Featured Savings Rates
Featured Accounts

United Southern Bank (FL)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.81%5-year CD60 Month CD
0.21%1-year CD12 Month CD
0.20%SavingsRegular Savings

Overview / Commentary
352-669-2121
750 North Central Avenue
Umatilla, FL 32784

United Southern Bank (FL) is headquartered in Umatilla and is the 44th largest bank in the state of Florida. It is also the 1,409th largest bank in the nation. It was established in 1937 and as of March of 2017, it had grown to 126 employees at 13 locations. United Southern Bank (FL) has a B+ health rating.

Reviews (2)

Customer Service

Uninted Southern Bank Is A True "Home Town" Bank. They Treat You Like Family And Have Excellent Customer Service. United Southern Bank Values Their Customers, Unlike Most Larger Chain Banks.

Not very good

This is one of the worst banks around. they offer deposit accounts paying current rates, very limited loan services with high rates, and a clunky web site with access limited to only current transactions and those of the previous statement.

My wife and her mother held a joint account, but when her mother passed away they closed the account without any notice and it was a struggle to get a new account opened. They closed it after an inquiry by my wife, with no proof of death required. So apparently hearsay is a driving force for these people.



Health
B+

Health Grade Components

Overall
FDIC Certificate #15465
Year Established1937
Employees126
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.78%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$504.4MM$466.7MM
LoansQ1 2017vs Q1 2016$278.4MM$262.7MM
DepositsQ1 2017vs Q1 2016$455.8MM$419.5MM
Equity CapitalQ1 2017vs Q1 2016$44.2MM$43.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$6.4MM$6.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$7.2MM$7.5MM
Real Estate OwnedQ1 2017vs Q1 2016$978.00K$2.8MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Southern Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Regular Savings
0.20%--Holiday Club

United Southern Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Account
OTHER TIERS: 0.10% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k

United Southern Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Choice Checking

United Southern Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%$1k-48 Month CD
0.81%$1k-60 Month CD
0.71%$1k-36 Month CD
0.36%$1k-24 Month CD
0.36%$1k-30 Month CD
0.26%$1k-18 Month CD
0.21%$1k-12 Month CD
0.11%$1k-91 Day CD
0.11%$1k-182 Day CD

United Southern Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.86%$1k-48 Month IRA
0.86%$1k-60 Month IRA
0.76%$1k-36 Month IRA
0.41%$1k-24 Month IRA
0.41%$1k-30 Month IRA
0.31%$1k-18 Month IRA
0.26%$1k-12 Month IRA
0.26%$1k-18 Month Variable IRA
0.16%$1k-91 Day IRA
0.16%$1k-182 Day IRA
Locations

United Southern Bank (FL) has 11 locations. Click to view all United Southern Bank (FL) locations.