United Community CU (TX)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.30% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.51% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
United Community CU (TX) is headquartered in Houston and is the 127th largest credit union in the state of Texas. It is also the 1,621st largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 44 employees and 12,255 members at 4 locations. United Community CU (TX)'s CD rates are 68% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
United Community Credit Union is open to those who reside, attend school, work, or worship in the following East Houston areas: Summerwood, Channelview, Sheldon, Atascocita, Crosby, Highlands, North Shore, Humble, Galena Park, Huffman, and Jacinto City, or by being a part of one the credit union's SEGs.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68369 |
| Year Chartered | 1950 |
| Employees | 44 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 3.29% |
| Annual Interest Income | $4.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $99.2MM$102.2MM |
| Loans | Q4 2018vs Q4 2017 | $82.5MM$80.4MM |
| Deposits | Q4 2018vs Q4 2017 | $87.1MM$91.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $9.7MM$9.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $559.00K$318.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $251.00K$380.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not United Community CU (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United Community CU (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Savings Account | ||
| OTHER TIERS: 0.05% → $500 - $5k | 0.10% → $5k - $10k | 0.15% → $10k - $25k | |||||
United Community CU (TX) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $1k | - | 60 Month CD | |
| 2.63% | $1k | - | 48 Month CD | |
| 2.53% | $1k | - | 36 Month CD | |
| 2.17% | $1k | - | 24 Month CD | |
| 1.66% | $1k | - | 18 Month CD | |
| 1.51% | $1k | - | 12 Month CD | |
| 1.16% | $1k | - | 6 Month CD |
United Community CU (TX) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $1k | - | 60 Month IRA | |
| 2.63% | $1k | - | 48 Month IRA | |
| 2.53% | $1k | - | 36 Month IRA | |
| 2.17% | $1k | - | 24 Month IRA | |
| 1.66% | $1k | - | 18 Month IRA | |
| 1.51% | $1k | - | 12 Month IRA | |
| 1.16% | $1k | - | 6 Month IRA |
| United Community CU (TX) Locations | ||
|---|---|---|
| Branch Office | 771 Normandy St | Houston, TX 77015-3467 |
| Branch Office | 14028 FM 2100 Rd | Crosby, TX 77532 |
| Branch Office | 1700 16th St | Galena Park, TX 77547 |
| Corporate Office | 13700 E Sam Houston Parkway N | Houston, TX 77044 |