United Citizens Bank of Southern Kentucky

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.15%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
0.40%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.35%	Savings	Statement Savings 1.30% - Nationwide Bank Online Savings Account

View all United Citizens Bank of Southern Kentucky rates »

Overview / Commentary

www.ucbsky.com

700 Jamestown Street
Columbia, KY 42728

United Citizens Bank of Southern Kentucky is headquartered in Columbia and is the 91^st largest bank in the state of Kentucky. It is also the 3,519^th largest bank in the nation. It was established in 2004 and as of December of 2017, it had grown to 43 employees at 4 locations. United Citizens Bank of Southern Kentucky has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57867
Year Established	2004
Employees	43
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	8.98%
Annual Interest Income	$6.9MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$148.8MM$137.2MM
Loans	Q4 2017vs Q4 2016	$123.9MM$110.0MM
Deposits	Q4 2017vs Q4 2016	$126.0MM$119.4MM
Equity Capital	Q4 2017vs Q4 2016	$18.0MM$17.1MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$1.8MM$1.7MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$773.00K$576.00K
Real Estate Owned	Q4 2017vs Q4 2016	$704.00K$797.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Citizens Bank of Southern Kentucky; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Citizens Bank of Southern Kentucky Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	-	-	Statement Savings

United Citizens Bank of Southern Kentucky Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$100k^*	-	Elite Money Maket Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $50k \| 0.30% → $50k - $100k
0.35%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → $1k - $2,500 \| 0.15% → $2,500 - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $75k \| 0.30% → $75k - $100k

United Citizens Bank of Southern Kentucky Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$1k	-	Member Account
0.10%	$1k	-	Member Classic Account
0.10%^*	$2,500^*	-	NOW Account
OTHER TIERS: 0.05% → $1k - $2,500

United Citizens Bank of Southern Kentucky CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%	$500	-	60 Month CD
1.10%	$500	-	48 Month CD
1.00%	$500	-	36 Month CD
0.75%	$500	-	30 Month CD
0.50%	$500	-	24 Month CD
0.45%	$500	-	18 Month CD
0.40%	$500	-	12 Month CD
0.25%	$500	-	6 Month CD
0.20%	$500	-	3 Month CD

United Citizens Bank of Southern Kentucky IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.16%	$100	-	60 Month Fixed IRA
1.11%	$100	-	48 Month Fixed IRA
1.01%	$100	-	36 Month Fixed IRA
0.75%	$100	-	30 Month Fixed IRA
0.50%	$100	-	24 Month Fixed IRA
0.50%	$100	-	18 Month Variable IRA
0.45%	$100	-	18 Month Fixed IRA
0.40%	$100	-	12 Month Fixed IRA
0.25%	$100	-	6 Month Fixed IRA
0.20%	$100	-	3 Month Fixed IRA

Locations

United Citizens Bank of Southern Kentucky Locations
Columbia Branch	1582 Campbellsville Road	Columbia, KY 42728
Russell Springs Branch	2261 South Highway 127	Russell Springs, KY 42642
Campbellsville By-Pass Branch	294 Campbellsville Bypass	Campbellsville, KY 42718
United Citizens Bank Of Southern Kentucky	700 Jamestown Street	Columbia, KY 42728

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.