United Bank (GA)

Overview / Commentary
685 Griffin Street
Zebulon, GA 30295

United Bank (GA) is headquartered in ZEBULON and is the 6th largest bank in the state of Georgia. It is also the 527th largest bank in the nation. It was established in 1905 and as of December of 2023, it had grown to 406 employees at 18 locations. United Bank (GA)'s CD rates are 68% higher than the national average, and it has a B+ health rating.

Reviews (5)

United Bank /Accessunited

Posted by: |

I love banking with United. I go to the Woodbury Branch. Karen McDaniel is always so helpful and friendly. I recently moved to Arizona, but still have a home in Georgia. I was having trouble with the online deposit. I called Karen and she helped me understand what was happening with the deposit. It makes me feel like the bank cares about my business.

A Big Shout Out For The Great Customer Service At The Barnesville Office!!

Posted by: |

In these trying times it's such a pleasure to be greeted by such kind and caring individuals. I appreciate all yall do. You guys rock!!!

Great Technology And Customer Service

Great bank!!! Never had a problem with this bank . They are not tricky like the Huge Banks.

Great customer service

Posted by: |

Went to United Bank to open a checking/savings account. I notice as I walk in the bank is very well maintained, clean, with a welcoming atmosphere. The staff I encountered on my visit were very pleasant and professional. United Bank gave me the feeling that they appreciated my business and with the attitude I received from the staff that's exactly what they will get, more of my business. Opening my checking/savings account was very easy. I did not run into any problems during my visit. The parking lot had ample space making parking a simple task. United Bank was very well staffed with enough staff members there keeping the lines moving. The staff was very knowledgeable and productive at their jobs. I could tell they took pride in what they were doing. I had a very positive experience at United Bank.

United Bank is a great choice for your banking needs.

I have had a great experience using United Bank. I have been with the institution personally for over 6 years and have never had any issues. Their customer service is always top notch. It is very easy to quickly get someone on the phone for any inquiry you may have. I have used United for my personal accounts as well as business. Their online banking app is incredibly convenient and easy to use. I often transfer money using the P2P feature as well as quickly make mobile deposits in a matter of minutes. I would suggest using this bank to anyone in my area! United Bank has several options to fit your specific needs. Currently I am extremely satisfied as I am able to do all my banking with no frivolous charges. There are plenty of ATM's in my area for convenient access. In addition to all that I've already mentioned, their in person staff is very friendly and knowledgeable. So what are you waiting for? Let United Bank get you started in the right direction today!


Health Grade Components

FDIC Certificate #172
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.79%
Return on Equity - YTD32.56%
Annual Interest Income$117.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$2.23B$2.42B
LoansQ4 2023vs Q4 2022$854.1MM$775.5MM
DepositsQ4 2023vs Q4 2022$2B$2.23B
Equity CapitalQ4 2023vs Q4 2022$216.4MM$172.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$15.5MM$15.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$5.6MM$8.9MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not United Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (GA) Savings Account Rates

2.02%*$200k*-Reserve Account
OTHER TIERS: 0.75% Up to $75k | 0.95% $75k - $100k | 1.31% $100k - $150k | 1.56% $150k - $200k
0.60%--Regular Savings
0.60%--Minor Savings

United Bank (GA) Money Market Rates

0.45%--Business Money Market

United Bank (GA) Checking Account Rates

0.75%--Gold Life Account
0.45%--Business Interest Checking
0.45%--Commercial Plus Account

United Bank (GA) CD Rates

2.02%$500-60 Month CD
1.76%$500-48 Month CD
1.66%$500-24 Month CD
1.66%$500-36 Month CD
1.66%$500-15 Month Special CD
1.51%$500-12 Month CD
1.51%$500-18 Month CD
0.95%$500-180 Day CD
0.85%$500-90 Day CD
0.65%$500-30 Day CD

United Bank (GA) IRA Rates

2.02%$500-60 Month IRA
1.76%$500-48 Month IRA
1.66%$500-24 Month IRA
1.66%$500-15 Month Special IRA
1.66%$500-36 Month IRA
1.51%$500-12 Month IRA
1.51%$500-18 Month IRA
0.95%$500-180 Day IRA
0.85%$500-90 Day IRA
0.65%$500-30 Day IRA


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