United Midwest Savings Bank

United Midwest Savings Bank

Overview / Commentary
101 South Main Street
DeGraff, OH 43318

United Midwest Savings Bank is headquartered in De Graff and is the 59th largest bank in the state of Ohio. It is also the 2,018th largest bank in the nation. It was established in 1889 and as of December of 2020, it had grown to 123 employees at 5 locations. United Midwest Savings Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #32441
Year Established1889
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD14.98%
Annual Interest Income$17.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$381.7MM$293.5MM
LoansQ4 2020vs Q4 2019$286.3MM$219.9MM
DepositsQ4 2020vs Q4 2019$297.3MM$255.8MM
Equity CapitalQ4 2020vs Q4 2019$38.9MM$33.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.5MM$4.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$5.3MM$3.3MM
Real Estate OwnedQ4 2020vs Q4 2019$0$26.00K

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United Midwest Savings Bank Locations
The First State Bk. Of W. Manchester Branch101 North Main StreetWest Manchester, OH 45382
United Midwest Savings Bank101 South Main StreetDe Graff, OH 43318
Ridgeway Avenue Branch1057 Ridgeway AvenueFalmouth, KY 41040
Reed Rd Branch4848 Reed RoadColumbus, OH 43220
Lake Mary Branch875 Currency CircleLake Mary, FL 32746
Bexley Banking Center Branch3011 East Broad StreetColumbus, OH 43209
780 S. State Street Branch780 S. State StreetWesterville, OH 43081

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