United Bay Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.50% | 5-year CD | |
| 0.05% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.02% | Savings | 2.00% - Ally Bank Online Savings Account |
United Bay Community Credit Union is headquartered in Bay City and is the 60th largest credit union in the state of Michigan. It is also the 1,075th largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 51 employees and 18,677 members at 5 locations. United Bay Community Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Midland, Arenac, Saginaw, Bay, Kalamazoo and VanBuren Counties in Michigan.
See current membership details
Related Posts
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61186 |
| Year Chartered | 1949 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 9.82% |
| Annual Interest Income | $5.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $190.9MM$189.5MM |
| Loans | Q3 2018vs Q3 2017 | $125.0MM$112.9MM |
| Deposits | Q3 2018vs Q3 2017 | $173.9MM$173.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $14.9MM$14.6MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.1MM$1.1MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.4MM$1.8MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $115.00K$96.00K |
Always verify rates and promotions with the bank or credit union. We are not United Bay Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United Bay Community Credit Union Savings Account Rates
United Bay Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $50k* | - | Insured Money Manager Account (IMMA) | ||
| OTHER TIERS: 0.02% → Up to $50k | |||||
United Bay Community Credit Union CD Rates
United Bay Community Credit Union IRA Rates
| United Bay Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 205 S Mable St | Pinconning, MI 48650 |
| Branch Office | 1309 N Lincoln St | Bay City, MI 48708-6172 |
| Branch Office | 3939 N Euclid Ave | Bay City, MI 48706-2028 |
| Branch Office | 52800 N Main St | Mattawan, MI 49071 |
| Branch Office | 233 W Centre Ave | Portage, MI 49024-5353 |