United Local Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Regular Shares 1.00% - Ally Bank Online Savings Account
0.60%	2-year CD	24 Month CD 1.30% - Ally Bank Raise Your Rate 2-Year CD

View all United Local Credit Union rates »

Overview / Commentary

www.unitedlocal.org

559-227-8329

3650 E Ashlan Ave
Fresno, CA 93726

United Local Credit Union is headquartered in Fresno and is the 147^th largest credit union in the state of California. It is also the 1,490^th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 19 employees and 10,581 members at 2 locations. United Local Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Fresno or Merced Counties and to members of any local union affiliated with the Central Labor Council in Madera, Fresno, Kings, Tulare, Mariposa and Merced Counties.
See current membership details

Overall
NCUA #	60408
Year Chartered	1953
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	1.98%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$109.0MM$108.1MM
Loans	Q2 2016vs Q2 2015	$83.9MM$83.2MM
Deposits	Q2 2016vs Q2 2015	$89.7MM$88.1MM
Equity Capital	Q2 2016vs Q2 2015	$18.7MM$18.3MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.1MM$1.3MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$89.00K$46.00K
Real Estate Owned	Q2 2016vs Q2 2015	$151.00K$241.00K

Rates

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