Advertising Disclosure
  1. Home
  2. Banks
  3. United Bank (GA)

United Bank (GA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.accessunited.com
770-567-7211
685 Griffin Street
Zebulon, GA 30295

United Bank (GA) is headquartered in ZEBULON and is the 9th largest bank in the state of Georgia. It is also the 559th largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 408 employees at 18 locations. United Bank (GA)'s CD rates are 68% higher than the national average, and it has an A health rating.

Reviews (2)

United Bank /Accessunited

Posted by: |

I love banking with United. I go to the Woodbury Branch. Karen McDaniel is always so helpful and friendly. I recently moved to Arizona, but still have a home in Georgia. I was having trouble with the online deposit. I called Karen and she helped me understand what was happening with the deposit. It makes me feel like the bank cares about my business.

1

A Big Shout Out For The Great Customer Service At The Barnesville Office!!

Posted by: |

In these trying times it's such a pleasure to be greeted by such kind and caring individuals. I appreciate all yall do. You guys rock!!!

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #172
Year Established1905
Employees408
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.83%
Return on Equity - YTD24.21%
Annual Interest Income$29.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.15B$2.15B
LoansQ1 2025vs Q1 2024$909.9MM$839MM
DepositsQ1 2025vs Q1 2024$1.86B$1.9B
Equity CapitalQ1 2025vs Q1 2024$266MM$229.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$17.3MM$15.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.4MM$5.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$468K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$200k*-Reserve Account
OTHER TIERS: 0.75% → $0 - $75k | 0.95% → $75k - $100k | 1.31% → $100k - $150k | 1.56% → $150k - $200k
0.50%$0-Regular Savings
0.50%$0-Christmas Club Savings
0.50%$0-Minor Savings

United Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$0-Business Money Market

United Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$0-Gold Checking
0.40%$0-Business Interest Checking
0.40%$0-Commercial Plus Account

United Bank (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month CD
1.76%$500-48 Month CD
1.66%$500-24 Month CD
1.66%$500-36 Month CD
1.51%$500-12 Month CD
1.51%$500-18 Month CD
0.75%$500-180 Day CD
0.65%$500-90 Day CD
0.50%$500-30 Day CD
0.45%$500-7-29 Day CD

United Bank (GA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month IRA
1.76%$500-48 Month IRA
1.66%$500-24 Month IRA
1.66%$500-36 Month IRA
1.51%$500-12 Month IRA
1.51%$500-18 Month IRA
0.75%$500-180 Day IRA
0.65%$500-90 Day IRA
0.50%$500-30 Day IRA
0.45%$500-7-29 Day IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.