United Credit Union

Overview / Commentary

www.unitedcu.org

573-581-8651

802 E Breckenridge St
Mexico, MO 65265

United Credit Union is headquartered in Mexico and is the 18^th largest credit union in the state of Missouri. It is also the 1,103^rd largest credit union in the nation. It was established in 1935 and as of December of 2020, it had grown to 75 employees and 25,267 members at 6 locations. United Credit Union has an A+ health rating.

Field of Membership Restrictions

United Credit Union membership is open to those who live or work in Audrain, Adair, Callaway, Boone, Chariton, Lincoln, Howard, Linn, Macon, Monroe, Marion, Montgomery, Ralls, Pike, Randolph or Shelby counties.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63597
Year Chartered	1935
Employees	75
Primary Regulator

Profit Margin
Return on Assets - YTD	1.02%
Return on Equity - YTD	9.17%
Annual Interest Income	$8.0MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$223.5MM$182.2MM
Loans	Q4 2020vs Q4 2019	$151.7MM$139.4MM
Deposits	Q4 2020vs Q4 2019	$195.7MM$157.4MM
Equity Capital	Q4 2020vs Q4 2019	$24.2MM$22.8MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$976.00K$1,000.00K
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$598.00K$541.00K
Real Estate Owned	Q4 2020vs Q4 2019	$0$38.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$1	-	Share Savings Accounts
0.15%	$1	-	Special Shares
0.15%	$1	-	Christmas Club
0.15%	$1	-	IRA Shares

United Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.20% → $2.5k - $20k \| 0.30% → $20k - $50k
0.35%^*	$50k^*	-	IRA Money Market Account
OTHER TIERS: 0.20% → $2.5k - $20k \| 0.30% → $20k - $50k

United Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	-	$25k	Reward Checking
OTHER TIERS: 0.15% → $25k+
0.05%	$500	-	Checking Plus
0.05%	$1k	-	Business Checking Plus

United Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$500	-	60 Month CD
0.55%	$500	-	48 Month CD
0.50%	$500	-	36 Month CD
0.45%	$500	-	24 Month CD
0.40%	$500	-	18 Month CD
0.30%	$500	-	12 Month CD
0.20%	$500	-	6 Month CD
0.15%	$500	-	3 Month CD
0.15%	$50	-	12 Month Simple Saver CD

United Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$500	-	60 Month IRA
0.55%	$500	-	48 Month IRA
0.50%	$500	-	36 Month IRA
0.45%	$500	-	24 Month IRA
0.40%	$500	-	18 Month IRA
0.30%	$500	-	12 Month IRA
0.20%	$500	-	6 Month IRA
0.15%	$500	-	3 Month IRA

Locations

United Credit Union Locations
Branch Office	1204 S Business 54	Fulton, MO 65251
Branch Office	210 W Washington St	Vandalia, MO 63382
Branch Office	1791 E Outer Rd	Moberly, MO 65270-4570
Branch Office	200 Main St	Troy, MO 63379
Branch Office	3421 Grindstone Pkwy	Columbia, MO 65201-5691
Branch Office	802 E Breckenridge St	Mexico, MO 65265

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.