United Community Bank of West Kentucky

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

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Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Overview / Commentary

www.ucbwest.com

270-389-3232

500 North Morgan Street
Morganfield, KY 42437

United Community Bank of West Kentucky is headquartered in MORGANFIELD and is the 36^th largest bank in the state of Kentucky. It is also the 1,812^th largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 67 employees at 6 locations. United Community Bank of West Kentucky has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	57301
Year Established	2001
Employees	67
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.14%
Return on Equity - YTD	15.31%
Annual Interest Income	$5.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$493.3MM$452.1MM
Loans	Q1 2025vs Q1 2024	$277.8MM$246MM
Deposits	Q1 2025vs Q1 2024	$432.5MM$394.8MM
Equity Capital	Q1 2025vs Q1 2024	$36.9MM$34.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.4MM$3.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$230K$318K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for United Community Bank of West Kentucky.

Locations

United Community Bank of West Kentucky Locations
Main Street Morganfield Ky Branch	131 East Main Street	Morganfield, KY 42437
Sturgis Branch	1406 Main Street	Sturgis, KY 42459
United Community Bank Of West Kentucky, Inc.	500 N Morgan St	Morganfield, KY 42437
Clay Branch	54 Hearin St	Clay, KY 42404
Poole Branch	24 St Rt 56 E	Poole, KY 42444
Dixon Branch	452 Us Highway 41a S	Dixon, KY 42409

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