United Community Bank (IA)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

unitedcommunitybank.com

712-338-2781

1000 Okoboji Avenue
Milford, IA 51351-0167

United Community Bank (IA) is headquartered in MILFORD and is the 113^th largest bank in the state of Iowa. It is also the 2,618^th largest bank in the nation. It was established in 1931 and as of March of 2025, it had grown to 34 employees at 5 locations. United Community Bank (IA) has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	13656
Year Established	1931
Employees	34
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.69%
Return on Equity - YTD	8.06%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$276.5MM$271.2MM
Loans	Q1 2025vs Q1 2024	$203.6MM$205.6MM
Deposits	Q1 2025vs Q1 2024	$225.8MM$224.8MM
Equity Capital	Q1 2025vs Q1 2024	$23.8MM$21.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.9MM$2.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.2MM$3.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for United Community Bank (IA).

Locations

United Community Bank (IA) Locations
United Community Bank	1000 Okoboji Ave	Milford, IA 51351
Lake Park Branch	113 Market Street	Lake Park, IA 51347
Hartley Branch	117 South Central Avenue	Hartley, IA 51346
Ocheyedan Branch	850 Main Street	Ocheyedan, IA 51354
Okoboji Branch	Highway 71 North	Okoboji, IA 51355

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