Featured Savings Rates
Featured Accounts

United Roosevelt Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.01%Reward CheckingStar Checking
2.02%5-year CD60 Month CD
0.40%1-year CD12 Month CD

Overview / Commentary
732-541-5445
11-15 Cooke Avenue
Carteret, NJ 07008

United Roosevelt Savings Bank is headquartered in Carteret and is the 85th largest bank in the state of New Jersey. It is also the 4,435th largest bank in the nation. It was established in 1914 and as of September of 2016, it had grown to 15 employees at 1 location. United Roosevelt Savings Bank has an A health rating.

Related Posts

North-Central NJ Checking Account Deals - United Roosevelt Savings Bank - 11/30/2016

Two of the checking accounts at United Roosevelt Savings Bank may be good deals for some 1) Star Checking Interesting hybrid between a reward checking account and an old interest checking account: Earn a competitive interest rate by keeping a daily balance between $10,000 and $100,000 (currently 1.01%) * $10,000 minimum deposit to open an account. * $10,000 minimum balance to avoid monthly service fee of $15. * Must have $1,500 in scheduled direct deposits and 5 debit card Point of Sale (POS) transactions per month to avoid service fee of $15. * Unlimited check writing. Reimbursement of up to 3 ATM fees per month 2) Community Checking $100 new account bonus Open a Community Checking with direct deposit and earn $100. Plus, we will donate $50 to a local Civic/Non-Profit organization. * $100 minimum deposit to open an account * $1,000 minimum balance to avoid monthly service fee of $7.50 * Must have recurring monthly direct deposit(s) of at least $1,000 [URL="http://www.ursbank.co

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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. United Roosevelt Savings Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #29170
Year Established1914
Employees15
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.11%
Return on Equity - YTD-0.75%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$97.2MM$89.5MM
LoansQ3 2016vs Q3 2015$75.5MM$33.3MM
DepositsQ3 2016vs Q3 2015$80.6MM$72.6MM
Equity CapitalQ3 2016vs Q3 2015$13.7MM$13.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$466.00K$225.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$142.00K$304.00K
Real Estate OwnedQ3 2016vs Q3 2015$158.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

North-Central NJ Checking Account Deals - United Roosevelt Savings Bank

patking   |  
Two of the checking accounts at United Roosevelt Savings Bank may be good deals for some

1) Star Checking
Interesting hybrid between a reward checking account and an old interest checking account:

Earn a competitive interest rate by keeping a daily balance between $10,000 and $100,000 (currently 1.01%)

* $10,000 minimum deposit to open an account.
* $10,000 minimum balance to avoid monthly service fee of $15.
* Must have $1,500 in scheduled direct deposits and 5 debit card Point of Sale (POS) transactions per month to avoid service fee of $15.
* Unlimited check writing.
Reimbursement of up to 3 ATM fees per month

2) Community Checking
$100 new account bonus

Open a Community Checking with direct deposit and earn $100. Plus, we will donate $50 to a local Civic/Non-Profit organization.

* $100 minimum deposit to open an account
* $1,000 minimum balance to avoid monthly service fee of $7.50
* Must have recurring monthly direct deposit(s) of at least $1,000

Bank’s checking account page

Rates
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Always verify rates and promotions with the bank or credit union. We are not United Roosevelt Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Roosevelt Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Statement Savings
0.25%--Passbook
0.13%--Christmas Club
0.13%--Vacation Club

United Roosevelt Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$500*-Money Market
OTHER TIERS: 0.05% Up to $500

United Roosevelt Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$10k*$100kStar Checking
OTHER TIERS: 0.05% Any amount
0.45%*$50k*-Platinum Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k
0.05%--N.O.W. Checking

United Roosevelt Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month CD
1.01%$500-24 Month CD
1.00%$500-48 Month CD
0.90%$500-18 Month CD
0.85%$500-30 Month CD
0.80%$500-15 Month CD
0.50%$500-9 Month CD
0.40%$500-12 Month CD
0.25%$500-6 Month CD
0.25%$500-7 Month CD

United Roosevelt Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month IRA
2.02%$500-60 Month Roth IRA
1.01%$500-24 Month IRA
1.01%$500-24 Month Roth IRA
1.00%$500-48 Month IRA
0.90%$500-18 Month IRA
0.85%$500-30 Month IRA
0.80%$500-15 Month IRA
0.50%$500-9 Month IRA
0.40%$500-12 Month IRA
0.40%$500-12 Month Roth IRA
0.25%$500-6 Month IRA
0.25%$500-7 Month IRA
0.25%$500-6 Month Roth IRA
Locations


United Roosevelt Savings Bank Locations
United Roosevelt Savings Bank11-15 Cooke AvenueCarteret, NJ 07008