United Bay Community Credit Union is headquartered in Bay City and is the 64th largest credit union in the state of Michigan. It is also the 1,089th largest credit union in the nation. It was established in 1949 and as of December of 2021, it had grown to 62 employees and 17,405 members at 5 locations. United Bay Community Credit Union has an A health rating.
Membership in United Bay Community Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Arenac, Bay, Kalamazoo, Midland, Saginaw, or Van Buren.
See current membership details
Overall | |
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NCUA # | 61186 |
Year Chartered | 1949 |
Employees | 62 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.54% |
Return on Equity - YTD | 6.51% |
Annual Interest Income | $7.7MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $253.8MM$222.8MM |
Loans | Q4 2021vs Q4 2020 | $187.1MM$165.9MM |
Deposits | Q4 2021vs Q4 2020 | $230.2MM$201.9MM |
Equity Capital | Q4 2021vs Q4 2020 | $20.7MM$19.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $397.00K$866.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $750.00K$1.3MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $82.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United Bay Community Credit Union Locations | ||
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Branch Office | 205 S Mable St | Pinconning, MI 48650 |
Branch Office | 1309 N Lincoln St | Bay City, MI 48708-6172 |
Branch Office | 3939 N Euclid Ave | Bay City, MI 48706-2028 |
Branch Office | 52800 N Main St | Mattawan, MI 49071 |
Branch Office | 233 W Centre Ave | Portage, MI 49024-5353 |