Overview / Commentary
United Churches Credit Union is headquartered in Taylor and is the 164th largest credit union in the state of Michigan. It is also the 3,148th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 4 employees and 1,216 members at 1 location. United Churches Credit Union has a B health rating.
Field of Membership Restrictions
United Churches Credit Union is open to anyone who worships in the Michigan counties of Monroe or Wayne.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Churches Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62144 |
| Year Chartered | 1957 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 7.6% |
| Annual Interest Income | $223K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $22MM$21.4MM |
| Loans | Q1 2025vs Q1 2024 | $5.2MM$5.5MM |
| Deposits | Q1 2025vs Q1 2024 | $19.9MM$19.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2MM$1.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $64K$57K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $27K$6K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |