United Employees Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	1-year CD	1 Year CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Member Share Account 1.15% - CIT Bank Spring Savings
1.05%	3-year CD	30 Month CD 1.85% - Synchrony Bank 36 Month CD

View all United Employees Credit Union rates »

Overview / Commentary

www.unitedecu.com

507-377-1616

430 Bridge Ave
Albert Lea, MN 56007

United Employees Credit Union is headquartered in Albert Lea and is the 61^st largest credit union in the state of Minnesota. It is also the 2,651^st largest credit union in the nation. It was established in 1932 and as of March of 2017, it had grown to 7 employees and 4,647 members at 1 location. United Employees Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Mower or Freeborn Counties. Membership is also open to employees of Freeborn Co-op Oil Patrons, Crossroads Trailer Sales, Streater Office Employees, Bridon Cordage, Schweigert Foods, Burger King, Kerry Ingredients, Alpha School, Waste Management, Woodvale V & VII, Thornecrest Retirement Center, Albert Lea Electroplating, St. John's Lutheran Home, Four Seasons Specialty Coffees, Vasco Inc., Crest Group Home, Non-licensed Employees of School District #241, The Children's Center, Ring Can Corp., Interstate Motor Trucks, Hayward Cooperative, Alden Cooperative Elevator, Safe Air Repair.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	60263
Year Chartered	1932
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0.36%
Return on Equity - YTD	2.85%
Annual Interest Income	$225.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$38.0MM$35.1MM
Loans	Q1 2017vs Q1 2016	$18.6MM$18.3MM
Deposits	Q1 2017vs Q1 2016	$33.2MM$30.5MM
Equity Capital	Q1 2017vs Q1 2016	$4.6MM$4.5MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$35.00K$35.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$48.00K$74.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Member Share Account
0.10%	-	-	IRA Savings Account
0.10%	-	-	Roth IRA Savings Account

United Employees Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$20k^*	-	Tiered Money Market Account
OTHER TIERS: 0.20% → $2,500 - $20k
0.30%	$2k	-	IRA Money Market Account

United Employees Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$300	-	Premium Plus Checking

United Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$500	-	30 Month CD
0.50%	$500	-	1 Year CD
0.40%	$500	-	6 Month CD
0.25%	$500	-	91 Day CD

United Employees Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$500	-	18 Month IRA

Locations

United Employees Credit Union Locations
Branch Office	430 Bridge Ave	Albert Lea, MN 56007