United Community Bank (IA)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.71%	1-year CD	2.65% - Barclays 12 Month Online CD
0.10%	Savings	2.00% - Ally Bank Online Savings Account
2.35%	3-year CD	2.85% - Synchrony Bank 36 Month CD

View all United Community Bank (IA) rates »

Overview / Commentary

www.unitedcommunitybank.com

712-338-2781

1000 Okoboji Avenue
Milford, IA 51351

United Community Bank (IA) is headquartered in Milford and is the 97^th largest bank in the state of Iowa. It is also the 2,743^rd largest bank in the nation. It was established in 1931 and as of September of 2018, it had grown to 37 employees at 5 locations. United Community Bank (IA)'s CD rates are 90% higher than the national average, and it boasts an A+ health rating.

Overall
FDIC Certificate #	13656
Year Established	1931
Employees	37
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.57%
Return on Equity - YTD	15.26%
Annual Interest Income	$7.2MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$216.8MM$205.4MM
Loans	Q3 2018vs Q3 2017	$189.4MM$177.5MM
Deposits	Q3 2018vs Q3 2017	$188.6MM$175.9MM
Equity Capital	Q3 2018vs Q3 2017	$22.4MM$21.9MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$2.1MM$2.0MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$0$0
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$100k^*	-	IRA Savings Account
OTHER TIERS: 0.10% → Up to $25k \| 0.35% → $25k - $100k
0.10%	-	-	Passbook Savings
0.10%	-	-	Health Savings Account
0.10%^*	$100k^*	-	Business Cash Management
OTHER TIERS: 0.01% → Up to $50k \| 0.05% → $50k - $100k
0.01%	-	-	Business Passbook Savings

United Community Bank (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	Signature Money Market
OTHER TIERS: 0.01% → Up to $25k \| 0.05% → $25k - $100k
0.10%^*	$100k^*	-	First Choice Money Market
OTHER TIERS: 0.01% → Up to $25k \| 0.05% → $25k - $100k

United Community Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$300k^*	-	First Choice Investment Checking
OTHER TIERS: 0.05% → $10k - $100k \| 0.10% → $100k - $300k
0.10%^*	$100k^*	-	Business Plus Checking
OTHER TIERS: 0.01% → $5k - $50k \| 0.05% → $50k - $100k
0.01%	-	-	Signature Plus Checking
0.01%	$1k	-	First Choice Checking
0.01%	$1k	-	First Choice Checking Plus
0.01%	$1k	-	Business NOW Account

United Community Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$5k	-	30 Month UCB Advantage CD
2.37%	$500	-	36 Month CD
2.35%	$500	-	30 Month CD Special
2.32%	$500	-	24 Month CD
2.27%	$500	-	18 Month Bump & Add
2.27%	$500	-	18 Month CD
1.71%	$500	-	12 Month CD
1.40%	$500	-	6 Month CD
1.25%	$500	-	91 - 179 Day CD
1.15%	$500	-	61 - 90 Day CD
1.05%	$500	-	32 - 60 Day CD

United Community Bank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.37%	$500	-	36 Month IRA
1.71%	$500	-	12 Month IRA

Locations

United Community Bank (IA) Locations
United Community Bank	1000 Okoboji Avenue	Milford, IA 51351
Lake Park Branch	113 Market Street	Lake Park, IA 51347
Hartley Branch	117 South Central Avenue	Hartley, IA 51346
Ocheyedan Branch	850 Main Street	Ocheyedan, IA 51354
Okoboji Branch	Highway 71 North	Okoboji, IA 51355

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