Featured Savings Rates
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United Bank (GA)

Popular Accounts at this Bank

1.26%5-year CD60 Month CD
0.55%1-year CD12 Month CD
0.15%SavingsPersonal Savings

Overview / Commentary
685 Griffin Street
Zebulon, GA 30295

United Bank (GA) is headquartered in Zebulon and is the 12th largest bank in the state of Georgia. It is also the 603rd largest bank in the nation. It was established in 1905 and as of December of 2016, it had grown to 380 employees at 18 locations. United Bank (GA) has an A health rating.

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Reviews (1)

Great customer service

Posted by: snowtech | Jun 19, 2015

Went to United Bank to open a checking/savings account. I notice as I walk in the bank is very well maintained, clean, with a welcoming atmosphere. The staff I encountered on my visit were very pleasant and professional. United Bank gave me the feeling that they appreciated my business and with the attitude I received from the staff that's exactly what they will get, more of my business. Opening my checking/savings account was very easy. I did not run into any problems during my visit. The parking lot had ample space making parking a simple task. United Bank was very well staffed with enough staff members there keeping the lines moving. The staff was very knowledgeable and productive at their jobs. I could tell they took pride in what they were doing. I had a very positive experience at United Bank.


Health Grade Components

FDIC Certificate #172
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD17.59%
Annual Interest Income$44.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.25B$1.14B
LoansQ4 2016vs Q4 2015$628.5MM$575.2MM
DepositsQ4 2016vs Q4 2015$1.12B$1.02B
Equity CapitalQ4 2016vs Q4 2015$124.0MM$118.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$11.0MM$10.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$7.7MM$7.6MM
Real Estate OwnedQ4 2016vs Q4 2015$281.00K$754.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (GA) Savings Account Rates

0.15%--Personal Savings
0.15%--Christmas Club Savings

United Bank (GA) Money Market Rates

0.15%--Personal Money Market
0.15%--Commercial Money Market

United Bank (GA) Checking Account Rates

0.25%*$10k*-Gold Plus Account
OTHER TIERS: 0.20% Up to $10k
0.20%--Gold Account
0.20%*$25k*-Commercial Plus
OTHER TIERS: 0.15% Up to $25k
0.10%$1k-Wise Choice Senior
0.10%--Commercial NOW

United Bank (GA) CD Rates

1.26%$500-60 Month CD
0.95%$500-48 Month CD
0.80%$500-36 Month CD
0.60%$500-24 Month CD
0.60%$500-15 Month Special CD
0.55%$500-12 Month CD
0.25%$500-30 Day CD
0.25%$500-91 Day CD
0.25%$500-182 Day CD

United Bank (GA) IRA Rates

1.26%$500-60 Month IRA
0.95%$500-48 Month IRA
0.80%$500-36 Month IRA
0.60%$500-24 Month IRA
0.60%$500-15 Month Special IRA
0.55%$500-12 Month IRA
0.25%$500-30 Day IRA
0.25%$500-91 Day IRA
0.25%$500-182 Day IRA

United Bank (GA) has 18 locations. Click to view all United Bank (GA) locations.