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United Local Credit Union


Overview / Commentary
www.unitedlocal.org
559-227-8329
3650 E Ashlan Ave
Fresno, CA 93726

United Local Credit Union is headquartered in Fresno and is the 147th largest credit union in the state of California. It is also the 1,615th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 23 employees and 8,972 members at 2 locations. United Local Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership to United Local Credit Union is open to those who worship, live or work in Merced or Fresno Counties. Additionally, members of any local union in affiliation with the the Central Labor Council and Retail Clerks from the counties of Madera, Mariposa, Merced, Fresnom, Kings or Tulare are also eligible to join.
See current membership details

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Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #60408
Year Chartered1953
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD5.37%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$127.1MM$134.8MM
LoansQ2 2023vs Q2 2022$87.0MM$73.0MM
DepositsQ2 2023vs Q2 2022$105.9MM$113.8MM
Equity CapitalQ2 2023vs Q2 2022$20.8MM$20.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$862.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$272.00K$290.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not United Local Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Local Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.39%*$10k*-IRA Savings
OTHER TIERS: 0.29% → $1 - $10k
0.25%--Christmas Club
0.05%*$5k*-Primary Saving
OTHER TIERS: 0.03% → $2k - $5k
0.05%*$5k*-Secondary Saving
OTHER TIERS: 0.03% → $2k - $5k

United Local Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-Money Market Shares

United Local Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-24 Month CD
OTHER TIERS: 0.40% → $2k - $10k | 0.55% → $10k - $100k
0.50%*$100k*-18 Month CD
OTHER TIERS: 0.30% → $2k - $10k | 0.45% → $10k - $100k
0.30%*$100k*-12 Month CD
OTHER TIERS: 0.20% → $2k - $10k | 0.25% → $10k - $100k
0.20%*$100k*-6 Month CD
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $100k

United Local Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-24 Month IRA
OTHER TIERS: 0.40% → $2k - $10k | 0.55% → $10k - $100k
0.50%*$100k*-18 Month IRA
OTHER TIERS: 0.30% → $2k - $10k | 0.45% → $10k - $100k
0.30%*$100k*-12 Month IRA
OTHER TIERS: 0.20% → $2k - $10k | 0.25% → $10k - $100k
0.20%*$100k*-6 Month IRA
OTHER TIERS: 0.10% → $2k - $10k | 0.15% → $10k - $100k
Locations


United Local Credit Union Locations
Branch Office3650 E Ashlan AveFresno, CA 93726
Branch Office2033 W Bullard AveFresno, CA 93711-1200

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