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United Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.unitedcu.org
573-581-8651
802 E Breckenridge St
Mexico, MO 65265

United Credit Union is headquartered in Mexico and is the 18th largest credit union in the state of Missouri. It is also the 1,083rd largest credit union in the nation. It was established in 1935 and as of September of 2024, it had grown to 87 employees and 28,138 members at 7 locations. United Credit Union's CD rates are 56% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

United Credit Union membership is open to those who live or work in Audrain, Adair, Callaway, Boone, Chariton, Lincoln, Howard, Linn, Macon, Monroe, Marion, Montgomery, Ralls, Pike, Randolph or Shelby counties.
See current membership details

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Health
B+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #63597
Year Chartered1935
Employees87
Primary Regulator
Profit Margin
Return on Assets - YTD1.73%
Return on Equity - YTD12.86%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$268.6MM$276.8MM
LoansQ3 2024vs Q3 2023$194.7MM$223.6MM
DepositsQ3 2024vs Q3 2023$227.3MM$233.3MM
Equity CapitalQ3 2024vs Q3 2023$36.6MM$30.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3MM$3.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.2MM$831K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1-Share Savings Accounts
0.25%$1-Special Shares
0.25%$1-Christmas Club
0.25%$1-IRA Shares

United Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k | 0.30% → $10k - $20k | 0.35% → $20k - $50k
0.45%*$50k*-IRA Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k | 0.30% → $10k - $20k | 0.35% → $20k - $50k

United Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$0$25kReward Checking
OTHER TIERS: 0.25% → $25k+

United Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%$500-9 Month CD Special
2.50%$500-60 Month CD
2.25%$500-48 Month CD
2.00%$500-36 Month CD
1.75%$500-24 Month CD
1.50%$500-18 Month CD
1.40%$500-12 Month CD
1.25%$500-6 Month CD
1.10%$500-3 Month CD
0.50%$50-12 Month Simple Saver CD

United Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%$500-9 Month IRA Special
2.50%$500-60 Month IRA
2.25%$500-48 Month IRA
2.00%$500-36 Month IRA
1.75%$500-24 Month IRA
1.50%$500-18 Month IRA
1.40%$500-12 Month IRA
1.25%$500-6 Month IRA
1.10%$500-3 Month IRA
Locations


United Credit Union Locations
Branch Office1204 S Business 54Fulton, MO 65251
Branch Office210 W Washington StVandalia, MO 63382
Branch Office1791 E Outer RdMoberly, MO 65270-4570
Branch Office200 Main StTroy, MO 63379
Branch Office3421 Grindstone PkwyColumbia, MO 65201-5691
Branch Office802 E Breckenridge StMexico, MO 65265
Branch Office907 E Liberty StMexico, MO 65265

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