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Overview / Commentary
559-227-8329
3650 E Ashlan Ave
Fresno, CA 93726

United Local Credit Union is headquartered in Fresno and is the 148th largest credit union in the state of California. It is also the 1,487th largest credit union in the nation. It was established in 1953 and as of September of 2016, it had grown to 20 employees and 10,547 members at 2 locations. United Local Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Fresno or Merced Counties and to members of any local union affiliated with the Central Labor Council in Madera, Fresno, Kings, Tulare, Mariposa and Merced Counties.
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Health
A+

Health Grade Components

Overall
NCUA #60408
Year Chartered1953
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.26%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$110.8MM$107.6MM
LoansQ3 2016vs Q3 2015$85.9MM$84.3MM
DepositsQ3 2016vs Q3 2015$91.2MM$87.5MM
Equity CapitalQ3 2016vs Q3 2015$18.9MM$18.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.1MM$1.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$364.00K$66.00K
Real Estate OwnedQ3 2016vs Q3 2015$143.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Local Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Regular Shares
OTHER TIERS: 0.05% $50 - $5k

United Local Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Money Market Shares
OTHER TIERS: 0.10% $2,500 - $10k
Locations


United Local Credit Union Locations
Branch Office3650 E Ashlan AveFresno, CA 93726
Branch Office2033 W Bullard AveFresno, CA 93711-1200