Featured Savings Rates
Featured Accounts
Overview / Commentary
352-669-2121
750 North Central Avenue
Umatilla, FL 32784

United Southern Bank (FL) is headquartered in Umatilla and is the 45th largest bank in the state of Florida. It is also the 1,410th largest bank in the nation. It was established in 1937 and as of December of 2017, it had grown to 152 employees at 13 locations. United Southern Bank (FL) has a B+ health rating.

Reviews (4)

Customer Service

Uninted Southern Bank Is A True "Home Town" Bank. They Treat You Like Family And Have Excellent Customer Service. United Southern Bank Values Their Customers, Unlike Most Larger Chain Banks.

Worst Bank I've Ever Dealt With!!

Posted by: Oni352 | Feb 27, 2018

The WORST bank EVER. Will NEVER deal with them ever again and will NEVER recommend them for anything.
They have crappy customer service and do questionable banking and loans.
The worst is when I heard the a couple of department managers tell a customer "We know who your wife works for personally and you should have tried harder and not waited until the last minute"

Customer Service

What was once considered a "home town bank", is now just another financial institution. Absolute worst customer service I ever experienced.

Not very good

This is one of the worst banks around. they offer deposit accounts paying current rates, very limited loan services with high rates, and a clunky web site with access limited to only current transactions and those of the previous statement.

My wife and her mother held a joint account, but when her mother passed away they closed the account without any notice and it was a struggle to get a new account opened. They closed it after an inquiry by my wife, with no proof of death required. So apparently hearsay is a driving force for these people.



Health
B+

Health Grade Components

Overall
FDIC Certificate #15465
Year Established1937
Employees152
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.18%
Annual Interest Income$17.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$506.6MM$503.3MM
LoansQ4 2017vs Q4 2016$282.6MM$271.6MM
DepositsQ4 2017vs Q4 2016$457.0MM$456.6MM
Equity CapitalQ4 2017vs Q4 2016$44.2MM$42.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$6.5MM$6.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$6.8MM$7.4MM
Real Estate OwnedQ4 2017vs Q4 2016$748.00K$2.1MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Southern Bank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Southern Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Regular Savings
0.20%--Holiday Club

United Southern Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Account
OTHER TIERS: 0.10% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k

United Southern Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Choice Checking

United Southern Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%$1k-48 Month CD
0.81%$1k-60 Month CD
0.71%$1k-36 Month CD
0.36%$1k-24 Month CD
0.36%$1k-30 Month CD
0.26%$1k-18 Month CD
0.21%$1k-12 Month CD
0.11%$1k-91 Day CD
0.11%$1k-182 Day CD

United Southern Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.86%$1k-48 Month IRA
0.86%$1k-60 Month IRA
0.76%$1k-36 Month IRA
0.41%$1k-24 Month IRA
0.41%$1k-30 Month IRA
0.31%$1k-18 Month IRA
0.26%$1k-12 Month IRA
0.26%$1k-18 Month Variable IRA
0.16%$1k-91 Day IRA
0.16%$1k-182 Day IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.