United Financial Credit Union (MI)
United Financial Credit Union (MI) is headquartered in Saginaw and is the 52nd largest credit union in the state of Michigan. It is also the 980th largest credit union in the nation. It was established in 1964 and as of June of 2019, it had grown to 56 employees and 25,942 members at 6 locations. United Financial Credit Union (MI) has an A health rating.
Field of Membership Restrictions
Membership in United Financial Credit Union is open to those who live, work, or worship in any county in Michigan's Lower Peninsula.
See current membership details
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Not A Credit Union I Would Reccommend...
I have worked with a couple different banks and credit unions and I have to say this one has me the least impressed. For instance, I can go through the State street location and get my cashiers checks through the drive thru but when I go to the Weiss location I am told that I am not supposed to do that. No one is on the same page which makes things confusing. I have my kids with me when I go which is why i prefer the drive thru. However, why should one location have a different policy then another that is only 5 miles away from each other? Also, I have had multipul issues with their online banking. They have site problems about once a month and I have had to call 3 times due to my account not letting me log in. And the last time it took me 2 days to get a response from anyone. That is not acceptable. In my workplace if I failed to call back a customer for 2 days, I would most likely lose their business. Which is something I am currently looking into doing.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61657 |
| Year Chartered | 1964 |
| Employees | 56 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 7.47% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $231.9MM$216.5MM |
| Loans | Q2 2019vs Q2 2018 | $147.0MM$144.5MM |
| Deposits | Q2 2019vs Q2 2018 | $204.2MM$192.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $23.4MM$20.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $825.00K$1.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $765.00K$746.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $36.00K$216.00K |
Rates for United Financial Credit Union (MI) are currently being reviewed.
| United Financial Credit Union (MI) Locations | ||
|---|---|---|
| Branch Office | 7600 Midland Rd | Freeland, MI 48623 |
| Branch Office | 4716 Garfield Rd | Auburn, MI 48611 |
| Branch Office | 5658 DIXIE HWY | SAGINAW, MI 48601 |
| Branch Office | 2510 Weiss St | Saginaw, MI 48602 |
| Branch Office | 4685 State St | Saginaw, MI 48603 |
| Branch Office | 1720 Brady St | Chesaning, MI 48616 |