United Bay Community Credit Union


Overview / Commentary
800-968-7696
1309 N Lincoln Ave
Bay City, MI 48708

United Bay Community Credit Union is headquartered in Bay City and is the 63rd largest credit union in the state of Michigan. It is also the 1,051st largest credit union in the nation. It was established in 1949 and as of December of 2024, it had grown to 71 employees and 18,392 members at 6 locations. United Bay Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in United Bay Community Credit Union is open to anyone who lives, works, worships, or attends school in Michigan.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #61186
Year Chartered1949
Employees71
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.97%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$284.1MM$274.3MM
LoansQ4 2024vs Q4 2023$230.2MM$227.7MM
DepositsQ4 2024vs Q4 2023$261.6MM$253.3MM
Equity CapitalQ4 2024vs Q4 2023$20.2MM$19.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$874K$715K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.4MM$1.4MM
Real Estate OwnedQ4 2024vs Q4 2023$22K$27K
Rates

Sorry, we do not have rate data for United Bay Community Credit Union.

Locations


United Bay Community Credit Union Locations
Branch Office205 S Mable StPinconning, MI 48650
Branch Office1309 N Lincoln StBay City, MI 48708-6172
Branch Office3939 N Euclid AveBay City, MI 48706-2028
Branch Office52800 N Main StMattawan, MI 49071
Branch Office233 W Centre AvePortage, MI 49024-5353
Branch Office375 E Railway StColeman, MI 48618

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