United Community Bank of West Kentucky

Overview / Commentary
500 North Morgan Street
Morganfield, KY 42437

United Community Bank of West Kentucky is headquartered in Morganfield and is the 50th largest bank in the state of Kentucky. It is also the 2,323rd largest bank in the nation. It was established in 2001 and as of March of 2020, it had grown to 56 employees at 5 locations. United Community Bank of West Kentucky has an A+ health rating.


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Health Grade Components

FDIC Certificate #57301
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD11.3%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$280.7MM$263.5MM
LoansQ1 2020vs Q1 2019$189.1MM$179.8MM
DepositsQ1 2020vs Q1 2019$225.5MM$210.9MM
Equity CapitalQ1 2020vs Q1 2019$37.4MM$35.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$2.7MM$2.7MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$596.00K$934.00K
Real Estate OwnedQ1 2020vs Q1 2019$25.00K$38.00K
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United Community Bank of West Kentucky Savings Account Rates

0.25%*-$25kFree Kasasa Saver
OTHER TIERS: 0.10% $25k+

United Community Bank of West Kentucky Checking Account Rates

1.00%*-$10kFree Kasasa Cash Checking
OTHER TIERS: 0.10% $10k+
0.50%*$100k*-Eagle Premium Checking
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $100k

United Community Bank of West Kentucky Locations
Main Street Morganfield Ky Branch131 East Main StreetMorganfield, KY 42437
Sturgis Branch1406 Main StreetSturgis, KY 42459
United Community Bank Of West Kentucky, Inc.500 North Morgan StreetMorganfield, KY 42437
Clay Branch54 Hearin StClay, KY 42404
Poole Branch24 St Rt 56 EPoole, KY 42444

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