United Citizens Bank of Southern Kentucky

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ucbsky.com

270-384-2265

700 Jamestown Street
Columbia, KY 42728

United Citizens Bank of Southern Kentucky is headquartered in COLUMBIA and is the 66^th largest bank in the state of Kentucky. It is also the 2,670^th largest bank in the nation. It was established in 2004 and as of March of 2025, it had grown to 54 employees at 6 locations. United Citizens Bank of Southern Kentucky has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	57867
Year Established	2004
Employees	54
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.68%
Return on Equity - YTD	15.44%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$267.5MM$239.7MM
Loans	Q1 2025vs Q1 2024	$219.2MM$196.8MM
Deposits	Q1 2025vs Q1 2024	$231.2MM$207.5MM
Equity Capital	Q1 2025vs Q1 2024	$28.2MM$25.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.8MM$2.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$388K$375K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for United Citizens Bank of Southern Kentucky.

Locations

United Citizens Bank of Southern Kentucky Locations
Columbia Branch	1582 Campbellsville Road	Columbia, KY 42728
Russell Springs Branch	2261 South Highway 127	Russell Springs, KY 42642
Campbellsville By-Pass Branch	294 Campbellsville Bypass	Campbellsville, KY 42718
United Citizens Bank Of Southern Kentucky	700 Jamestown St	Columbia, KY 42728
Dohoney Trace	202 Dohoney Trace	Columbia, KY 42728
Greensburg Branch	279 Industrial Park Rd.	Greensburg, KY 42743

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