United Local Credit Union is headquartered in Fresno and is the 142nd largest credit union in the state of California. It is also the 1,651st largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 24 employees and 8,135 members at 2 locations. United Local Credit Union has an A health rating.
Membership to United Local Credit Union is open to those who worship, live or work in Merced or Fresno Counties. Additionally, members of any local union in affiliation with the the Central Labor Council and Retail Clerks from the counties of Madera, Mariposa, Merced, Fresnom, Kings or Tulare are also eligible to join.
See current membership details
Overall | |
---|---|
NCUA # | 60408 |
Year Chartered | 1953 |
Employees | 24 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.69% |
Return on Equity - YTD | 3.66% |
Annual Interest Income | $1.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $123.1MM$126.1MM |
Loans | Q1 2025vs Q1 2024 | $76.8MM$80.7MM |
Deposits | Q1 2025vs Q1 2024 | $98.9MM$103MM |
Equity Capital | Q1 2025vs Q1 2024 | $23.2MM$21.8MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $876K$1MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $216K$140K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not United Local Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25% | $0 | - | Christmas Club | ||
0.05%* | $5k* | - | Primary Saving | ||
OTHER TIERS: 0.03% → $2k - $5k | |||||
0.05%* | $5k* | - | Secondary Saving | ||
OTHER TIERS: 0.03% → $2k - $5k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $2.5k | - | Money Market Shares |
United Local Credit Union Locations | ||
---|---|---|
Branch Office | 3650 E Ashlan Ave | Fresno, CA 93726 |
Branch Office | 2033 W Bullard Ave | Fresno, CA 93711-1200 |