Featured Savings Rates
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United Community CU (TX)

Popular Accounts at this Credit Union

1.20%5-year CD60 Month CD
0.30%1-year CD12 Month CD
0.25%SavingsSavings Account

Overview / Commentary
1700 16th St
Galena Park, TX 77547

United Community CU (TX) is headquartered in Galena Park and is the 124th largest credit union in the state of Texas. It is also the 1,619th largest credit union in the nation. It was established in 1950 and as of June of 2016, it had grown to 42 employees and 11,133 members at 3 locations. United Community CU (TX) has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or attend school Gelena Park, Channelview, Crosby, North Shore, Sheldon, Jacinto City, Huffman and Highlands, Texas. Membership is also open to employees of Arkema, Legend Oaks Rehab Center, Arian's Market, La Petite Academy, Cargill Street, National Strand Products, Channelview ISD, North Star Steel, The City of Gelena Park, Polar Corporation, Costal Cargo of Texas, RaceWay, East Houston Regional Medical Center, San Jacinto College, Enpro Systems, Sheldon ISD, Gelena Park ISD, Southwest Wire and Rope, Harris County Department of Education, Union Tank Car Company, Haynes Wire Rope, Inc., Universal Tubular, Hector's Mexican Restaurant, Wendel D. Ley YMCA, Iguana Joe's Restaurant, Wombie Company, John Keating Chevrolet, World Trade Distribution, KMCO LP, ZXP Technologies, LTD
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Community CU (TX) has a relatively low asset base.

Health Grade Components

NCUA #68369
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.41%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$94.7MM$89.0MM
LoansQ2 2016vs Q2 2015$83.5MM$77.5MM
DepositsQ2 2016vs Q2 2015$85.2MM$80.1MM
Equity CapitalQ2 2016vs Q2 2015$8.6MM$7.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$320.00K$240.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$358.00K$288.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community CU (TX) Savings Account Rates

0.25%*$25k*-Savings Account
OTHER TIERS: 0.05% $500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k

United Community CU (TX) CD Rates

1.20%$1k-60 Month CD
0.80%$1k-48 Month CD
0.75%$1k-36 Month CD
0.50%$1k-24 Month CD
0.40%$1k-18 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD

United Community CU (TX) Locations
Branch Office771 Normandy StHouston, TX 77015-3467
Branch Office14028 FM 2100 RdCrosby, TX 77532
Branch Office1700 16th StGalena Park, TX 77547