United Community Credit Union

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CURRENT TOP RATE

60 Month IRA (Traditional, Roth, CESA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.97%	5-year CD	60 Month CD 3.00% - American Express National Bank 60 Month CD
0.90%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD
0.50%	Savings	Primary Share Savings 1.80% - American Express National Bank High Yield Savings Account

View all United Community Credit Union rates »

Overview / Commentary

217-224-1093

1001 Vermont St
Quincy, IL 62301

United Community Credit Union is headquartered in Quincy and is the 52^nd largest credit union in the state of Illinois. It is also the 1,732^nd largest credit union in the nation. It was established in 1941 and as of June of 2018, it had grown to 31 employees and 10,310 members at 4 locations. United Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois or Lewis, Marion, & Ralls counties in Missouri. Any employee who works at one of our select employee groups is also able to belong. Our eligible employee groups are listed under Membership Information.
See current membership details

Related Posts

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2009

10/24 - 4.07% 60-Month CD and Other High CD Rates at United Community Credit Union in IL & MO - Local Only

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Health

A

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	60095
Year Chartered	1941
Employees	31
Primary Regulator

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	6.42%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$88.8MM$85.8MM
Loans	Q2 2018vs Q2 2017	$57.5MM$56.4MM
Deposits	Q2 2018vs Q2 2017	$77.2MM$75.0MM
Equity Capital	Q2 2018vs Q2 2017	$11.5MM$10.7MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$306.00K$305.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$190.00K$646.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.85%^*	$15k^*	-	Roth IRA Share Savings
OTHER TIERS: 0.35% → $100 - $1k \| 0.60% → $1k - $2.5k \| 0.70% → $2.5k - $5k \| 0.75% → $5k - $15k
0.85%^*	$15k^*	-	Educational IRA Share Savings
OTHER TIERS: 0.35% → $100 - $1k \| 0.60% → $1k - $2.5k \| 0.70% → $2.5k - $5k \| 0.75% → $5k - $15k
0.85%^*	$15k^*	-	Traditional IRA Shares
OTHER TIERS: 0.35% → $100 - $1k \| 0.60% → $1k - $2.5k \| 0.70% → $2.5k - $5k \| 0.75% → $5k - $15k
0.50%^*	$15k^*	-	Vacation Club Savings
OTHER TIERS: 0.30% → $100 - $1k \| 0.35% → $1k - $2.5k \| 0.40% → $2.5k - $5k \| 0.45% → $5k - $15k
0.50%^*	$15k^*	-	Christmas Club Savings
OTHER TIERS: 0.30% → $100 - $1k \| 0.35% → $1k - $2.5k \| 0.40% → $2.5k - $5k \| 0.45% → $5k - $15k
0.50%^*	$15k^*	-	Special Share Savings
OTHER TIERS: 0.30% → $100 - $1k \| 0.35% → $1k - $2.5k \| 0.40% → $2.5k - $5k \| 0.45% → $5k - $15k
0.50%^*	$15k^*	-	Primary Share Savings
OTHER TIERS: 0.30% → $100 - $1k \| 0.35% → $1k - $2.5k \| 0.40% → $2.5k - $5k \| 0.45% → $5k - $15k

United Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.97%	$1k	-	60 Month CD
1.71%	$1k	-	48 Month CD
1.46%	$1k	-	36 Month CD
1.21%	$1k	-	24 Month CD
0.90%	$1k	-	12 Month CD
0.80%	$1k	-	6 Month CD

United Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.17%	$1k	-	60 Month IRA
1.92%	$1k	-	48 Month IRA
1.61%	$1k	-	36 Month IRA
1.41%	$1k	-	24 Month IRA
1.16%	$1k	-	12 Month IRA

Locations

United Community Credit Union Locations
Branch Office	1001 Vermont St	Quincy, IL 62301
Branch Office	1426 N 26th St	Quincy, IL 62301
Branch Office	3633 Maine St	Quincy, IL 62305
Branch Office	109 Lindsey Dr	Hannibal, MO 63401

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