United Credit Union

Overview / Commentary
802 E Breckenridge St
Mexico, MO 65265

United Credit Union is headquartered in Mexico and is the 18th largest credit union in the state of Missouri. It is also the 1,070th largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 86 employees and 27,939 members at 7 locations. United Credit Union's CD rates are 56% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

United Credit Union membership is open to those who live or work in Audrain, Adair, Callaway, Boone, Chariton, Lincoln, Howard, Linn, Macon, Monroe, Marion, Montgomery, Ralls, Pike, Randolph or Shelby counties.
See current membership details


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Health Grade Components

NCUA #63597
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.82%
Return on Equity - YTD14.68%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$274.5MM$279.1MM
LoansQ1 2024vs Q1 2023$203.4MM$218MM
DepositsQ1 2024vs Q1 2023$233.7MM$245.9MM
Equity CapitalQ1 2024vs Q1 2023$34MM$27.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.7MM$3.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.5MM$304K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Credit Union Savings Account Rates

0.25%$1-Share Savings Accounts
0.25%$1-Special Shares
0.25%$1-Christmas Club
0.25%$1-IRA Shares

United Credit Union Money Market Rates

0.45%*$50k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $20k | 0.35% $20k - $50k
0.45%*$50k*-IRA Money Market Account
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $20k | 0.35% $20k - $50k

United Credit Union Checking Account Rates

0.60%*$0$25kReward Checking
OTHER TIERS: 0.25% $25k+

United Credit Union CD Rates

4.75%$500-7 Month CD Special
2.50%$500-60 Month CD
2.25%$500-48 Month CD
2.00%$500-36 Month CD
1.75%$500-24 Month CD
1.50%$500-18 Month CD
1.40%$500-12 Month CD
1.25%$500-6 Month CD
1.10%$500-3 Month CD
0.50%$50-12 Month Simple Saver CD

United Credit Union IRA Rates

4.75%$500-7 Month IRA Special
2.50%$500-60 Month IRA
2.25%$500-48 Month IRA
2.00%$500-36 Month IRA
1.75%$500-24 Month IRA
1.50%$500-18 Month IRA
1.40%$500-12 Month IRA
1.25%$500-6 Month IRA
1.10%$500-3 Month IRA

United Credit Union Locations
Branch Office1204 S Business 54Fulton, MO 65251
Branch Office210 W Washington StVandalia, MO 63382
Branch Office1791 E Outer RdMoberly, MO 65270-4570
Branch Office200 Main StTroy, MO 63379
Branch Office3421 Grindstone PkwyColumbia, MO 65201-5691
Branch Office802 E Breckenridge StMexico, MO 65265
Branch Office907 E Liberty StMexico, MO 65265

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