United Citizens Bank & Trust Company


Overview / Commentary
502-532-7392
8198 Main Street
Campbellsburg, KY 40011

United Citizens Bank & Trust Company is headquartered in CAMPBELLSBURG and is the 83rd largest bank in the state of Kentucky. It is also the 3,153rd largest bank in the nation. It was established in 1872 and as of September of 2023, it had grown to 42 employees at 6 locations. United Citizens Bank & Trust Company has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15249
Year Established1872
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD17.24%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$182.3MM$162.9MM
LoansQ3 2023vs Q3 2022$136.8MM$119MM
DepositsQ3 2023vs Q3 2022$166.2MM$149MM
Equity CapitalQ3 2023vs Q3 2022$15.3MM$13.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.3MM$1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$388K$1.5MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates

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Locations


United Citizens Bank & Trust Company Locations
New Castle Branch25 South Main StreetNew Castle, KY 40050
Carrollton Office Branch503 Highland AvenueCarrollton, KY 41008
Pendleton Branch7962 Lagrange RoadSmithfield, KY 40068
United Citizens Bank & Trust Company8198 Main StCampbellsburg, KY 40011
Eminence Office Branch5364 South Main StreetEminence, KY 40019
Buckner Office Branch4727 W Highway 146Buckner, KY 40010

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