United Community Bank of West Kentucky

Overview / Commentary
500 North Morgan Street
Morganfield, KY 42437

United Community Bank of West Kentucky is headquartered in Morganfield and is the 50th largest bank in the state of Kentucky. It is also the 2,322nd largest bank in the nation. It was established in 2001 and as of June of 2020, it had grown to 55 employees at 5 locations. United Community Bank of West Kentucky has an A+ health rating.


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Health Grade Components

FDIC Certificate #57301
Year Established2001
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD11.28%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$307.0MM$263.7MM
LoansQ2 2020vs Q2 2019$203.6MM$185.7MM
DepositsQ2 2020vs Q2 2019$246.6MM$207.5MM
Equity CapitalQ2 2020vs Q2 2019$39.1MM$37.5MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.8MM$2.6MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$611.00K$978.00K
Real Estate OwnedQ2 2020vs Q2 2019$35.00K$0
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United Community Bank of West Kentucky Checking Account Rates

0.50%*$100k*-Eagle Premium Checking
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $100k

United Community Bank of West Kentucky Locations
Main Street Morganfield Ky Branch131 East Main StreetMorganfield, KY 42437
Sturgis Branch1406 Main StreetSturgis, KY 42459
United Community Bank Of West Kentucky, Inc.500 North Morgan StreetMorganfield, KY 42437
Clay Branch54 Hearin StClay, KY 42404
Poole Branch24 St Rt 56 EPoole, KY 42444

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