United Community Bank (19459) Reviews and Rates

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Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Overview / Commentary

www.ucbbank.com

217-483-2491

301 North Main Street
Chatham, IL 62629

United Community Bank (19459) is headquartered in CHATHAM and is the 17^th largest bank in the state of Illinois. It is also the 342^nd largest bank in the nation. It was established in 1965 and as of March of 2025, it had grown to 551 employees at 46 locations. United Community Bank (19459) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	19459
Year Established	1965
Employees	551
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	11.91%
Annual Interest Income	$45.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$3.91B$3.48B
Loans	Q1 2025vs Q1 2024	$2.42B$2.07B
Deposits	Q1 2025vs Q1 2024	$3.32B$3B
Equity Capital	Q1 2025vs Q1 2024	$361.6MM$318.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$31.5MM$26.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.7MM$4.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$3.2MM$3.3MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for United Community Bank (19459).

Locations

Availability

Champaign Area

Champaign Area bank & credit union details

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