United Savings Credit Union (ND)

Overview | Eligibility Requirements | Receive alerts for this credit union

LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.unitedsavingscu.org

701-235-2832

1001 1St Ave N
Fargo, ND 58102

United Savings Credit Union (ND) is headquartered in Fargo and is the 11^th largest credit union in the state of North Dakota. It is also the 1,675^th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 31 employees and 7,189 members at 5 locations. United Savings Credit Union (ND) has an A health rating.

Field of Membership Restrictions

Membership in United Savings Credit Union is open to those who live within a 75-mile radius of the credit union's home office in Fargo, North Dakota.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	65578
Year Chartered	1935
Employees	31
Primary Regulator

Profit Margin
Return on Assets - YTD	0.08%
Return on Equity - YTD	0.68%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$120.9MM$119.9MM
Loans	Q1 2025vs Q1 2024	$83.6MM$84.6MM
Deposits	Q1 2025vs Q1 2024	$105.1MM$105.3MM
Equity Capital	Q1 2025vs Q1 2024	$14.9MM$13.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$942K$907K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$902K$927K
Real Estate Owned	Q1 2025vs Q1 2024	$44K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for United Savings Credit Union (ND) are currently being reviewed.

Locations

United Savings Credit Union (ND) Locations
Branch Office	1001 1st Ave N	Fargo, ND 58102
Branch Office	1407 W Highway 10	Dilworth, MN 56529
Branch Office	1121 Highway 10 E	Detroit Lakes, MN 56501-4215
Branch Office	2940 UNIVERSITY DR N	FARGO, ND 58102
Branch Office	4505 47TH AVE S # 4248	FARGO, ND 58104-6078

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