United Southern Bank (FL)


Overview / Commentary
352-669-2121
750 North Central Avenue
Umatilla, FL 32784

United Southern Bank (FL) is headquartered in UMATILLA and is the 38th largest bank in the state of Florida. It is also the 1,185th largest bank in the nation. It was established in 1937 and as of December of 2024, it had grown to 152 employees at 14 locations. United Southern Bank (FL)'s money market rates are 70% higher than the national average, and it has a B health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #15465
Year Established1937
Employees152
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD20.12%
Annual Interest Income$35.5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$852.6MM$907.3MM
LoansQ4 2024vs Q4 2023$392.4MM$362.7MM
DepositsQ4 2024vs Q4 2023$779.5MM$788.1MM
Equity CapitalQ4 2024vs Q4 2023$39.5MM$35.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$9.2MM$9.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.6MM$1.5MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Southern Bank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Southern Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Regular Savings
0.05%$0-Holiday Club

United Southern Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Money Market
OTHER TIERS: 0.05% $5k - $25k | 0.25% $25k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k

United Southern Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Choice Checking

United Southern Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-60 Month CD
0.25%$1k-36 Month CD
0.25%$1k-48 Month CD
0.20%$1k-24 Month CD
0.20%$1k-30 Month CD
0.15%$1k-12 Month CD
0.15%$1k-18 Month CD
0.10%$1k-182 Day CD
0.05%$1k-91 Day CD

United Southern Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-60 Month IRA
0.30%$1k-36 Month IRA
0.30%$1k-48 Month IRA
0.25%$1k-24 Month IRA
0.25%$1k-30 Month IRA
0.20%$1k-12 Month IRA
0.20%$1k-18 Month IRA
0.15%$1k-182 Day IRA
0.15%$1k-18 Month Variable IRA
0.10%$1k-91 Day IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.