Overview / Commentary
430 Bridge Ave
Albert Lea, MN 56007

United Employees Credit Union is headquartered in Albert Lea and is the 60th largest credit union in the state of Minnesota. It is also the 2,541st largest credit union in the nation. It was established in 1932 and as of September of 2018, it had grown to 7 employees and 4,616 members at 1 location. United Employees Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Mower or Freeborn Counties. Membership is also open to employees of Freeborn Co-op Oil Patrons, Crossroads Trailer Sales, Streater Office Employees, Bridon Cordage, Schweigert Foods, Burger King, Kerry Ingredients, Alpha School, Waste Management, Woodvale V & VII, Thornecrest Retirement Center, Albert Lea Electroplating, St. John's Lutheran Home, Four Seasons Specialty Coffees, Vasco Inc., Crest Group Home, Non-licensed Employees of School District #241, The Children's Center, Ring Can Corp., Interstate Motor Trucks, Hayward Cooperative, Alden Cooperative Elevator, Safe Air Repair.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Employees Credit Union has a low asset base.

Health Grade Components

NCUA #60263
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD6.55%
Annual Interest Income$856.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$40.8MM$38.1MM
LoansQ3 2018vs Q3 2017$19.4MM$19.2MM
DepositsQ3 2018vs Q3 2017$35.6MM$33.1MM
Equity CapitalQ3 2018vs Q3 2017$5.1MM$4.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$35.00K$35.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$57.00K$42.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Employees Credit Union Savings Account Rates

0.25%--Member Share Account
0.25%--IRA Savings Account

United Employees Credit Union Money Market Rates

0.55%*$20k*-Tiered Money Market Account
OTHER TIERS: 0.35% $2.5k - $20k
0.55%$2k-IRA Money Market Account

United Employees Credit Union Checking Account Rates

0.05%$300-Premium Plus Checking

United Employees Credit Union CD Rates

2.40%$500-30 Month CD
1.95%$500-1 Year CD
1.00%$500-6 Month CD
0.60%$500-91 Day CD

United Employees Credit Union IRA Rates

2.25%$500-18 Month IRA

United Employees Credit Union Locations
Branch Office430 Bridge AveAlbert Lea, MN 56007

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.