United Mississippi Bank

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.unitedmsbk.com

601-445-7000

75 Melrose Montebello Parkway
Natchez, MS 39120

United Mississippi Bank is headquartered in NATCHEZ and is the 27^th largest bank in the state of Mississippi. It is also the 1,804^th largest bank in the nation. It was established in 1973 and as of December of 2024, it had grown to 113 employees at 10 locations. United Mississippi Bank has an A+ health rating.

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Health

A+

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #	21083
Year Established	1973
Employees	113
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.91%
Return on Equity - YTD	7.85%
Annual Interest Income	$23.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$494MM$444.1MM
Loans	Q4 2024vs Q4 2023	$341.1MM$295.9MM
Deposits	Q4 2024vs Q4 2023	$389.9MM$352.9MM
Equity Capital	Q4 2024vs Q4 2023	$55.7MM$52.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$2.9MM$3.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$940K$873K
Real Estate Owned	Q4 2024vs Q4 2023	$30K$232K

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Mississippi Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%^*	$0	$15k	NetChek
OTHER TIERS: 0.25% → $15k+

Locations

United Mississippi Bank Locations
Morgantown Branch	1 Morgantown Road	Adams County, MS 39120
Woodville Downtown Office	142 Royal Oak Street	Woodville, MS 39669
Fayette Branch	1440 Main Street	Fayette, MS 39069
Southern Motor Bank	20 Seargent S Prentiss Drive	Natchez, MS 39120
United Mississippi Bank	75 Melrose Montebello Pkwy	Natchez, MS 39120
Operations Natchez	203 S Commerce St	Natchez, MS 39120
Bude Branch	2292 Highway 184 E	Bude, MS 39630
Gloster Branch	647 Highway 33	Gloster, MS 39638
Vidalia Branch	4257 Carter Street	Vidalia, LA 71373

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