United Citizens Bank of Southern Kentucky
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.15% | 5-year CD | 60 Month CD 3.00% - Barclays 60 Month Online CD |
| 0.40% | 1-year CD | 12 Month CD 2.40% - Ally Bank High Yield 12-Month CD |
| 0.35% | Savings | Statement Savings |
United Citizens Bank of Southern Kentucky is headquartered in Columbia and is the 88th largest bank in the state of Kentucky. It is also the 3,440th largest bank in the nation. It was established in 2004 and as of March of 2018, it had grown to 41 employees at 4 locations. United Citizens Bank of Southern Kentucky has an A health rating.
United Citizens Bank
UCB is a bank that started in the small town that I like in. Some local business people got together and decided to start a bank. In the beginning there was a problem because some of the inverters had too much interest in the bank that conflicted in their other endeavors, so they sold some of their shares. My husband and I started an account with the bank. We really liked the online banking. The thing that made us close our account was the fees. We felt the fees were unreasonable, so we chose to change to another local bank. Now, UCB has "got the kinks worked out" and many of my friends and family members bank there. We would consider going back in the future.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57867 |
| Year Established | 2004 |
| Employees | 41 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.48% |
| Return on Equity - YTD | 12.52% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $152.3MM$139.5MM |
| Loans | Q1 2018vs Q1 2017 | $124.7MM$111.6MM |
| Deposits | Q1 2018vs Q1 2017 | $130.9MM$121.9MM |
| Equity Capital | Q1 2018vs Q1 2017 | $17.5MM$16.9MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.9MM$1.7MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $718.00K$691.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $704.00K$797.00K |
Always verify rates and promotions with the bank or credit union. We are not United Citizens Bank of Southern Kentucky; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United Citizens Bank of Southern Kentucky Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | Statement Savings |
United Citizens Bank of Southern Kentucky Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Elite Money Maket Account | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $50k | 0.30% → $50k - $100k | |||||
| 0.35%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $2,500 | 0.15% → $2,500 - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $75k | 0.30% → $75k - $100k | |||||
United Citizens Bank of Southern Kentucky Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10% | $1k | - | Member Account | ||
| 0.10% | $1k | - | Member Classic Account | ||
| 0.10%* | $2.5k* | - | NOW Account | ||
| OTHER TIERS: 0.05% → $1k - $2,500 | |||||
United Citizens Bank of Southern Kentucky CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $500 | - | 60 Month CD | |
| 1.10% | $500 | - | 48 Month CD | |
| 1.00% | $500 | - | 36 Month CD | |
| 0.75% | $500 | - | 30 Month CD | |
| 0.50% | $500 | - | 24 Month CD | |
| 0.45% | $500 | - | 18 Month CD | |
| 0.40% | $500 | - | 12 Month CD | |
| 0.25% | $500 | - | 6 Month CD | |
| 0.20% | $500 | - | 3 Month CD |
United Citizens Bank of Southern Kentucky IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.16% | $100 | - | 60 Month Fixed IRA | |
| 1.11% | $100 | - | 48 Month Fixed IRA | |
| 1.01% | $100 | - | 36 Month Fixed IRA | |
| 0.75% | $100 | - | 30 Month Fixed IRA | |
| 0.50% | $100 | - | 24 Month Fixed IRA | |
| 0.50% | $100 | - | 18 Month Variable IRA | |
| 0.45% | $100 | - | 18 Month Fixed IRA | |
| 0.40% | $100 | - | 12 Month Fixed IRA | |
| 0.25% | $100 | - | 6 Month Fixed IRA | |
| 0.20% | $100 | - | 3 Month Fixed IRA |
| United Citizens Bank of Southern Kentucky Locations | ||
|---|---|---|
| Columbia Branch | 1582 Campbellsville Road | Columbia, KY 42728 |
| Russell Springs Branch | 2261 South Highway 127 | Russell Springs, KY 42642 |
| Campbellsville By-Pass Branch | 294 Campbellsville Bypass | Campbellsville, KY 42718 |
| United Citizens Bank Of Southern Kentucky | 700 Jamestown Street | Columbia, KY 42728 |