United Bay Community Credit Union is headquartered in Bay City and is the 63rd largest credit union in the state of Michigan. It is also the 1,051st largest credit union in the nation. It was established in 1949 and as of December of 2024, it had grown to 71 employees and 18,392 members at 6 locations. United Bay Community Credit Union has a B+ health rating.
Membership in United Bay Community Credit Union is open to anyone who lives, works, worships, or attends school in Michigan.
See current membership details
Overall | |
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NCUA # | 61186 |
Year Chartered | 1949 |
Employees | 71 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.07% |
Return on Equity - YTD | 0.97% |
Annual Interest Income | $12.9MM |
Assets and Liabilities | ||
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Assets | Q4 2024vs Q4 2023 | $284.1MM$274.3MM |
Loans | Q4 2024vs Q4 2023 | $230.2MM$227.7MM |
Deposits | Q4 2024vs Q4 2023 | $261.6MM$253.3MM |
Equity Capital | Q4 2024vs Q4 2023 | $20.2MM$19.8MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $874K$715K |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $1.4MM$1.4MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $22K$27K |
Sorry, we do not have rate data for United Bay Community Credit Union.
United Bay Community Credit Union Locations | ||
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Branch Office | 205 S Mable St | Pinconning, MI 48650 |
Branch Office | 1309 N Lincoln St | Bay City, MI 48708-6172 |
Branch Office | 3939 N Euclid Ave | Bay City, MI 48706-2028 |
Branch Office | 52800 N Main St | Mattawan, MI 49071 |
Branch Office | 233 W Centre Ave | Portage, MI 49024-5353 |
Branch Office | 375 E Railway St | Coleman, MI 48618 |
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