United Community Bank (IA)

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

5 Month CD Special

Overview / Commentary

unitedcommunitybank.com

712-338-2781

1000 Okoboji Avenue
Milford, IA 51351-0167

United Community Bank (IA) is headquartered in MILFORD and is the 102^nd largest bank in the state of Iowa. It is also the 2,615^th largest bank in the nation. It was established in 1931 and as of June of 2024, it had grown to 34 employees at 5 locations. United Community Bank (IA)'s CD rates are 3X the national average, and it has a B health rating.

Related Posts

View all posts from:

2005

11/18 - $5000 Cash Bonus for a CD?

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	13656
Year Established	1931
Employees	34
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	5.65%
Annual Interest Income	$5.9MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$271.8MM$264.2MM
Loans	Q2 2024vs Q2 2023	$205.6MM$198.5MM
Deposits	Q2 2024vs Q2 2023	$226.6MM$222.9MM
Equity Capital	Q2 2024vs Q2 2023	$22MM$20.1MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$2.6MM$2.3MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$3.3MM$0
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Community Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.80%^*	$300k^*	-	IRA Savings Account
OTHER TIERS: 0.25% → $0 - $25k \| 0.40% → $25k - $50k \| 0.50% → $50k - $100k \| 0.70% → $100k - $300k
0.35%	$0	-	Passbook Savings
0.35%	$0	-	Health Savings Account
0.35%^*	$100k^*	-	Business Cash Management
OTHER TIERS: 0.05% → $0 - $10k \| 0.10% → $10k - $50k \| 0.15% → $50k - $100k
0.05%	$0	-	Business Passbook Savings

United Community Bank (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$100k^*	-	Signature Money Market
OTHER TIERS: 0.01% → $0 - $5k \| 0.05% → $5k - $25k \| 0.10% → $25k - $50k \| 0.15% → $50k - $100k
0.35%^*	$100k^*	-	First Choice Money Market
OTHER TIERS: 0.01% → $0 - $5k \| 0.05% → $5k - $25k \| 0.10% → $25k - $50k \| 0.15% → $50k - $100k

United Community Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$500k^*	-	Business Plus Checking
OTHER TIERS: 0.05% → $5k - $50k \| 0.15% → $50k - $100k \| 0.35% → $100k - $250k \| 0.50% → $250k - $500k
0.60%^*	$500k^*	-	UCB Community Checking
OTHER TIERS: 0.05% → $2.5k - $25k \| 0.15% → $50k - $100k \| 0.35% → $100k - $250k \| 0.50% → $250k - $500k
0.50%^*	$300k^*	-	First Choice Investment Checking
OTHER TIERS: 0.10% → $10k - $50k \| 0.15% → $50k - $100k \| 0.35% → $100k - $300k
0.05%^*	$5k^*	-	First Choice Checking
OTHER TIERS: 0.01% → $1k - $5k
0.05%^*	$5k^*	-	First Choice Checking Plus
OTHER TIERS: 0.01% → $1k - $5k
0.05%^*	$2.5k^*	-	Business NOW Account
OTHER TIERS: 0.01% → $1k - $2.5k
0.01%	$0	-	Signature Plus Checking

United Community Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.80%	$100	-	5 Month CD Special
4.27%	$10k	-	13 Month CD Special
3.03%	$1k	-	36 Month CD
2.78%	$1k	-	24 Month CD
2.52%	$1k	-	18 Month CD
2.47%	$1k	-	18 Month Bump & Add
2.27%^*	$50k^*	-	12 Month CD
OTHER TIERS: 2.02% → $1k - $50k
1.76%	$1k	-	6 Month CD

United Community Bank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.03%	$1k	-	36 Month IRA
2.37%	$1k	-	12 Month IRA

Locations

United Community Bank (IA) Locations
United Community Bank	1000 Okoboji Ave	Milford, IA 51351
Lake Park Branch	113 Market Street	Lake Park, IA 51347
Hartley Branch	117 South Central Avenue	Hartley, IA 51346
Ocheyedan Branch	850 Main Street	Ocheyedan, IA 51354
Okoboji Branch	Highway 71 North	Okoboji, IA 51355

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.