United Savings Credit Union (ND)

Featured Account Options

SPONSORED LISTINGS

High Yield 12-Month CD

Ally Bank, Member FDIC.
Consistently Competitive Rates.
24/7 Customer Care.

1.05% APY

Online Savings Account

Ally Bank, Member FDIC.
Consistently Competitive Rates.
24/7 Customer Care.

1.00% APY

Overview / Commentary

www.unitedsavingscu.org

701-235-2832

1001 1St Ave N
Fargo, ND 58102

United Savings Credit Union (ND) is headquartered in Fargo and is the 15^th largest credit union in the state of North Dakota. It is also the 2,235^th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 16 employees and 4,575 members at 3 locations. United Savings Credit Union (ND) has an A health rating.

Field of Membership Restrictions

Membership is open to those who live within a 75-mile radius of the credit union's home office at 1001 1st Ave N, Fargo, North Dakota.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Savings Credit Union (ND) has a relatively low asset base.

Health Grade Components

Overall
NCUA #	65578
Year Chartered	1935
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	5.82%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$53.3MM$45.4MM
Loans	Q2 2016vs Q2 2015	$41.7MM$33.4MM
Deposits	Q2 2016vs Q2 2015	$40.2MM$36.8MM
Equity Capital	Q2 2016vs Q2 2015	$8.9MM$8.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$388.00K$475.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$221.00K$116.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

Skip to rates for:

Savings
Money Market
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Savings Credit Union (ND); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Savings Credit Union (ND) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$25	-	Regular Share Account

United Savings Credit Union (ND) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market Share Account
OTHER TIERS: 0.15% → $5k - $50k \| 0.20% → $50k - $100k

United Savings Credit Union (ND) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	IRA Share Account
OTHER TIERS: 0.15% → Up to $50k \| 0.20% → $50k - $100k

Locations

United Savings Credit Union (ND) Locations
Branch Office	1407 W Highway 10	Dilworth, MN 56529
Branch Office	1001 1st Ave N	Fargo, ND 58102
Branch Office	2401 45th St S	Fargo, ND 58104