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United Community Bank

Popular Accounts at this Bank

1.26%5-year CD60 Month Certificate
0.30%1-year CD10 Month Certificate (Special)
1.10%4-year CD48 Month Certificate

Overview / Commentary
92 Walnut Street
Lawrenceburg, IN 47025

United Community Bank is headquartered in Lawrenceburg and is the 25th largest bank in the state of Indiana. It is also the 1,335th largest bank in the nation. It was established in 1914 and as of June of 2016, it had grown to 118 employees at 8 locations. United Community Bank has an A health rating.

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Reviews (1)

Horrible Bank

Posted by: SD Tucker | Dec 4, 2014

One of the worst banks I have ever dealt with They hold your deposits until checks go through then they charge an overdraft fee They even do this with your direct deposits so beware They have the rudest employees I have ever seen Their web site hasn't worked right for over a month Just one big mess No customer service skills whatsoever. I am now with US Bank they are much nicer and don't have to worry about your deposits so glad I changed banks


Health Grade Components

FDIC Certificate #29620
Year Established1914
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD5.77%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$523.3MM$519.4MM
LoansQ2 2016vs Q2 2015$267.9MM$254.0MM
DepositsQ2 2016vs Q2 2015$442.0MM$437.9MM
Equity CapitalQ2 2016vs Q2 2015$63.7MM$62.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.9MM$5.1MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.9MM$6.5MM
Real Estate OwnedQ2 2016vs Q2 2015$70.00K$286.00K
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United Community Bank CD Rates

1.26%$500-60 Month Certificate
1.26%$500-90 Month Certificate
1.10%$500-48 Month Certificate
0.70%$500-36 Month Certificate
0.60%$500-20 Month Certificate (Special)
0.55%$500-30 Month Certificate
0.50%$500-24 Month Certificate
0.40%$500-18 Month Certificate
0.35%$500-12 Month Certificate
0.30%$500-10 Month Certificate (Special)
0.20%$500-182 Day Certificate
0.15%$500-91 Day Certificate

United Community Bank IRA Rates

1.26%$100-60 Month IRA
0.95%$100-36 Month Trade-A-Rate IRA
0.55%$100-12 Month IRA

United Community Bank Locations
Milan Branch106 Mill StreetMilan, IN 47031
Versailles Branch111 East US 50Versailles, IN 47042
Stateline Road Branch19710 State Line RoadLawrenceburg, IN 47025
Eads Parkway Branch215 Eads ParkwayLawrenceburg, IN 47025
Osgood Branch510 South BuckeyeOsgood, IN 47037
Aurora Branch500 Green BlvdAurora, IN 47001
St. Leon Branch7600 Frey RoadWest Harrison, IN 47060
United Community Bank92 Walnut StreetLawrenceburg, IN 47025