United Financial Credit Union (MI)


Overview / Commentary
989-930-0119
4685 State St
Saginaw, MI 48603

United Financial Credit Union (MI) is headquartered in Saginaw and is the 52nd largest credit union in the state of Michigan. It is also the 980th largest credit union in the nation. It was established in 1964 and as of June of 2019, it had grown to 56 employees and 25,942 members at 6 locations. United Financial Credit Union (MI) has an A health rating.

Field of Membership Restrictions

Membership in United Financial Credit Union is open to those who live, work, or worship in any county in Michigan's Lower Peninsula.
See current membership details

Related Posts

United Financial Credit Union Adds 66-Month CD Special, 3.25% APY - 6/28/2019

United Financial Credit Union (Michigan) has added a 66-month CD Special, which earns 3.25% APY. Minimum deposit is $500, with no stated balance cap.

View all posts from:


Reviews (1)

Not A Credit Union I Would Reccommend...

I have worked with a couple different banks and credit unions and I have to say this one has me the least impressed. For instance, I can go through the State street location and get my cashiers checks through the drive thru but when I go to the Weiss location I am told that I am not supposed to do that. No one is on the same page which makes things confusing. I have my kids with me when I go which is why i prefer the drive thru. However, why should one location have a different policy then another that is only 5 miles away from each other? Also, I have had multipul issues with their online banking. They have site problems about once a month and I have had to call 3 times due to my account not letting me log in. And the last time it took me 2 days to get a response from anyone. That is not acceptable. In my workplace if I failed to call back a customer for 2 days, I would most likely lose their business. Which is something I am currently looking into doing.



Health

Health Grade Components

Overall
NCUA #61657
Year Chartered1964
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.47%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$231.9MM$216.5MM
LoansQ2 2019vs Q2 2018$147.0MM$144.5MM
DepositsQ2 2019vs Q2 2018$204.2MM$192.5MM
Equity CapitalQ2 2019vs Q2 2018$23.4MM$20.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$825.00K$1.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$765.00K$746.00K
Real Estate OwnedQ2 2019vs Q2 2018$36.00K$216.00K
Rates

Rates for United Financial Credit Union (MI) are currently being reviewed.

Locations


United Financial Credit Union (MI) Locations
Branch Office7600 Midland RdFreeland, MI 48623
Branch Office4716 Garfield RdAuburn, MI 48611
Branch Office5658 DIXIE HWYSAGINAW, MI 48601
Branch Office2510 Weiss StSaginaw, MI 48602
Branch Office4685 State StSaginaw, MI 48603
Branch Office1720 Brady StChesaning, MI 48616

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.