United Equity Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.17%	5-year CD	60 Month CD 2.90% - Goldman Sachs Bank USA High-yield 5 Year CD
1.31%	1-year CD	12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD
0.15%	Savings	Special Purpose Account 1.65% - Barclays Online Savings Account

View all United Equity Credit Union rates »

Overview / Commentary

www.uecu.com

217-875-1845

1130 E Pershing Rd
Decatur, IL 62524

United Equity Credit Union is headquartered in Decatur and is the 79^th largest credit union in the state of Illinois. It is also the 2,571^st largest credit union in the nation. It was established in 1899 and as of March of 2018, it had grown to 10 employees and 3,814 members at 2 locations. United Equity Credit Union's CD rates are 46% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Ameren IP, Amergen Energy Co. LLC’s Clinton Power Station, Dynegy Midwest Generation (excluding Hennepin Power Station employees), Decatur Firefighters, DCC Marketing, Network Solutions, Action Income Tax, Decatur Computers, Harvey Brothers Electric, Decatur Family YMCA, Marty’s Tire Center, Family Eyecare, Fleener & Roberts Automotive, Yemm Chevrolet-Chrysler-Buick-Jeep, Inc., Foster Financial Services, Romano and Co.
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Health

B

Data as of Q1 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Equity Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	81688
Year Chartered	1899
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	4.2%
Annual Interest Income	$324.00K

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$40.3MM$41.3MM
Loans	Q1 2018vs Q1 2017	$19.7MM$19.9MM
Deposits	Q1 2018vs Q1 2017	$35.6MM$36.7MM
Equity Capital	Q1 2018vs Q1 2017	$4.6MM$4.4MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$108.00K$84.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$103.00K$147.00K
Real Estate Owned	Q1 2018vs Q1 2017	$8.00K$15.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Equity Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	-	-	Christmas Club
0.20%	-	-	Vacation Club
0.15%	-	-	Regular Shares
0.15%	-	-	Special Purpose Account

United Equity Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Money Market

United Equity Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Share Draft

United Equity Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$10k^*	-	60 Month CD
OTHER TIERS: 1.92% → $1k - $10k
1.92%	$500	-	60 Month Youth CD
1.71%^*	$25k^*	-	48 Month CD
OTHER TIERS: 1.51% → $1k - $10k \| 1.61% → $10k - $25k
1.51%^*	$25k^*	-	36 Month CD
OTHER TIERS: 1.41% → $1k - $10k \| 1.46% → $10k - $25k
1.51%	$500	-	48 Month Youth CD
1.46%^*	$25k^*	-	24 Month CD
OTHER TIERS: 1.36% → $1k - $10k \| 1.41% → $10k - $25k
1.46%^*	$25k^*	-	30 Month CD
OTHER TIERS: 1.36% → $1k - $10k \| 1.41% → $10k - $25k
1.41%	$500	-	36 Month Youth CD
1.36%	$500	-	24 Month Youth CD
1.36%	$500	-	30 Month Youth CD
1.31%^*	$25k^*	-	12 Month CD
OTHER TIERS: 1.16% → $1k - $10k \| 1.26% → $10k - $25k
1.31%^*	$10k^*	-	18 Month CD
OTHER TIERS: 1.26% → $1k - $10k
1.26%	$500	-	18 Month Youth CD
1.16%	$500	-	12 Month Youth CD
0.50%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.45% → $1k - $10k
0.45%	$500	-	6 Month Youth CD

Locations

United Equity Credit Union Locations
Branch Office	687 Lincoln St	Galesburg, IL 61401
Corporate Office	1130 E Pershing Rd	Decatur, IL 62526

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