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United Security Bank (CA)


Overview / Commentary
www.unitedsecuritybank.com
559-248-4930
2126 Inyo Street
Fresno, CA 93721

United Security Bank (CA) is headquartered in FRESNO and is the 60th largest bank in the state of California. It is also the 829th largest bank in the nation. It was established in 1987 and as of March of 2023, it had grown to 116 employees at 14 locations. United Security Bank (CA)'s money market rates are 3X the national average, and it has a B health rating.

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Health
B

Data as of Q1 2023

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Health Grade Components

Overall
FDIC Certificate #27132
Year Established1987
Employees116
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD20.12%
Annual Interest Income$14.6MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$1.26B$1.35B
LoansQ1 2023vs Q1 2022$927.1MM$870.1MM
DepositsQ1 2023vs Q1 2022$1.11B$1.22B
Equity CapitalQ1 2023vs Q1 2022$121.8MM$122.2MM
Loan Loss AllowanceQ1 2023vs Q1 2022$15.6MM$9.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$13.6MM$11.3MM
Real Estate OwnedQ1 2023vs Q1 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Security Bank (CA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Saving Account
0.10%--Business Saving Account
0.10%$100-Personal Saving Account

United Security Bank (CA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$7m*-Personal Money Market Checking Account
OTHER TIERS: 0.17% → Up to $50k | 0.30% → $50k - $150k | 0.40% → $150k - $500k | 0.50% → $500k - $750k | 0.60% → $750k - $1.5m | 0.80% → $1.5m - $3m | 1.21% → $3m - $7m
1.51%*$7m*-Business Money Market Checking Account
OTHER TIERS: 0.17% → Up to $50k | 0.30% → $50k - $150k | 0.40% → $150k - $500k | 0.50% → $500k - $750k | 0.60% → $750k - $1.5m | 0.80% → $1.5m - $3m | 1.21% → $3m - $7m

United Security Bank (CA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Personal Classic Checking Account
0.10%--Business NOW Account
0.10%$200-Personal NOW Account

United Security Bank (CA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.86%$10k-2 Year Variable Personal CD
4.86%$10k-Business 2 Year Variable CD
1.26%*$100k*-Business 5 Year CD
OTHER TIERS: 1.11% → $1k - $100k
1.26%*$100k*-5 Year Personal CD
OTHER TIERS: 1.11% → $1k - $100k
1.01%*$100k*-Business 4 Year CD
OTHER TIERS: 0.90% → $1k - $100k
1.01%*$100k*-4 Year Personal CD
OTHER TIERS: 0.90% → $1k - $100k
0.90%*$100k*-Business 3 Year CD
OTHER TIERS: 0.80% → $1k - $100k
0.90%*$100k*-3 Year Personal CD
OTHER TIERS: 0.80% → $1k - $100k
0.85%*$100k*-Business 18 Month CD
OTHER TIERS: 0.75% → $1k - $100k
0.85%*$100k*-Business 2 Year CD
OTHER TIERS: 0.75% → $1k - $100k
0.85%*$100k*-18 Month Personal CD
OTHER TIERS: 0.75% → $1k - $100k
0.85%*$100k*-2 Year Personal CD
OTHER TIERS: 0.75% → $1k - $100k
0.80%*$100k*-Business 270 Day CD
OTHER TIERS: 0.70% → $1k - $100k
0.80%*$100k*-Business 1 Year CD
OTHER TIERS: 0.70% → $1k - $100k
0.80%*$100k*-270 Day Personal CD
OTHER TIERS: 0.70% → $1k - $100k
0.80%*$100k*-1 Year Personal CD
OTHER TIERS: 0.70% → $1k - $100k
0.72%*$100k*-Business 30 Day CD
OTHER TIERS: 0.62% → $1k - $100k
0.72%*$100k*-Business 90 Day CD
OTHER TIERS: 0.62% → $1k - $100k
0.72%*$100k*-Business 180 Day CD
OTHER TIERS: 0.62% → $1k - $100k
0.72%*$100k*-30 Day Personal CD
OTHER TIERS: 0.62% → $1k - $100k
0.72%*$100k*-90 Day Personal CD
OTHER TIERS: 0.62% → $1k - $100k
0.72%*$100k*-180 Day Personal CD
OTHER TIERS: 0.62% → $1k - $100k
0.68%$10k-Business 5 Year CDARS
0.68%$10k-5 Year CDARS
0.48%$10k-Business 3 Year CDARS
0.48%$10k-3 Year CDARS
0.38%$10k-Business 2 Year CDARS
0.38%$10k-2 Year CDARS
0.23%$10k-Business 52 Week CDARS
0.23%$10k-52 Week CDARS
0.18%$10k-Business 26 Week CDARS
0.18%$10k-26 Week CDARS
0.15%$10k-Business 4 Week CDARS
0.15%$10k-Business 13 Week CDARS
0.15%$10k-4 Week CDARS
0.15%$10k-13 Week CDARS

United Security Bank (CA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*-5 Year IRA
OTHER TIERS: 1.11% → $1k - $100k
1.01%*$100k*-4 Year IRA
OTHER TIERS: 0.90% → $1k - $100k
0.90%*$100k*-3 Year IRA
OTHER TIERS: 0.80% → $1k - $100k
0.85%*$100k*-18 Month IRA
OTHER TIERS: 0.75% → $1k - $100k
0.85%*$100k*-2 Year IRA
OTHER TIERS: 0.75% → $1k - $100k
0.80%*$100k*-270 Day IRA
OTHER TIERS: 0.70% → $1k - $100k
0.80%*$100k*-1 Year IRA
OTHER TIERS: 0.70% → $1k - $100k
0.72%*$100k*-30 Day IRA
OTHER TIERS: 0.62% → $1k - $100k
0.72%*$100k*-90 Day IRA
OTHER TIERS: 0.62% → $1k - $100k
0.72%*$100k*-180 Day IRA
OTHER TIERS: 0.62% → $1k - $100k
Locations

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