United Community Bank (IA)


Overview / Commentary
712-338-2781
1000 Okoboji Avenue
Milford, IA 51351-0167

United Community Bank (IA) is headquartered in MILFORD and is the 113th largest bank in the state of Iowa. It is also the 2,618th largest bank in the nation. It was established in 1931 and as of March of 2025, it had grown to 34 employees at 5 locations. United Community Bank (IA) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #13656
Year Established1931
Employees34
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD8.06%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$276.5MM$271.2MM
LoansQ1 2025vs Q1 2024$203.6MM$205.6MM
DepositsQ1 2025vs Q1 2024$225.8MM$224.8MM
Equity CapitalQ1 2025vs Q1 2024$23.8MM$21.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.9MM$2.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.2MM$3.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


United Community Bank (IA) Locations
United Community Bank1000 Okoboji AveMilford, IA 51351
Lake Park Branch113 Market StreetLake Park, IA 51347
Hartley Branch117 South Central AvenueHartley, IA 51346
Ocheyedan Branch850 Main StreetOcheyedan, IA 51354
Okoboji BranchHighway 71 NorthOkoboji, IA 51355

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