Featured Savings Rates
Featured Accounts

United Southern Bank (FL)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.81%5-year CD60 Month CD
0.21%1-year CD12 Month CD
0.20%SavingsRegular Savings

Overview / Commentary
352-669-2121
750 North Central Avenue
Umatilla, FL 32784

United Southern Bank (FL) is headquartered in Umatilla and is the 45th largest bank in the state of Florida. It is also the 1,394th largest bank in the nation. It was established in 1937 and as of December of 2016, it had grown to 131 employees at 13 locations. United Southern Bank (FL) has a B health rating.

Reviews (2)

Customer Service

Uninted Southern Bank Is A True "Home Town" Bank. They Treat You Like Family And Have Excellent Customer Service. United Southern Bank Values Their Customers, Unlike Most Larger Chain Banks.

Not very good

This is one of the worst banks around. they offer deposit accounts paying current rates, very limited loan services with high rates, and a clunky web site with access limited to only current transactions and those of the previous statement.

My wife and her mother held a joint account, but when her mother passed away they closed the account without any notice and it was a struggle to get a new account opened. They closed it after an inquiry by my wife, with no proof of death required. So apparently hearsay is a driving force for these people.



Health

Health Grade Components

Overall
FDIC Certificate #15465
Year Established1937
Employees131
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD7.6%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$503.3MM$439.6MM
LoansQ4 2016vs Q4 2015$271.6MM$253.7MM
DepositsQ4 2016vs Q4 2015$456.6MM$393.1MM
Equity CapitalQ4 2016vs Q4 2015$42.9MM$42.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$6.4MM$6.4MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$7.4MM$7.5MM
Real Estate OwnedQ4 2016vs Q4 2015$2.1MM$2.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Southern Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Regular Savings
0.20%--Holiday Club

United Southern Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Account
OTHER TIERS: 0.10% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k

United Southern Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Choice Checking

United Southern Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%$1k-48 Month CD
0.81%$1k-60 Month CD
0.71%$1k-36 Month CD
0.36%$1k-24 Month CD
0.36%$1k-30 Month CD
0.26%$1k-18 Month CD
0.21%$1k-12 Month CD
0.11%$1k-91 Day CD
0.11%$1k-182 Day CD

United Southern Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.86%$1k-48 Month IRA
0.86%$1k-60 Month IRA
0.76%$1k-36 Month IRA
0.41%$1k-24 Month IRA
0.41%$1k-30 Month IRA
0.31%$1k-18 Month IRA
0.26%$1k-12 Month IRA
0.26%$1k-18 Month Variable IRA
0.16%$1k-91 Day IRA
0.16%$1k-182 Day IRA
Locations

United Southern Bank (FL) has 11 locations. Click to view all United Southern Bank (FL) locations.