United Midwest Savings Bank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.umwsb.com

937-585-5861

101 South Main Street
DeGraff, OH 43318

United Midwest Savings Bank is headquartered in DEGRAFF and is the 57^th largest bank in the state of Ohio. It is also the 1,818^th largest bank in the nation. It was established in 1889 and as of December of 2024, it had grown to 188 employees at 6 locations. United Midwest Savings Bank has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	32441
Year Established	1889
Employees	188
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.28%
Return on Equity - YTD	9.75%
Annual Interest Income	$38.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$490.3MM$476.6MM
Loans	Q4 2024vs Q4 2023	$297.3MM$298.5MM
Deposits	Q4 2024vs Q4 2023	$404.2MM$393.8MM
Equity Capital	Q4 2024vs Q4 2023	$66.5MM$61MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$8.3MM$6.5MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$3.5MM$2.3MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for United Midwest Savings Bank.

Locations

United Midwest Savings Bank Locations
The First State Bk. Of W. Manchester Branch	101 North Main Street	West Manchester, OH 45382
United Midwest Savings Bank	101 S Main St	Degraff, OH 43318
Ridgeway Avenue Branch	1057 Ridgeway Avenue	Falmouth, KY 41040
Reed Rd Branch	4848 Reed Road	Columbus, OH 43220
Lake Mary Branch	875 Currency Circle	Lake Mary, FL 32746
Bexley Banking Center Branch	3011 East Broad Street	Columbus, OH 43209
780 S. State Street Branch	780 S. State Street	Westerville, OH 43081

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.