United Financial Credit Union (MI)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.unitedfinancialcu.org

989-715-4283

4685 State St
Saginaw, MI 48603

United Financial Credit Union (MI) is headquartered in Saginaw and is the 60^th largest credit union in the state of Michigan. It is also the 988^th largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 56 employees and 21,347 members at 7 locations. United Financial Credit Union (MI) has a B+ health rating.

Field of Membership Restrictions

Membership in United Financial Credit Union is open to those who live, work, or worship in any county in Michigan's Lower Peninsula. Family members of a current United Financial Credit Union member also qualify for membership.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61657
Year Chartered	1964
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	7.8%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$327.4MM$321.9MM
Loans	Q1 2025vs Q1 2024	$199.2MM$196MM
Deposits	Q1 2025vs Q1 2024	$297.4MM$296.9MM
Equity Capital	Q1 2025vs Q1 2024	$28.8MM$24.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.5MM$1.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$111K$93K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for United Financial Credit Union (MI) are currently being reviewed.

Locations

United Financial Credit Union (MI) Locations
Branch Office	7600 Midland Rd	Freeland, MI 48623
Branch Office	1026 W Midland Rd	AUBURN, MI 48611
Branch Office	6310 Dixie Hwy	Bridgeport, MI 48722
Branch Office	2510 Weiss St	Saginaw, MI 48602
Branch Office	4685 State St	Saginaw, MI 48603
Branch Office	1720 Brady St	Chesaning, MI 48616
Branch Office	6354 Westside Saginaw Rd	Bay City, MI 48706-9394

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