United Bank (GA)
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.28% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.16% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.25% | Savings | 0.27% - National Average |
United Bank (GA) is headquartered in Zebulon and is the 9th largest bank in the state of Georgia. It is also the 580th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 385 employees at 18 locations. United Bank (GA)'s CD rates are 29% higher than the national average, and it has an A health rating.
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Great Technology And Customer Service
Great bank!!! Never had a problem with this bank . They are not tricky like the Huge Banks.
Great customer service
Went to United Bank to open a checking/savings account. I notice as I walk in the bank is very well maintained, clean, with a welcoming atmosphere. The staff I encountered on my visit were very pleasant and professional. United Bank gave me the feeling that they appreciated my business and with the attitude I received from the staff that's exactly what they will get, more of my business. Opening my checking/savings account was very easy. I did not run into any problems during my visit. The parking lot had ample space making parking a simple task. United Bank was very well staffed with enough staff members there keeping the lines moving. The staff was very knowledgeable and productive at their jobs. I could tell they took pride in what they were doing. I had a very positive experience at United Bank.
United Bank is a great choice for your banking needs.
I have had a great experience using United Bank. I have been with the institution personally for over 6 years and have never had any issues. Their customer service is always top notch. It is very easy to quickly get someone on the phone for any inquiry you may have. I have used United for my personal accounts as well as business. Their online banking app is incredibly convenient and easy to use. I often transfer money using the P2P feature as well as quickly make mobile deposits in a matter of minutes. I would suggest using this bank to anyone in my area! United Bank has several options to fit your specific needs. Currently I am extremely satisfied as I am able to do all my banking with no frivolous charges. There are plenty of ATM's in my area for convenient access. In addition to all that I've already mentioned, their in person staff is very friendly and knowledgeable. So what are you waiting for? Let United Bank get you started in the right direction today!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 172 |
| Year Established | 1905 |
| Employees | 385 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.18% |
| Return on Equity - YTD | 23.35% |
| Annual Interest Income | $52.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.39B$1.33B |
| Loans | Q4 2018vs Q4 2017 | $632.4MM$632.7MM |
| Deposits | Q4 2018vs Q4 2017 | $1.25B$1.20B |
| Equity Capital | Q4 2018vs Q4 2017 | $129.8MM$120.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $11.8MM$11.8MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.3MM$6.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $94.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not United Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United Bank (GA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.20%* | $200k* | - | Reserve Account | ||
| OTHER TIERS: 0.55% → Up to $10k | 0.60% → $10k - $50k | 0.65% → $50k - $75k | 0.75% → $75k - $100k | 0.85% → $100k - $150k | 0.95% → $150k - $200k | |||||
| 0.25% | - | - | Regular Savings | ||
| 0.25% | - | - | Christmas Club Savings | ||
| 0.25% | - | - | Minor Savings | ||
United Bank (GA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Business Money Market |
United Bank (GA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55% | - | - | Gold Life Account | ||
| 0.35%* | $25k* | - | Commercial Plus | ||
| OTHER TIERS: 0.25% → Up to $25k | |||||
| 0.20% | - | - | Business Interest Checking | ||
United Bank (GA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.28% | $500 | - | 60 Month CD | |
| 1.77% | $500 | - | 30 Month CD Special | |
| 1.66% | $500 | - | 48 Month CD | |
| 1.51% | $500 | - | 36 Month CD | |
| 1.41% | $500 | - | 24 Month CD | |
| 1.31% | $500 | - | 15 Month Special CD | |
| 1.16% | $500 | - | 12 Month CD | |
| 0.65% | $500 | - | 91 Day CD | |
| 0.65% | $500 | - | 182 Day CD | |
| 0.60% | $500 | - | 30 Day CD |
United Bank (GA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.28% | $500 | - | 60 Month IRA | |
| 1.77% | $500 | - | 30 Month IRA Special | |
| 1.66% | $500 | - | 48 Month IRA | |
| 1.51% | $500 | - | 36 Month IRA | |
| 1.41% | $500 | - | 24 Month IRA | |
| 1.31% | $500 | - | 15 Month Special IRA | |
| 1.16% | $500 | - | 12 Month IRA | |
| 0.65% | $500 | - | 91 Day IRA | |
| 0.65% | $500 | - | 182 Day IRA | |
| 0.60% | $500 | - | 30 Day IRA |
