United Security Bank (CA)

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

Business 5 Year CD

Overview / Commentary

www.unitedsecuritybank.com

559-248-4930

2126 Inyo Street
Fresno, CA 93721

United Security Bank (CA) is headquartered in Fresno and is the 65^th largest bank in the state of California. It is also the 781^st largest bank in the nation. It was established in 1987 and as of December of 2021, it had grown to 119 employees at 14 locations. United Security Bank (CA) has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	27132
Year Established	1987
Employees	119
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.89%
Return on Equity - YTD	8.6%
Annual Interest Income	$37.7MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$1.33B$1.09B
Loans	Q4 2021vs Q4 2020	$862.2MM$645.8MM
Deposits	Q4 2021vs Q4 2020	$1.19B$955.7MM
Equity Capital	Q4 2021vs Q4 2020	$129.0MM$126.5MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$9.3MM$8.5MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$11.9MM$12.0MM
Real Estate Owned	Q4 2021vs Q4 2020	$0$423.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Security Bank (CA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Security Bank (CA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	-	-	IRA Saving Account
0.10%	-	-	Business Saving Account
0.10%	$100	-	Personal Saving Account

United Security Bank (CA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$1.5m^*	-	Personal Money Market Checking Account
OTHER TIERS: 0.10% → Up to $50k \| 0.15% → $50k - $150k \| 0.20% → $150k - $500k \| 0.25% → $500k - $750k \| 0.30% → $750k - $1.5m
0.40%^*	$1.5m^*	-	Business Money Market Checking Account
OTHER TIERS: 0.10% → Up to $50k \| 0.15% → $50k - $150k \| 0.20% → $150k - $500k \| 0.25% → $500k - $750k \| 0.30% → $750k - $1.5m

United Security Bank (CA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$100	-	Personal Classic Checking Account
0.10%	-	-	Business NOW Account
0.10%	$200	-	Personal NOW Account

United Security Bank (CA) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$100k^*	-	Business 5 Year CD
OTHER TIERS: 0.60% → $1k - $100k
0.75%^*	$100k^*	-	5 Year Personal CD
OTHER TIERS: 0.60% → $1k - $100k
0.68%	$10k	-	Business 5 Year CDARS
0.68%	$10k	-	5 Year CDARS
0.55%^*	$100k^*	-	Business 4 Year CD
OTHER TIERS: 0.45% → $1k - $100k
0.55%^*	$100k^*	-	4 Year Personal CD
OTHER TIERS: 0.45% → $1k - $100k
0.48%	$10k	-	Business 3 Year CDARS
0.48%	$10k	-	3 Year CDARS
0.45%^*	$100k^*	-	Business 3 Year CD
OTHER TIERS: 0.35% → $1k - $100k
0.45%^*	$100k^*	-	3 Year Personal CD
OTHER TIERS: 0.35% → $1k - $100k
0.40%^*	$100k^*	-	Business 2 Year CD
OTHER TIERS: 0.30% → $1k - $100k
0.40%^*	$100k^*	-	18 Month Personal CD
OTHER TIERS: 0.30% → $1k - $100k
0.40%^*	$100k^*	-	2 Year Personal CD
OTHER TIERS: 0.30% → $1k - $100k
0.38%	$10k	-	Business 2 Year CDARS
0.38%	$10k	-	2 Year CDARS
0.35%^*	$100k^*	-	Business 1 Year CD
OTHER TIERS: 0.25% → $1k - $100k
0.35%^*	$100k^*	-	Business 18 Month CD
OTHER TIERS: 0.30% → $1k - $100k
0.35%^*	$100k^*	-	1 Year Personal CD
OTHER TIERS: 0.25% → $1k - $100k
0.30%^*	$100k^*	-	Business 270 Day CD
OTHER TIERS: 0.20% → $1k - $100k
0.30%^*	$100k^*	-	270 Day Personal CD
OTHER TIERS: 0.20% → $1k - $100k
0.25%	$10k	-	2 Year Variable Personal CD
0.25%	$10k	-	Business 2 Year Variable CD
0.23%	$10k	-	Business 52 Week CDARS
0.23%	$10k	-	52 Week CDARS
0.22%^*	$100k^*	-	Business 30 Day CD
OTHER TIERS: 0.12% → $1k - $100k
0.22%^*	$100k^*	-	Business 90 Day CD
OTHER TIERS: 0.12% → $1k - $100k
0.22%^*	$100k^*	-	Business 180 Day CD
OTHER TIERS: 0.12% → $1k - $100k
0.22%^*	$100k^*	-	30 Day Personal CD
OTHER TIERS: 0.12% → $1k - $100k
0.22%^*	$100k^*	-	90 Day Personal CD
OTHER TIERS: 0.12% → $1k - $100k
0.22%^*	$100k^*	-	180 Day Personal CD
OTHER TIERS: 0.12% → $1k - $100k
0.18%	$10k	-	Business 26 Week CDARS
0.18%	$10k	-	26 Week CDARS
0.15%	$10k	-	Business 4 Week CDARS
0.15%	$10k	-	Business 13 Week CDARS
0.15%	$10k	-	4 Week CDARS
0.15%	$10k	-	13 Week CDARS

United Security Bank (CA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 0.60% → $1k - $100k
0.55%^*	$100k^*	-	4 Year IRA
OTHER TIERS: 0.45% → $1k - $100k
0.45%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 0.35% → $1k - $100k
0.40%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.30% → $1k - $100k
0.40%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 0.30% → $1k - $100k
0.35%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.25% → $1k - $100k
0.30%^*	$100k^*	-	270 Day IRA
OTHER TIERS: 0.20% → $1k - $100k
0.22%^*	$100k^*	-	30 Day IRA
OTHER TIERS: 0.12% → $1k - $100k
0.22%^*	$100k^*	-	90 Day IRA
OTHER TIERS: 0.12% → $1k - $100k
0.22%^*	$100k^*	-	180 Day IRA
OTHER TIERS: 0.12% → $1k - $100k

Locations

Availability

Fresno-Visalia Area

Fresno-Visalia Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.