500-30 Day IRA
0.25%$500-91 Day IRA
0.25%$500-182 Day IRA