United Credit Union is headquartered in Mexico and is the 18th largest credit union in the state of Missouri. It is also the 1,073rd largest credit union in the nation. It was established in 1935 and as of June of 2024, it had grown to 89 employees and 28,048 members at 7 locations. United Credit Union's CD rates are 56% higher than the national average, and it has a B+ health rating.
United Credit Union membership is open to those who live or work in Audrain, Adair, Callaway, Boone, Chariton, Lincoln, Howard, Linn, Macon, Monroe, Marion, Montgomery, Ralls, Pike, Randolph or Shelby counties.
See current membership details
Overall | |
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NCUA # | 63597 |
Year Chartered | 1935 |
Employees | 89 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.71% |
Return on Equity - YTD | 13.4% |
Annual Interest Income | $7MM |
Assets and Liabilities | ||
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Assets | Q2 2024vs Q2 2023 | $273.6MM$286.5MM |
Loans | Q2 2024vs Q2 2023 | $200.9MM$228MM |
Deposits | Q2 2024vs Q2 2023 | $231MM$242MM |
Equity Capital | Q2 2024vs Q2 2023 | $35.1MM$29.1MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $3.1MM$3.3MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $1.6MM$710K |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not United Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $1 | - | Share Savings Accounts | |
0.25% | $1 | - | Special Shares | |
0.25% | $1 | - | Christmas Club | |
0.25% | $1 | - | IRA Shares |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.60%* | $0 | $25k | Reward Checking | ||
OTHER TIERS: 0.25% → $25k+ |
United Credit Union Locations | ||
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Branch Office | 1204 S Business 54 | Fulton, MO 65251 |
Branch Office | 210 W Washington St | Vandalia, MO 63382 |
Branch Office | 1791 E Outer Rd | Moberly, MO 65270-4570 |
Branch Office | 200 Main St | Troy, MO 63379 |
Branch Office | 3421 Grindstone Pkwy | Columbia, MO 65201-5691 |
Branch Office | 802 E Breckenridge St | Mexico, MO 65265 |
Branch Office | 907 E Liberty St | Mexico, MO 65265 |