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770-567-7211
685 Griffin Street
Zebulon, GA 30295

United Bank (GA) is headquartered in Zebulon and is the 11th largest bank in the state of Georgia. It is also the 593rd largest bank in the nation. It was established in 1905 and as of September of 2017, it had grown to 381 employees at 18 locations. United Bank (GA) has an A health rating.

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Reviews (3)

Great Technology And Customer Service

Great bank!!! Never had a problem with this bank . They are not tricky like the Huge Banks.

Great customer service

Posted by: snowtech | Jun 19, 2015

Went to United Bank to open a checking/savings account. I notice as I walk in the bank is very well maintained, clean, with a welcoming atmosphere. The staff I encountered on my visit were very pleasant and professional. United Bank gave me the feeling that they appreciated my business and with the attitude I received from the staff that's exactly what they will get, more of my business. Opening my checking/savings account was very easy. I did not run into any problems during my visit. The parking lot had ample space making parking a simple task. United Bank was very well staffed with enough staff members there keeping the lines moving. The staff was very knowledgeable and productive at their jobs. I could tell they took pride in what they were doing. I had a very positive experience at United Bank.

United Bank is a great choice for your banking needs.

I have had a great experience using United Bank. I have been with the institution personally for over 6 years and have never had any issues. Their customer service is always top notch. It is very easy to quickly get someone on the phone for any inquiry you may have. I have used United for my personal accounts as well as business. Their online banking app is incredibly convenient and easy to use. I often transfer money using the P2P feature as well as quickly make mobile deposits in a matter of minutes. I would suggest using this bank to anyone in my area! United Bank has several options to fit your specific needs. Currently I am extremely satisfied as I am able to do all my banking with no frivolous charges. There are plenty of ATM's in my area for convenient access. In addition to all that I've already mentioned, their in person staff is very friendly and knowledgeable. So what are you waiting for? Let United Bank get you started in the right direction today!



Health

Health Grade Components

Overall
FDIC Certificate #172
Year Established1905
Employees381
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.93%
Return on Equity - YTD19.18%
Annual Interest Income$35.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.32B$1.25B
LoansQ3 2017vs Q3 2016$637.0MM$624.1MM
DepositsQ3 2017vs Q3 2016$1.18B$1.11B
Equity CapitalQ3 2017vs Q3 2016$133.7MM$131.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$11.7MM$10.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$6.8MM$6.6MM
Real Estate OwnedQ3 2017vs Q3 2016$571.00K$103.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$200k*-Reserve Account
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $100k | 0.35% $100k - $150k | 0.40% $150k - $200k
0.15%--Regular Savings
0.15%--Christmas Club Savings
0.15%--Minor Savings

United Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Business Money Market

United Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Gold Life Account
0.20%*$25k*-Commercial Plus
OTHER TIERS: 0.15% Up to $25k
0.10%--Business Interest Checking

United Bank (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60 Month CD
0.95%$500-48 Month CD
0.80%$500-36 Month CD
0.60%$500-24 Month CD
0.60%$500-15 Month Special CD
0.55%$500-12 Month CD
0.25%$500-30 Day CD
0.25%$500-91 Day CD
0.25%$500-182 Day CD

United Bank (GA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$500-60 Month IRA
0.95%$500-48 Month IRA
0.80%$500-36 Month IRA
0.60%$500-24 Month IRA
0.60%$500-15 Month Special IRA
0.55%$500-12 Month IRA
0.25%$500-30 Day IRA
0.25%$500-91 Day IRA
0.25%$500-182 Day IRA
Locations

Availability