United Bay Community Credit Union
Overview / Commentary
United Bay Community Credit Union is headquartered in Bay City and is the 60th largest credit union in the state of Michigan. It is also the 1,049th largest credit union in the nation. It was established in 1949 and as of June of 2023, it had grown to 71 employees and 18,464 members at 6 locations. United Bay Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in United Bay Community Credit Union is open to anyone who lives, works, worships, or attends school in Michigan.
See current membership details
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Health
B+
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61186 |
| Year Chartered | 1949 |
| Employees | 71 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.01% |
| Return on Equity - YTD | 0.14% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $279.0MM$264.1MM |
| Loans | Q2 2023vs Q2 2022 | $229.7MM$213.2MM |
| Deposits | Q2 2023vs Q2 2022 | $257.3MM$238.3MM |
| Equity Capital | Q2 2023vs Q2 2022 | $19.8MM$20.3MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $384.00K$420.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $755.00K$796.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |