Overview / Commentary
United Orient Bank is headquartered in New York and is the 131st largest bank in the state of New York. It is also the 4,260th largest bank in the nation. It was established in 1981 and as of December of 2019, it had grown to 34 employees at 2 locations. United Orient Bank's CD rates are 11% higher than the national average, and it has a B+ health rating.
Related Posts
View all posts from:
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. United Orient Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 23373 |
| Year Established | 1981 |
| Employees | 34 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 3.45% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $82.9MM$91.2MM |
| Loans | Q4 2019vs Q4 2018 | $66.1MM$78.5MM |
| Deposits | Q4 2019vs Q4 2018 | $68.6MM$72.4MM |
| Equity Capital | Q4 2019vs Q4 2018 | $13.8MM$13.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $1.0MM$1.0MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $1,000$9.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |