United Midwest Savings Bank

United Midwest Savings Bank

Overview / Commentary
101 South Main Street
DeGraff, OH 43318

United Midwest Savings Bank is headquartered in DEGRAFF and is the 56th largest bank in the state of Ohio. It is also the 1,826th largest bank in the nation. It was established in 1889 and as of September of 2023, it had grown to 161 employees at 5 locations. United Midwest Savings Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #32441
Year Established1889
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.72%
Return on Equity - YTD14.53%
Annual Interest Income$27.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$471.7MM$485.3MM
LoansQ3 2023vs Q3 2022$356.8MM$365.7MM
DepositsQ3 2023vs Q3 2022$393.4MM$426.1MM
Equity CapitalQ3 2023vs Q3 2022$58.5MM$50.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$6MM$4.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.9MM$3MM
Real Estate OwnedQ3 2023vs Q3 2022$90K$221K

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United Midwest Savings Bank Locations
The First State Bk. Of W. Manchester Branch101 North Main StreetWest Manchester, OH 45382
United Midwest Savings Bank101 S Main StDegraff, OH 43318
Ridgeway Avenue Branch1057 Ridgeway AvenueFalmouth, KY 41040
Reed Rd Branch4848 Reed RoadColumbus, OH 43220
Lake Mary Branch875 Currency CircleLake Mary, FL 32746
Bexley Banking Center Branch3011 East Broad StreetColumbus, OH 43209
780 S. State Street Branch780 S. State StreetWesterville, OH 43081

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