Featured Savings Rates
Featured Accounts

United Southern Bank (FL)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.81%5-year CD60 Month CD
0.21%1-year CD12 Month CD
0.20%SavingsRegular Savings

Overview / Commentary
352-669-2121
750 North Central Avenue
Umatilla, FL 32784

United Southern Bank (FL) is headquartered in Umatilla and is the 47th largest bank in the state of Florida. It is also the 1,436th largest bank in the nation. It was established in 1937 and as of June of 2017, it had grown to 137 employees at 13 locations. United Southern Bank (FL) has a B+ health rating.

Reviews (3)

Customer Service

Uninted Southern Bank Is A True "Home Town" Bank. They Treat You Like Family And Have Excellent Customer Service. United Southern Bank Values Their Customers, Unlike Most Larger Chain Banks.

Customer Service

What was once considered a "home town bank", is now just another financial institution. Absolute worst customer service I ever experienced.

Not very good

This is one of the worst banks around. they offer deposit accounts paying current rates, very limited loan services with high rates, and a clunky web site with access limited to only current transactions and those of the previous statement.

My wife and her mother held a joint account, but when her mother passed away they closed the account without any notice and it was a struggle to get a new account opened. They closed it after an inquiry by my wife, with no proof of death required. So apparently hearsay is a driving force for these people.



Health
B+

Health Grade Components

Overall
FDIC Certificate #15465
Year Established1937
Employees137
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.56%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$501.1MM$475.7MM
LoansQ2 2017vs Q2 2016$275.4MM$267.3MM
DepositsQ2 2017vs Q2 2016$451.3MM$427.1MM
Equity CapitalQ2 2017vs Q2 2016$45.4MM$44.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$6.4MM$6.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.4MM$7.3MM
Real Estate OwnedQ2 2017vs Q2 2016$1.0MM$2.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Southern Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Regular Savings
0.20%--Holiday Club

United Southern Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market Account
OTHER TIERS: 0.10% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $250k

United Southern Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Choice Checking

United Southern Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%$1k-48 Month CD
0.81%$1k-60 Month CD
0.71%$1k-36 Month CD
0.36%$1k-24 Month CD
0.36%$1k-30 Month CD
0.26%$1k-18 Month CD
0.21%$1k-12 Month CD
0.11%$1k-91 Day CD
0.11%$1k-182 Day CD

United Southern Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.86%$1k-48 Month IRA
0.86%$1k-60 Month IRA
0.76%$1k-36 Month IRA
0.41%$1k-24 Month IRA
0.41%$1k-30 Month IRA
0.31%$1k-18 Month IRA
0.26%$1k-12 Month IRA
0.26%$1k-18 Month Variable IRA
0.16%$1k-91 Day IRA
0.16%$1k-182 Day IRA
Locations

Availability