United Mississippi Bank

Overview / Commentary
75 Melrose-Montebello Pkwy.
Natchez, MS 39120

United Mississippi Bank is headquartered in Natchez and is the 26th largest bank in the state of Mississippi. It is also the 1,939th largest bank in the nation. It was established in 1973 and as of December of 2020, it had grown to 126 employees at 11 locations. United Mississippi Bank has an A health rating.


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Health Grade Components

FDIC Certificate #21083
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD9.05%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$404.4MM$350.1MM
LoansQ4 2020vs Q4 2019$290.0MM$257.1MM
DepositsQ4 2020vs Q4 2019$340.7MM$310.7MM
Equity CapitalQ4 2020vs Q4 2019$40.6MM$38.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.0MM$1.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.9MM$1.4MM
Real Estate OwnedQ4 2020vs Q4 2019$821.00K$656.00K

Rates for United Mississippi Bank are currently being reviewed.


United Mississippi Bank Locations
Morgantown Branch1 Morgantown RoadAdams County, MS 39120
Woodville Downtown Office142 Royal Oak StreetWoodville, MS 39669
Fayette Branch1440 Main StreetFayette, MS 39069
Southern Motor Bank20 Seargent S Prentiss DriveNatchez, MS 39120
United Mississippi Bank75 Melrose-Montebello ParkwayNatchez, MS 39120
Centreville Branch494 Highway 24Centreville, MS 39631
Bude Branch2292 Highway 184 EBude, MS 39630
Gloster Branch647 Highway 33Gloster, MS 39638
Vidalia Branch4257 Carter StreetVidalia, LA 71373

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