United Community Bank of West Kentucky

Overview / Commentary
500 North Morgan Street
Morganfield, KY 42437

United Community Bank of West Kentucky is headquartered in MORGANFIELD and is the 38th largest bank in the state of Kentucky. It is also the 1,902nd largest bank in the nation. It was established in 2001 and as of December of 2023, it had grown to 61 employees at 6 locations. United Community Bank of West Kentucky has a B+ health rating.


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Health Grade Components

FDIC Certificate #57301
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD18.3%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$451.7MM$454.2MM
LoansQ4 2023vs Q4 2022$241.1MM$226.2MM
DepositsQ4 2023vs Q4 2022$381.3MM$412.8MM
Equity CapitalQ4 2023vs Q4 2022$36.1MM$29.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.4MM$3.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$323K$396K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

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United Community Bank of West Kentucky Locations
Main Street Morganfield Ky Branch131 East Main StreetMorganfield, KY 42437
Sturgis Branch1406 Main StreetSturgis, KY 42459
United Community Bank Of West Kentucky, Inc.500 N Morgan StMorganfield, KY 42437
Clay Branch54 Hearin StClay, KY 42404
Poole Branch24 St Rt 56 EPoole, KY 42444
Dixon Branch452 Us Highway 41a SDixon, KY 42409

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