United Community Credit Union

Overview / Commentary
1001 Vermont St
Quincy, IL 62301

United Community Credit Union is headquartered in Quincy and is the 49th largest credit union in the state of Illinois. It is also the 1,667th largest credit union in the nation. It was established in 1941 and as of September of 2022, it had grown to 32 employees and 10,035 members at 4 locations. United Community Credit Union's CD rates are 57% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in United Community Credit Union is open to those who live or work in the Illinois counties of Adams, Brown, Hancock, Pike, or Schuyler, or the Missouri counties of Lewis, Marion, or Ralls. Employees of 19 Select Employers are also eligible to join.
See current membership details


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Health Grade Components

NCUA #60095
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD7.67%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$121.0MM$118.5MM
LoansQ3 2022vs Q3 2021$73.4MM$64.5MM
DepositsQ3 2022vs Q3 2021$104.2MM$103.3MM
Equity CapitalQ3 2022vs Q3 2021$15.9MM$14.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$390.00K$395.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$268.00K$117.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Credit Union Savings Account Rates

0.90%*$25k*-IRA Share Savings
OTHER TIERS: 0.70% $100 - $5k | 0.80% $5k - $25k
0.60%*$25k*-Vacation Club Savings
OTHER TIERS: 0.50% $100 - $5k | 0.55% $5k - $25k
0.60%*$25k*-Christmas Club Savings
OTHER TIERS: 0.50% $100 - $5k | 0.55% $5k - $25k
0.60%*$25k*-Special Share Savings
OTHER TIERS: 0.50% $100 - $5k | 0.55% $5k - $25k
0.60%*$25k*-Primary Share Savings
OTHER TIERS: 0.50% $100 - $5k | 0.55% $5k - $25k

United Community Credit Union CD Rates

3.30%$1k-13 Month CD Special
1.61%$1k-60 Month CD
1.56%$1k-48 Month CD
1.51%$1k-36 Month CD
1.46%$1k-24 Month CD
1.41%$1k-12 Month CD
1.31%$1k-6 Month CD

United Community Credit Union IRA Rates

3.56%$1k-13 Month IRA Special
2.13%$1k-60 Month IRA
2.07%$1k-48 Month IRA
2.02%$1k-36 Month IRA
1.97%$1k-24 Month IRA
1.92%$1k-12 Month IRA

United Community Credit Union Locations
Branch Office1001 Vermont StQuincy, IL 62301
Branch Office1426 N 26th StQuincy, IL 62301
Branch Office3633 Maine StQuincy, IL 62305
Branch Office109 Lindsey DrHannibal, MO 63401

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