United Community Bank of West Kentucky


Overview / Commentary
270-389-3232
500 North Morgan Street
Morganfield, KY 42437

United Community Bank of West Kentucky is headquartered in Morganfield and is the 50th largest bank in the state of Kentucky. It is also the 2,363rd largest bank in the nation. It was established in 2001 and as of December of 2019, it had grown to 56 employees at 5 locations. United Community Bank of West Kentucky has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #57301
Year Established2001
Employees56
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD11.8%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$272.9MM$262.1MM
LoansQ4 2019vs Q4 2018$180.2MM$178.7MM
DepositsQ4 2019vs Q4 2018$219.8MM$206.3MM
Equity CapitalQ4 2019vs Q4 2018$38.3MM$34.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.7MM$2.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$667.00K$268.00K
Real Estate OwnedQ4 2019vs Q4 2018$25.00K$39.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank of West Kentucky Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*-$25kFree Kasasa Saver
OTHER TIERS: 0.10% $25k+

United Community Bank of West Kentucky Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kFree Kasasa Cash Checking
OTHER TIERS: 0.10% $10k+
0.50%*$100k*-Eagle Premium Checking
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $100k
Locations


United Community Bank of West Kentucky Locations
Main Street Morganfield Ky Branch131 East Main StreetMorganfield, KY 42437
Sturgis Branch1406 Main StreetSturgis, KY 42459
United Community Bank Of West Kentucky, Inc.500 North Morgan StreetMorganfield, KY 42437
Clay Branch54 Hearin StClay, KY 42404
Poole Branch24 St Rt 56 EPoole, KY 42444

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