United Employees Credit Union is headquartered in Albert Lea and is the 50th largest credit union in the state of Minnesota. It is also the 2,254th largest credit union in the nation. It was established in 1932 and as of March of 2025, it had grown to 8 employees and 4,055 members at 1 location. United Employees Credit Union's money market rates are 6X the national average, and it has an A health rating.
Membership in United Employees Credit Union is open to those who live, work, attend school or worship in Freeborn County or Mower County, Minnesota. Membership is also open to employees of 23 local businesses (listed on the Membership Eligibility page). Immediate family members of a current United Employees Credit Union are also eligible to join.
See current membership details
Overall | |
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NCUA # | 60263 |
Year Chartered | 1932 |
Employees | 8 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.37% |
Return on Equity - YTD | 10.19% |
Annual Interest Income | $701K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $62.2MM$58.8MM |
Loans | Q1 2025vs Q1 2024 | $26.4MM$26.9MM |
Deposits | Q1 2025vs Q1 2024 | $53.6MM$50.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $8.2MM$7.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $58K$54K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $131K$168K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not United Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.25% | $0 | - | Member Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53%* | $20k* | - | Tiered Money Market Account | ||
OTHER TIERS: 2.02% → $2.5k - $20k | |||||
2.02% | $2k | - | IRA Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $300 | - | Premium Plus Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.06% | $500 | - | 91 Day CD | |
3.94% | $500 | - | 6 Month CD | |
3.75% | $500 | - | 1 Year CD | |
3.65% | $500 | - | 30 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.80% | $500 | - | 18 Month IRA | |
0.25% | $0 | - | IRA Savings Account |
United Employees Credit Union Locations | ||
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Branch Office | 430 Bridge Ave | Albert Lea, MN 56007 |