Overview / Commentary
United Community Credit Union is headquartered in Quincy and is the 44th largest credit union in the state of Illinois. It is also the 1,618th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 32 employees and 10,275 members at 4 locations. United Community Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in United Community Credit Union is open to those who live or work in the Illinois counties of Adams, Brown, Hancock, Pike, or Schuyler, or the Missouri counties of Lewis, Marion, or Ralls. Employees of 19 Select Employers are also eligible to join.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60095 |
| Year Chartered | 1941 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 7.08% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $128.2MM$120.5MM |
| Loans | Q1 2025vs Q1 2024 | $91MM$82.5MM |
| Deposits | Q1 2025vs Q1 2024 | $108.8MM$102.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $19.1MM$17.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $446K$341K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $191K$166K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $20K$0 |