Advertising Disclosure
  1. Banks
  2. United Local Credit Union

United Local Credit Union


Overview / Commentary
www.unitedlocal.org
559-227-8329
3650 E Ashlan Ave
Fresno, CA 93726

United Local Credit Union is headquartered in Fresno and is the 148th largest credit union in the state of California. It is also the 1,598th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 24 employees and 8,763 members at 2 locations. United Local Credit Union has an A health rating.

Field of Membership Restrictions

Membership to United Local Credit Union is open to those who worship, live or work in Merced or Fresno Counties. Additionally, members of any local union in affiliation with the the Central Labor Council and Retail Clerks from the counties of Madera, Mariposa, Merced, Fresnom, Kings or Tulare are also eligible to join.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #60408
Year Chartered1953
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD4.42%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$131.1MM$130.1MM
LoansQ3 2022vs Q3 2021$78.7MM$75.4MM
DepositsQ3 2022vs Q3 2021$110.1MM$109.1MM
Equity CapitalQ3 2022vs Q3 2021$20.1MM$20.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$824.00K$946.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$894.00K$313.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Local Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Local Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.39%*$10k*-IRA Savings
OTHER TIERS: 0.29% → $1 - $10k
0.25%--Christmas Club
0.05%*$5k*-Primary Saving
OTHER TIERS: 0.00% → $50 - $2k | 0.03% → $2k - $5k
0.05%*$5k*-Secondary Saving
OTHER TIERS: 0.00% → $50 - $2k | 0.03% → $2k - $5k

United Local Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-Money Market Shares

United Local Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-24 Month CD
OTHER TIERS: 0.40% → $2k - $10k | 0.55% → $10k - $100k
0.50%*$100k*-18 Month CD
OTHER TIERS: 0.30% → $2k - $10k | 0.45% → $10k - $100k
0.30%*$100k*-12 Month CD
OTHER TIERS: 0.20% → $2k - $10k | 0.25% → $10k - $100k
0.20%*$100k*-6 Month CD
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $100k

United Local Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-24 Month IRA
OTHER TIERS: 0.40% → $2k - $10k | 0.55% → $10k - $100k
0.50%*$100k*-18 Month IRA
OTHER TIERS: 0.30% → $2k - $10k | 0.45% → $10k - $100k
0.30%*$100k*-12 Month IRA
OTHER TIERS: 0.20% → $2k - $10k | 0.25% → $10k - $100k
0.20%*$100k*-6 Month IRA
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $100k
Locations


United Local Credit Union Locations
Branch Office3650 E Ashlan AveFresno, CA 93726
Branch Office2033 W Bullard AveFresno, CA 93711-1200

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.