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Overview / Commentary
559-227-8329
3650 E Ashlan Ave
Fresno, CA 93726

United Local Credit Union is headquartered in Fresno and is the 147th largest credit union in the state of California. It is also the 1,490th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 19 employees and 10,581 members at 2 locations. United Local Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Fresno or Merced Counties and to members of any local union affiliated with the Central Labor Council in Madera, Fresno, Kings, Tulare, Mariposa and Merced Counties.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #60408
Year Chartered1953
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD1.98%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$109.0MM$108.1MM
LoansQ2 2016vs Q2 2015$83.9MM$83.2MM
DepositsQ2 2016vs Q2 2015$89.7MM$88.1MM
Equity CapitalQ2 2016vs Q2 2015$18.7MM$18.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.1MM$1.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$89.00K$46.00K
Real Estate OwnedQ2 2016vs Q2 2015$151.00K$241.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not United Local Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Local Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Christmas Club
0.25%--Club Account
0.10%*$5k*-Regular Shares
OTHER TIERS: 0.00% Up to $50 | 0.05% $50 - $5k

United Local Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Money Market Shares
OTHER TIERS: 0.10% $2,500 - $10k

United Local Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft

United Local Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-24 Month CD
OTHER TIERS: 0.40% $2k - $10k | 0.55% $10k - $100k
0.50%*$100k*-18 Month CD
OTHER TIERS: 0.30% $2k - $10k | 0.45% $10k - $100k
0.30%*$100k*-12 Month CD
OTHER TIERS: 0.20% $2k - $10k | 0.25% $10k - $100k
0.20%*$100k*-6 Month CD
OTHER TIERS: 0.10% $2k - $10k | 0.15% $10k - $100k
Locations


United Local Credit Union Locations
Branch Office3650 E Ashlan AveFresno, CA 93726
Branch Office2033 W Bullard AveFresno, CA 93711-1200