United Nations Federal Credit Union


Overview / Commentary
347-686-6000
2401 44Th Rd
Long Island City, NY 11101

United Nations Federal Credit Union is headquartered in Long Island City and is the 4th largest credit union in the state of New York. It is also the 28th largest credit union in the nation. It was established in 1947 and as of September of 2024, it had grown to 756 employees and 245,689 members at 3 locations. United Nations Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to residents of the United States who are members of the United Nations Association of the USA ($25 membership fee) or Friends of Kilimanjaro Initiative ($10 yearly membership fee). Membership is also open to employees, consultants, and retirees of the United Nations and affiliated agencies.
See current membership details

Reviews (2)

Worst Credit Union Ever!

Posted by: |

UNFCU is bureaucratic to the extreme! They won't consider individual circumstances and don't care about its members to the slightest! They will instead provide a canned reply to all your attempts at resolving an issue. Plain and simple, UNFCU sucks!!!

Fraudulent Chargebacks Initiated By UNFCU

Posted by: |

UNFCU would initiate fraudulent chargebacks claiming fraudulent double charges by merchant on their customer's card (which is a lie).

Merchants! Do not accept UNFCU cards as payment or risk huge losses in unfair (and fraudulent) chargebacks.

Contacting UNFCU is an arduous process and they respond with joke answers, addressing you with a wrong name and giving you a wrong answer all the time. Most of emails are never responded by UNFCU but they send many emails with their typical request for a SURVEY to be filled out, which ends up in the following:

ERROR 20
survey.unfcu.org

Dear Valued Member:
Thank you for your recent contact to our Call Center. UNFCU strives to provide quality service at all times and values direct feedback from our customers. Accordingly, we would appreciate you taking a few moments to answer the attached survey pertaining to your recent experience with our Member Service Representative.
SURVEY
Please be assured that this information will remain confidential. Thank you for taking the time to participate in the survey.
Sincerely,
Member Directed Services
United Nations Federal Credit Union
[email protected]
unfcu.org

No one responds your inquiry, but a survey request is sent each time you email them.

Remember: UNFCU initiates chargebacks claiming double charges, while the goods were already delivered to the customer. The credit card processor confirms that there indeed were NO double charges, but UNFCU proceeds to retract funds in a fraudulent-on-their-side chargeback.



Health

Health Grade Components

Overall
NCUA #5588
Year Chartered1947
Employees756
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD12.83%
Annual Interest Income$256.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$9.57B$8.64B
LoansQ3 2024vs Q3 2023$5.75B$5.53B
DepositsQ3 2024vs Q3 2023$8.73B$7.96B
Equity CapitalQ3 2024vs Q3 2023$782.8MM$617.8MM
Loan Loss AllowanceQ3 2024vs Q3 2023$31MM$28.6MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$13.4MM$10MM
Real Estate OwnedQ3 2024vs Q3 2023$290K$528K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Nations Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Nations Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$200k*-High Yield Savings
OTHER TIERS: 1.05% $50k - $200k | 1.10% $0 - $2.5k | 1.20% $2.5k - $25k | 1.25% $25k - $50k
0.05%$0-Savings
0.05%$500-IRA Savings

United Nations Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$15kPremium Checking
OTHER TIERS: 0.05% $15k+
0.05%$0-Checking Account

United Nations Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%$500-3 Month Share Certificate
3.05%$500-6 Month Share Certificate
3.00%$500-9 Month Share Certificate
3.00%$500-12 Month Share Certificate
3.00%$500-18 Month Share Certificate
3.00%$500-12 Month Impact Share Certificate
2.85%$500-24 Month Share Certificate
2.85%$250$10k24 Month Simple Saver Certificate
2.75%$500-36 Month Share Certificate
2.75%$500-60 Month Share Certificate
2.75%$500-48 Month Share Certificate
2.50%$500-30 Month Flex Rate Certificate

United Nations Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%$500-3 Month IRA Certificate
3.05%$500-6 Month IRA Certificate
3.00%$500-9 Month IRA Certificate
3.00%$500-12 Month IRA Certificate
3.00%$500-18 Month IRA Certificate
2.85%$500-24 Month IRA Certificate
2.75%$500-36 Month IRA Certificate
2.75%$500-60 Month IRA Certificate
2.75%$500-48 Month IRA Certificate
2.50%$500-30 Month Flex Rate IRA
Locations


United Nations Federal Credit Union Locations
Branch Office2401 44th RdLong Island City, NY 11101
Branch Office2 United Nations Plz Fl 3New York, NY 10017
Branch Office405 E 42nd StNew York, NY 10017

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.