United Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.95% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.00% - Ally Bank Online Savings Account |
| 2.40% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
United Employees Credit Union is headquartered in Albert Lea and is the 60th largest credit union in the state of Minnesota. It is also the 2,541st largest credit union in the nation. It was established in 1932 and as of September of 2018, it had grown to 7 employees and 4,616 members at 1 location. United Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Mower or Freeborn Counties. Membership is also open to employees of Freeborn Co-op Oil Patrons, Crossroads Trailer Sales, Streater Office Employees, Bridon Cordage, Schweigert Foods, Burger King, Kerry Ingredients, Alpha School, Waste Management, Woodvale V & VII, Thornecrest Retirement Center, Albert Lea Electroplating, St. John's Lutheran Home, Four Seasons Specialty Coffees, Vasco Inc., Crest Group Home, Non-licensed Employees of School District #241, The Children's Center, Ring Can Corp., Interstate Motor Trucks, Hayward Cooperative, Alden Cooperative Elevator, Safe Air Repair.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60263 |
| Year Chartered | 1932 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 6.55% |
| Annual Interest Income | $856.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $40.8MM$38.1MM |
| Loans | Q3 2018vs Q3 2017 | $19.4MM$19.2MM |
| Deposits | Q3 2018vs Q3 2017 | $35.6MM$33.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $5.1MM$4.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $35.00K$35.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $57.00K$42.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not United Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
United Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Member Share Account | |
| 0.25% | - | - | IRA Savings Account |
United Employees Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $20k* | - | Tiered Money Market Account | ||
| OTHER TIERS: 0.35% → $2.5k - $20k | |||||
| 0.55% | $2k | - | IRA Money Market Account | ||
United Employees Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Premium Plus Checking |
United Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $500 | - | 30 Month CD | |
| 1.95% | $500 | - | 1 Year CD | |
| 1.00% | $500 | - | 6 Month CD | |
| 0.60% | $500 | - | 91 Day CD |
United Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 18 Month IRA |
| United Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 430 Bridge Ave | Albert Lea, MN 56007 |